South Dakota · HMDA 2025
Mortgage lenders in Brown County, SD
92 lenders reported 789 home-loan applications in Brown County in 2025. 460 closed as loans ($125.5M), 94 were denied — a 16.5% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 34% of applications, led by Dacotah Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 789
- Loans originated
- 460
- Purchase / refinance
- 311 / 99
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Brown County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dacotah Bank 55 out of 100, Moderate | 137 | 17.4% | 6.4% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 73 | 9.3% | 39.5% |
| 3 | Plains Commerce Bank 59 out of 100, Moderate | 61 | 7.7% | 10.0% |
| 4 | Rocket Mortgage, LLC | 44 | 5.6% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 40 | 5.1% | 32.5% |
| 6 | American Bank & Trust 72 out of 100, Strong | 39 | 4.9% | 16.0% |
| 7 | First Interstate Bank 62 out of 100, Moderate | 38 | 4.8% | 29.4% |
| 8 | CORTRUST MORTGAGE, INC. | 35 | 4.4% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 28 | 3.5% | — |
| 10 | CorTrust Bank National Association 62 out of 100, Moderate | 24 | 3.0% | 8.4% |
| 11 | Mortgage Research Center, LLC | 21 | 2.7% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 14 | 1.8% | — |
| 13 | NEWREZ LLC | 13 | 1.6% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.5% | 14.1% |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.5% | — |
| 16 | BANKWEST, INC. 38 out of 100, Low | 12 | 1.5% | 48.6% |
| 17 | GUARANTEED RATE, INC. | 11 | 1.4% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 11 | 1.4% | 3.0% |
| 19 | SOFI BANK, NATIONAL ASSOCIATION | 10 | 1.3% | — |
| 20 | Farm Credit Mid-America | 9 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 22 | Loandepot.Com, LLC | 7 | 0.9% | — |
| 23 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.9% | — |
| 24 | Discover Bank | 6 | 0.8% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.6% | — |
| 26 | FIGURE LENDING LLC | 5 | 0.6% | — |
| 27 | BETTER MORTGAGE CORPORATION | 5 | 0.6% | — |
| 28 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.6% | 37.2% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.5% | 32.9% |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
| 31 | NEW DAY FINANCIAL, LLC | 4 | 0.5% | — |
| 32 | WEST GATE BANK 72 out of 100, Strong | 4 | 0.5% | 4.8% |
| 33 | CU MORTGAGE DIRECT, LLC | 4 | 0.5% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
| 35 | Click n' Close, Inc. | 3 | 0.4% | — |
| 36 | LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | 0.4% | — |
| 37 | CMG MORTGAGE, INC. | 2 | 0.3% | — |
| 38 | The Huntington National Bank 59 out of 100, Moderate | 2 | 0.3% | 31.6% |
| 39 | Broker Solutions, Inc. | 2 | 0.3% | — |
| 40 | First Savings Bank 83 out of 100, Strong | 2 | 0.3% | 16.1% |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps
- Butte County 430 apps