Missouri · HMDA 2025
Mortgage lenders in Jackson County, MO
510 lenders reported 32,622 home-loan applications in Jackson County in 2025. 17,329 closed as loans ($4.3B), 4,011 were denied — a 18.2% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 17% of applications, led by COMMUNITYAMERICA CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 32,622
- Loans originated
- 17,329
- Purchase / refinance
- 9,889 / 4,886
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITYAMERICA CREDIT UNION | 2,605 | 8.0% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 1,640 | 5.0% | 39.5% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,242 | 3.8% | — |
| 4 | Rocket Mortgage, LLC | 1,217 | 3.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 955 | 2.9% | — |
| 6 | Fairway Independent Mortgage Corporation | 937 | 2.9% | — |
| 7 | Commerce Bank 76 out of 100, Strong | 850 | 2.6% | 33.2% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 806 | 2.5% | 14.1% |
| 9 | LEADERONE FINANCIAL CORPORATION | 703 | 2.2% | — |
| 10 | NEWREZ LLC | 685 | 2.1% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 638 | 2.0% | — |
| 12 | GUILD MORTGAGE COMPANY | 627 | 1.9% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 573 | 1.8% | 44.7% |
| 14 | Kiavi Funding, Inc. | 573 | 1.8% | — |
| 15 | FLAT BRANCH MORTGAGE, INC. | 556 | 1.7% | — |
| 16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 543 | 1.7% | — |
| 17 | Arvest Bank 57 out of 100, Moderate | 536 | 1.6% | 18.5% |
| 18 | Mortgage Research Center, LLC | 490 | 1.5% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 450 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 434 | 1.3% | — |
| 21 | UMB Bank, National Association 65 out of 100, Moderate | 413 | 1.3% | 30.5% |
| 22 | The Central Trust Bank 69 out of 100, Moderate | 388 | 1.2% | 10.4% |
| 23 | COMMUNITY MORTGAGE, LLC | 385 | 1.2% | — |
| 24 | Prosperity Home Mortgage, LLC | 368 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 346 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 322 | 1.0% | — |
| 27 | First State Bank of St. Charles, Missouri | 288 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 287 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 283 | 0.9% | — |
| 30 | NBKC BANK | 282 | 0.9% | — |
| 31 | Loandepot.Com, LLC | 281 | 0.9% | — |
| 32 | M SQUARED FINANCIAL LLC | 276 | 0.8% | — |
| 33 | Mazuma Credit Union 61 out of 100, Moderate | 275 | 0.8% | 27.9% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 268 | 0.8% | 32.9% |
| 35 | FIGURE LENDING LLC | 265 | 0.8% | — |
| 36 | PHH Mortgage Corporation | 246 | 0.8% | — |
| 37 | SUMMIT FUNDING, INC. | 240 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 219 | 0.7% | — |
| 39 | First National Bank of Omaha 72 out of 100, Strong | 210 | 0.6% | 25.9% |
| 40 | Loan Funder LLC | 198 | 0.6% | — |
Top 40 of 510 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps
- Franklin County 4,405 apps