TellerScore

Issaquena County Federal Credit Union (NCUA charter #19253) is based in Mayersville, Mississippi. Its Q2 2026 call report shows $870K in total assets and $739K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Issaquena County Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 33rd. Its strongest component is earnings (100/100; 2.52%), and its lowest is loan quality (0/100; 8.94%).

TellerScore · Q2 2026

Scorecard

Capital cushion92/100
Net worth ratio: 14.17%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 8.94%
Earnings100/100
Return on assets (annualized): 2.52%
Funding & liquidity100/100
Loans ÷ shares: 43.8% · 0.0% uninsured
Problem-loan coverage59/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 20.45%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 19 points (50 → 69), mostly because the earnings component improved by 49 points.

TellerScore
325169Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202436
Q3 202436
Q4 202432
Q1 202533
Q2 202550
Q3 202542
Q4 202535
Q1 202666
Q2 202669
Net worth ratio
7.00%10.59%14.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.99%
Q3 202412.02%
Q4 202410.59%
Q1 202510.94%
Q2 202512.20%
Q3 202512.13%
Q4 202511.62%
Q1 202613.90%
Q2 202614.17%
Delinquent loans (60+ days)
8.94%18.46%27.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 202427.99%
Q3 202418.42%
Q4 202423.49%
Q1 202515.56%
Q2 202510.73%
Q3 202512.26%
Q4 202522.44%
Q1 202612.35%
Q2 20268.94%
Return on assets
-7.98%-1.11%5.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-7.98%
Q3 2024-5.84%
Q4 2024-5.71%
Q1 2025-1.70%
Q2 20250.77%
Q3 2025-0.01%
Q4 2025-1.28%
Q1 20265.76%
Q2 20262.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$870K14.17%8.94%2.52%43.8%
Q1 202666$905K13.90%12.35%5.76%43.1%
Q4 202535$973K11.62%22.44%-1.28%43.4%
Q3 202542$1.0M12.13%12.26%-0.01%47.7%
Q2 202550$1.1M12.20%10.73%0.77%48.2%
Q1 202533$1.1M10.94%15.56%-1.70%46.6%
Q4 202432$1.2M10.59%23.49%-5.71%46.5%
Q3 202436$1.2M12.02%18.42%-5.84%47.6%
Q2 202436$1.2M11.99%27.99%-7.98%53.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.17%
49th
Problem loans8.94%
2nd
Net charge-offs0.00%
77th
Return on assets2.52%
98th
Loans to deposits43.8%
73rd
Uninsured deposits0.0%
81st
Loan-loss reserves5.65%
97th
Texas ratio20.5%
4th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens Choice Federal Credit UnionCredit union Natchez, MS25 out of 100, Low$679K-0.7%5.66%vs
Natchez Educators Federal Credit UnionCredit union Natchez, MS61 out of 100, Moderate$1.3M50.6%1.78%vs
Pearl Municipal Federal Credit UnionCredit union Pearl, MS74 out of 100, Strong$2.0M26.4%0.84%vs
Mississippi College Employees Federal Credit UnionCredit union Clinton, MS61 out of 100, Moderate$2.1M25.4%7.53%vs
Choctaw Federal Credit UnionCredit union Choctaw, MS55 out of 100, Moderate$2.8M25.9%2.49%vs
Muw Federal Credit UnionCredit union Columbus, MS43 out of 100, Below average$4.4M9.6%3.49%vs

Deposit insurance

Is my money safe at Issaquena County Federal Credit Union?

Yes. Issaquena County Federal Credit Union is a federally insured credit union (NCUA charter #19253). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.17%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Issaquena County Federal Credit Union lists 1 office in 1 city. Most locations:

  • Mayersville, MS (1)

All branch addresses and map

Identity & history

Profile

Legal name
Issaquena County Federal Credit Union
Type
Federal credit union
NCUA charter #
19253
RSSD ID
1017582
Primary regulator
NCUA
Established
1969
Headquarters
Po Box 87, Mayersville, MS 39113
Employees
2

Quick answers

Issaquena County Federal Credit Union: common questions

Is Issaquena County Federal Credit Union NCUA insured?

Yes. Issaquena County Federal Credit Union is a federally insured credit union (NCUA charter #19253). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Issaquena County Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Issaquena County Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Mayersville

InstitutionScoreAssetsCapitalProblem loansCompare
Vickswood Federal Credit UnionCredit union Vicksburg, MS94 out of 100, Very strong$11.5M25.8%0.00%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Mutual Federal Credit UnionCredit union Vicksburg, MS84 out of 100, Strong$528.5M14.0%1.08%vs
Delta BankBank Vidalia, LA67 out of 100, Moderate$632.0M10.0%1.04%vs
Bank of AnguillaBank Anguilla, MS65 out of 100, Moderate$192.2M14.7%2.66%vs
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%vs