South Dakota · HMDA 2025
Mortgage lenders in Deuel County, SD
32 lenders reported 112 home-loan applications in Deuel County in 2025. 68 closed as loans ($13.2M), 12 were denied — a 14.8% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 45% of applications, led by First Bank & Trust. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 112
- Loans originated
- 68
- Purchase / refinance
- 41 / 18
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Deuel County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Bank & Trust 70 out of 100, Strong | 31 | 27.7% | 14.9% |
| 2 | First PREMIER Bank 85 out of 100, Very strong | 10 | 8.9% | 18.8% |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 8.0% | 32.5% |
| 4 | Rocket Mortgage, LLC | 9 | 8.0% | — |
| 5 | NEWREZ LLC | 5 | 4.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 5 | 4.5% | — |
| 7 | American Bank & Trust 72 out of 100, Strong | 4 | 3.6% | 16.0% |
| 8 | 21st Mortgage Corporation | 3 | 2.7% | — |
| 9 | Fairway Independent Mortgage Corporation | 3 | 2.7% | — |
| 10 | GUARANTEED RATE, INC. | 3 | 2.7% | — |
| 11 | First Interstate Bank 62 out of 100, Moderate | 3 | 2.7% | 29.4% |
| 12 | Mortgage Research Center, LLC | 2 | 1.8% | — |
| 13 | Farm Credit Mid-America | 2 | 1.8% | — |
| 14 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 1.8% | 10.0% |
| 15 | First Dakota National Bank 72 out of 100, Strong | 2 | 1.8% | 4.8% |
| 16 | Central Bank 65 out of 100, Moderate | 2 | 1.8% | 5.5% |
| 17 | Dacotah Bank 55 out of 100, Moderate | 2 | 1.8% | 6.4% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.9% | 32.9% |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.9% | 22.2% |
| 20 | Loandepot.Com, LLC | 1 | 0.9% | — |
| 21 | AmeriSave Mortgage Corporation | 1 | 0.9% | — |
| 22 | THE LOAN STORE, INC. | 1 | 0.9% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.9% | — |
| 24 | American State Bank 66 out of 100, Moderate | 1 | 0.9% | 4.7% |
| 25 | COMPEER FINANCIAL, FLCA | 1 | 0.9% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 1 | 0.9% | — |
| 27 | Bank Forward 70 out of 100, Strong | 1 | 0.9% | 1.3% |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 0.9% | — |
| 29 | SERVICE FIRST FEDERAL CREDIT UNION 65 out of 100, Moderate | 1 | 0.9% | 7.4% |
| 30 | CU MORTGAGE DIRECT, LLC | 1 | 0.9% | — |
| 31 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 0.9% | 37.2% |
| 32 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 1 | 0.9% | 9.1% |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps