South Dakota · HMDA 2025
Mortgage lenders in Yankton County, SD
93 lenders reported 613 home-loan applications in Yankton County in 2025. 343 closed as loans ($79.6M), 70 were denied — a 16.5% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 30% of applications, led by First Dakota National Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 613
- Loans originated
- 343
- Purchase / refinance
- 214 / 82
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yankton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Dakota National Bank 72 out of 100, Strong | 103 | 16.8% | 4.8% |
| 2 | CORTRUST MORTGAGE, INC. | 41 | 6.7% | — |
| 3 | First National Bank of Omaha 72 out of 100, Strong | 40 | 6.5% | 25.9% |
| 4 | WEST GATE BANK 72 out of 100, Strong | 27 | 4.4% | 4.8% |
| 5 | Rocket Mortgage, LLC | 26 | 4.2% | — |
| 6 | CorTrust Bank National Association 62 out of 100, Moderate | 25 | 4.1% | 8.4% |
| 7 | Plains Commerce Bank 59 out of 100, Moderate | 25 | 4.1% | 10.0% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 16 | 2.6% | — |
| 9 | First International Bank & Trust 52 out of 100, Below average | 16 | 2.6% | 5.8% |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 2.4% | 32.5% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 2.4% | — |
| 12 | GUARANTEED RATE, INC. | 13 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 13 | 2.1% | — |
| 14 | 21st Mortgage Corporation | 11 | 1.8% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.8% | 14.1% |
| 16 | First Interstate Bank 62 out of 100, Moderate | 10 | 1.6% | 29.4% |
| 17 | CU MORTGAGE DIRECT, LLC | 9 | 1.5% | — |
| 18 | Fairway Independent Mortgage Corporation | 8 | 1.3% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.3% | — |
| 20 | Mortgage Research Center, LLC | 8 | 1.3% | — |
| 21 | First PREMIER Bank 85 out of 100, Very strong | 8 | 1.3% | 18.8% |
| 22 | Loandepot.Com, LLC | 7 | 1.1% | — |
| 23 | Farm Credit Mid-America | 7 | 1.1% | — |
| 24 | NEWREZ LLC | 6 | 1.0% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.0% | 22.2% |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.0% | 39.5% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.0% | — |
| 28 | BANKWEST, INC. 38 out of 100, Low | 6 | 1.0% | 48.6% |
| 29 | Rivers Edge Bank 68 out of 100, Moderate | 6 | 1.0% | 4.3% |
| 30 | AmeriSave Mortgage Corporation | 5 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 5 | 0.8% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.7% | 32.9% |
| 33 | FIGURE LENDING LLC | 4 | 0.7% | — |
| 34 | VOYAGE FEDERAL CREDIT UNION 66 out of 100, Moderate | 4 | 0.7% | 13.3% |
| 35 | The Federal Savings Bank 51 out of 100, Below average | 3 | 0.5% | 19.1% |
| 36 | First Bank & Trust 70 out of 100, Strong | 3 | 0.5% | 14.9% |
| 37 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 3 | 0.5% | 27.1% |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.5% | — |
| 39 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
| 40 | Levo Federal Credit Union 64 out of 100, Moderate | 3 | 0.5% | 7.8% |
Top 40 of 93 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps
- Butte County 430 apps