South Dakota · HMDA 2025
Mortgage lenders in Davison County, SD
77 lenders reported 554 home-loan applications in Davison County in 2025. 346 closed as loans ($78.4M), 55 were denied — a 13.3% denial rate on decided applications, below the South Dakota rate of 15.7%. The three most active lenders handled 32% of applications, led by Plains Commerce Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 554
- Loans originated
- 346
- Purchase / refinance
- 192 / 107
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Davison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Plains Commerce Bank 59 out of 100, Moderate | 76 | 13.7% | 10.0% |
| 2 | First Dakota National Bank 72 out of 100, Strong | 60 | 10.8% | 4.8% |
| 3 | CORTRUST MORTGAGE, INC. | 44 | 7.9% | — |
| 4 | BANKWEST, INC. 38 out of 100, Low | 36 | 6.5% | 48.6% |
| 5 | CorTrust Bank National Association 62 out of 100, Moderate | 35 | 6.3% | 8.4% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 28 | 5.1% | 39.5% |
| 7 | Rocket Mortgage, LLC | 20 | 3.6% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 3.2% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 2.5% | 14.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 13 | 2.3% | — |
| 11 | First PREMIER Bank 85 out of 100, Very strong | 13 | 2.3% | 18.8% |
| 12 | First National Bank of Omaha 72 out of 100, Strong | 13 | 2.3% | 25.9% |
| 13 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 1.8% | 32.5% |
| 14 | NATIONSTAR MORTGAGE LLC | 10 | 1.8% | — |
| 15 | NEWREZ LLC | 9 | 1.6% | — |
| 16 | AmeriSave Mortgage Corporation | 9 | 1.6% | — |
| 17 | First Bank & Trust 70 out of 100, Strong | 8 | 1.4% | 14.9% |
| 18 | Coastal Community Bank 35 out of 100, Low | 8 | 1.4% | 3.0% |
| 19 | Mortgage Research Center, LLC | 6 | 1.1% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.1% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.9% | 22.2% |
| 22 | Broker Solutions, Inc. | 5 | 0.9% | — |
| 23 | FIGURE LENDING LLC | 5 | 0.9% | — |
| 24 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | 0.9% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.9% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
| 27 | PLANET HOME LENDING, LLC | 4 | 0.7% | — |
| 28 | American Bank & Trust 72 out of 100, Strong | 4 | 0.7% | 16.0% |
| 29 | Security National Bank of South Dakota 93 out of 100, Very strong | 4 | 0.7% | 25.0% |
| 30 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 0.7% | — |
| 31 | First National Bank 84 out of 100, Strong | 3 | 0.5% | 8.4% |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.5% | — |
| 33 | First International Bank & Trust 52 out of 100, Below average | 3 | 0.5% | 5.8% |
| 34 | WEST GATE BANK 72 out of 100, Strong | 3 | 0.5% | 4.8% |
| 35 | Levo Federal Credit Union 64 out of 100, Moderate | 3 | 0.5% | 7.8% |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.5% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.4% | 32.9% |
| 38 | Fairway Independent Mortgage Corporation | 2 | 0.4% | — |
| 39 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.4% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Butte County 430 apps