Missouri · HMDA 2025
Mortgage lenders in Texas County, MO
128 lenders reported 819 home-loan applications in Texas County in 2025. 361 closed as loans ($64.7M), 160 were denied — a 29.1% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 819
- Loans originated
- 361
- Purchase / refinance
- 205 / 117
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Texas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 51 | 6.2% | — |
| 2 | Mortgage Research Center, LLC | 47 | 5.7% | — |
| 3 | FLAT BRANCH MORTGAGE, INC. | 46 | 5.6% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 40 | 4.9% | — |
| 5 | DAS Acquisition Company, LLC | 39 | 4.8% | — |
| 6 | 21st Mortgage Corporation | 30 | 3.7% | — |
| 7 | INFUZE Credit Union | 29 | 3.5% | — |
| 8 | Simmons Bank 60 out of 100, Moderate | 29 | 3.5% | 26.5% |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 25 | 3.1% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 2.8% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 23 | 2.8% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 2.4% | 39.5% |
| 13 | NEW DAY FINANCIAL, LLC | 19 | 2.3% | — |
| 14 | Broker Solutions, Inc. | 18 | 2.2% | — |
| 15 | Peoples Community Bank 83 out of 100, Strong | 18 | 2.2% | 8.3% |
| 16 | NEWREZ LLC | 16 | 2.0% | — |
| 17 | Loandepot.Com, LLC | 15 | 1.8% | — |
| 18 | GUILD MORTGAGE COMPANY | 15 | 1.8% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 1.7% | — |
| 20 | PLANET HOME LENDING, LLC | 14 | 1.7% | — |
| 21 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 14 | 1.7% | 74.7% |
| 22 | GERSHMAN INVESTMENT CORP. | 13 | 1.6% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 1.6% | — |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 10 | 1.2% | — |
| 26 | TAMMAC HOLDINGS CORPORATION | 10 | 1.2% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.1% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 1.0% | 32.9% |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 8 | 1.0% | — |
| 30 | Click n' Close, Inc. | 7 | 0.9% | — |
| 31 | Great Southern Bank 73 out of 100, Strong | 6 | 0.7% | 24.6% |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | 0.7% | — |
| 33 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | 0.7% | — |
| 34 | SPRING EQ, LLC | 5 | 0.6% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.6% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.6% | — |
| 37 | The Central Trust Bank 69 out of 100, Moderate | 5 | 0.6% | 10.4% |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 4 | 0.5% | — |
| 39 | Stockmens Bank | 4 | 0.5% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
Top 40 of 128 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps