South Dakota · HMDA 2025
Mortgage lenders in Hughes County, SD
74 lenders reported 570 home-loan applications in Hughes County in 2025. 299 closed as loans ($65.9M), 60 were denied — a 16.3% denial rate on decided applications, close to the South Dakota rate of 15.7%. The three most active lenders handled 39% of applications, led by BANKWEST, INC.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 570
- Loans originated
- 299
- Purchase / refinance
- 190 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hughes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 150 | 26.3% | 48.6% |
| 2 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 39 | 6.8% | 27.1% |
| 3 | First National Bank 84 out of 100, Strong | 35 | 6.1% | 8.4% |
| 4 | First Dakota National Bank 72 out of 100, Strong | 32 | 5.6% | 4.8% |
| 5 | American Bank & Trust 72 out of 100, Strong | 31 | 5.4% | 16.0% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 22 | 3.9% | — |
| 7 | PLANET HOME LENDING, LLC | 22 | 3.9% | — |
| 8 | Rocket Mortgage, LLC | 19 | 3.3% | — |
| 9 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 2.6% | 32.5% |
| 10 | Mortgage Research Center, LLC | 14 | 2.5% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 2.5% | 39.5% |
| 12 | NEWREZ LLC | 11 | 1.9% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 9 | 1.6% | — |
| 14 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 1.4% | 10.0% |
| 15 | WEST GATE BANK 72 out of 100, Strong | 8 | 1.4% | 4.8% |
| 16 | Coastal Community Bank 35 out of 100, Low | 8 | 1.4% | 3.0% |
| 17 | AmeriSave Mortgage Corporation | 7 | 1.2% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 7 | 1.2% | — |
| 19 | Loandepot.Com, LLC | 6 | 1.1% | — |
| 20 | Broker Solutions, Inc. | 6 | 1.1% | — |
| 21 | Granite Bank 53 out of 100, Below average | 6 | 1.1% | 6.2% |
| 22 | TOWNE MORTGAGE COMPANY | 6 | 1.1% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.9% | 32.9% |
| 24 | 21st Mortgage Corporation | 5 | 0.9% | — |
| 25 | Discover Bank | 5 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 5 | 0.9% | — |
| 27 | CMG MORTGAGE, INC. | 4 | 0.7% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.7% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.5% | 14.1% |
| 30 | Fairway Independent Mortgage Corporation | 3 | 0.5% | — |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.5% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 33 | First Bank & Trust 70 out of 100, Strong | 3 | 0.5% | 14.9% |
| 34 | NEW DAY FINANCIAL, LLC | 3 | 0.5% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.4% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.4% | — |
| 37 | CHURCHILL MORTGAGE CORPORATION | 2 | 0.4% | — |
| 38 | KIND LENDING, LLC | 2 | 0.4% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.4% | — |
| 40 | Central Bank 65 out of 100, Moderate | 2 | 0.4% | 5.5% |
Top 40 of 74 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Davison County 554 apps
- Butte County 430 apps