TellerScore

Bank of Anguilla is a state-chartered bank headquartered in Anguilla, Mississippi, in business for about 122 years. At the end of Q2 2026 it reported $192.2M in total assets and $158.3M in deposits, with 5 offices.

Bank of Anguilla has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 2,650 banks with $100 million – $1 billion. Among 57 banks headquartered in Mississippi, it ranks 41st. Capital cushion contributes the most (97/100, 14.67%); loan quality contributes the least (11/100, 2.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion97/100
Tier 1 leverage ratio: 14.67%
Loan quality11/100
Noncurrent loans ÷ total loans: 2.66%
Earnings66/100
Return on assets (annualized): 1.15%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 57.9% · 35.4% uninsured
Problem-loan coverage84/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.92%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (59 → 65), mostly because the problem-loan coverage component improved by 24 points.

TellerScore
587592Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202492
Q4 202463
Q1 202558
Q2 202559
Q3 202560
Q4 202563
Q1 202659
Q2 202665
Tier 1 leverage ratio
5.00%10.34%15.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.79%
Q3 202414.68%
Q4 202414.08%
Q1 202513.18%
Q2 202513.42%
Q3 202514.65%
Q4 202515.68%
Q1 202614.37%
Q2 202614.67%
Noncurrent loans
0.38%5.31%10.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.59%
Q3 20240.38%
Q4 20242.94%
Q1 20255.59%
Q2 20255.21%
Q3 202510.24%
Q4 20255.92%
Q1 20266.10%
Q2 20262.66%
Return on assets
1.11%1.51%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.88%
Q3 20241.91%
Q4 20241.57%
Q1 20251.54%
Q2 20251.62%
Q3 20251.55%
Q4 20251.34%
Q1 20261.11%
Q2 20261.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$192.2M14.67%2.66%1.15%57.9%
Q1 202659$199.4M14.37%6.10%1.11%52.8%
Q4 202563$192.0M15.68%5.92%1.34%58.4%
Q3 202560$186.2M14.65%10.24%1.55%60.6%
Q2 202559$190.7M13.42%5.21%1.62%63.6%
Q1 202558$202.7M13.18%5.59%1.54%52.1%
Q4 202463$193.9M14.08%2.94%1.57%57.3%
Q3 202492$175.4M14.68%0.38%1.91%63.5%
Q2 202478$180.9M13.79%1.59%1.88%62.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.67%
85th
Total risk-based capital0.00%
24th
Problem loans2.66%
7th
Net charge-offs0.07%
24th
Return on assets1.15%
44th
Net interest margin4.02%
55th
Efficiency ratio60.0%
57th
Loans to deposits57.9%
85th
Uninsured deposits35.4%
16th
Loan-loss reserves2.46%
97th
Texas ratio7.9%
23rd

Similar-size banks in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
The Jefferson BankBank Greenville, MS90 out of 100, Very strong$210.8M16.6%0.38%vs
Commerce BankBank Corinth, MS74 out of 100, Strong$167.9M12.5%1.72%vs
Bank of WigginsBank Wiggins, MS65 out of 100, Moderate$228.1M12.9%1.75%vs
Bank of WinonaBank Winona, MS75 out of 100, Strong$142.7M13.1%1.30%vs
Bank of BrookhavenBank Brookhaven, MS78 out of 100, Strong$262.2M11.6%0.02%vs

Deposit insurance

Is my money safe at Bank of Anguilla?

Yes. Bank of Anguilla is an FDIC-insured institution (FDIC certificate #8243). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.4% of deposits ($56.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Bank of Anguilla lists 4 offices in 4 cities. Most locations:

  • Anguilla, MS (1)
  • Cary, MS (1)
  • Mayersville, MS (1)
  • Rolling Fork, MS (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Anguilla
Type
State-chartered bank
FDIC certificate #
8243
RSSD ID
31835
Primary regulator
FDIC
Holding company
Pyramid Financial Corp
Established
January 1, 1904
Headquarters
130 Holland St, Anguilla, MS 38721
Employees
30

Quick answers

Bank of Anguilla: common questions

Is Bank of Anguilla FDIC insured?

Yes. Bank of Anguilla is an FDIC-insured institution (FDIC certificate #8243). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Anguilla's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Anguilla ever failed?

There is no failure record for FDIC certificate #8243 in the FDIC failed bank list.

How many branches does Bank of Anguilla have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Anguilla

InstitutionScoreAssetsCapitalProblem loansCompare
Mutual Federal Credit UnionCredit union Vicksburg, MS84 out of 100, Strong$528.5M14.0%1.08%vs
Planters Bank & Trust CompanyBank Indianola, MS71 out of 100, Strong$2.7B11.2%0.61%vs
BankPlusBank Belzoni, MS71 out of 100, Strong$8.4B10.8%0.64%vs
Issaquena County Federal Credit UnionCredit union Mayersville, MS69 out of 100, Moderate$870K14.2%8.94%vs
Delta BankBank Vidalia, LA67 out of 100, Moderate$632.0M10.0%1.04%vs
Guaranty Bank and Trust CompanyBank Belzoni, MS55 out of 100, Moderate$3.1B10.4%2.01%vs