South Dakota · HMDA 2025
Mortgage lenders in Meade County, SD
111 lenders reported 1,290 home-loan applications in Meade County in 2025. 742 closed as loans ($239.9M), 144 were denied — a 15.9% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 29% of applications, led by BLACK HILLS FEDERAL CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,290
- Loans originated
- 742
- Purchase / refinance
- 369 / 271
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Meade County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 151 | 11.7% | 27.1% |
| 2 | CMG MORTGAGE, INC. | 139 | 10.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 80 | 6.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 59 | 4.6% | — |
| 5 | Gateway First Bank 54 out of 100, Below average | 54 | 4.2% | 5.3% |
| 6 | Rocket Mortgage, LLC | 45 | 3.5% | — |
| 7 | Mortgage Research Center, LLC | 45 | 3.5% | — |
| 8 | Plains Commerce Bank 59 out of 100, Moderate | 40 | 3.1% | 10.0% |
| 9 | NEWREZ LLC | 39 | 3.0% | — |
| 10 | First Interstate Bank 62 out of 100, Moderate | 34 | 2.6% | 29.4% |
| 11 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 31 | 2.4% | — |
| 12 | BANKWEST, INC. 38 out of 100, Low | 28 | 2.2% | 48.6% |
| 13 | KIND LENDING, LLC | 28 | 2.2% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 27 | 2.1% | — |
| 15 | Pioneer Bank & Trust 81 out of 100, Strong | 27 | 2.1% | 10.1% |
| 16 | LAKEVIEW LOAN SERVICING, LLC | 24 | 1.9% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.8% | 14.1% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 1.7% | 39.5% |
| 19 | Granite Bank 53 out of 100, Below average | 20 | 1.6% | 6.2% |
| 20 | NATIONSTAR MORTGAGE LLC | 19 | 1.5% | — |
| 21 | First National Bank 84 out of 100, Strong | 17 | 1.3% | 8.4% |
| 22 | AmeriSave Mortgage Corporation | 16 | 1.2% | — |
| 23 | AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 1.2% | — |
| 24 | Aspen | 15 | 1.2% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.1% | — |
| 26 | Black Hills Community Bank, N.A. | 13 | 1.0% | — |
| 27 | Dacotah Bank 55 out of 100, Moderate | 13 | 1.0% | 6.4% |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 12 | 0.9% | 32.5% |
| 29 | FIGURE LENDING LLC | 12 | 0.9% | — |
| 30 | PLANET HOME LENDING, LLC | 11 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.8% | — |
| 32 | PHH Mortgage Corporation | 9 | 0.7% | — |
| 33 | NORTHERN HILLS FEDERAL CREDIT UNION 66 out of 100, Moderate | 8 | 0.6% | 17.9% |
| 34 | Loandepot.Com, LLC | 7 | 0.5% | — |
| 35 | Broker Solutions, Inc. | 7 | 0.5% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.5% | — |
| 37 | Equity Prime Mortgage LLC | 7 | 0.5% | — |
| 38 | HIGHMARK Federal Credit Union 46 out of 100, Below average | 6 | 0.5% | 0.0% |
| 39 | Servion, Inc. | 6 | 0.5% | — |
| 40 | NEW DAY FINANCIAL, LLC | 6 | 0.5% | — |
Top 40 of 111 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps
- Butte County 430 apps