TellerScore

Bank of Easton (FDIC certificate #26554) is based in North Easton, Massachusetts. Its Q2 2026 call report shows $249.0M in total assets and $222.5M in deposits and 3 offices.

Based on its Q2 2026 filing, Bank of Easton scores 74/100, which we describe as strong. That is higher than 57% of 2,650 banks with $100 million – $1 billion. Among 92 banks headquartered in Massachusetts, it ranks 14th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (48/100; 0.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Tier 1 leverage ratio: 10.26%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings48/100
Return on assets (annualized): 0.71%
Funding & liquidity87/100
Loans ÷ deposits and uninsured-deposit share: 55.2% · 27.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 74).

TellerScore
717375Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202474
Q3 202473
Q4 202475
Q1 202575
Q2 202573
Q3 202571
Q4 202572
Q1 202673
Q2 202674
Tier 1 leverage ratio
5.00%8.20%11.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.39%
Q3 202411.41%
Q4 202411.35%
Q1 202511.24%
Q2 202511.00%
Q3 202510.02%
Q4 202510.16%
Q1 202610.17%
Q2 202610.26%
Noncurrent loans
0.00%0.12%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.07%
Q3 20240.24%
Q4 20240.07%
Q1 20250.00%
Q2 20250.16%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.41%0.57%0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.46%
Q3 20240.45%
Q4 20240.41%
Q1 20250.42%
Q2 20250.44%
Q3 20250.54%
Q4 20250.59%
Q1 20260.73%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$249.0M10.26%0.00%0.71%55.2%
Q1 202673$250.9M10.17%0.00%0.73%53.5%
Q4 202572$245.0M10.16%0.00%0.59%54.9%
Q3 202571$240.4M10.02%0.00%0.54%54.6%
Q2 202573$235.6M11.00%0.16%0.44%54.8%
Q1 202575$210.7M11.24%0.00%0.42%60.1%
Q4 202475$205.8M11.35%0.07%0.41%60.2%
Q3 202473$203.6M11.41%0.24%0.45%61.0%
Q2 202474$198.7M11.39%0.07%0.46%63.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.26%
37th
Total risk-based capital0.00%
24th
Problem loans0.00%
87th
Net charge-offs0.00%
68th
Return on assets0.71%
19th
Net interest margin2.21%
1st
Efficiency ratio59.2%
60th
Loans to deposits55.2%
87th
Uninsured deposits27.1%
38th
Loan-loss reserves0.55%
4th
Texas ratio0.0%
89th

Similar-size banks in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Marblehead BankBank Marblehead, MA64 out of 100, Moderate$262.5M10.1%0.30%vs
Commonwealth Co-operative BankBank Hyde Park, MA73 out of 100, Strong$205.0M16.3%0.50%vs
Washington Savings BankBank Lowell, MA62 out of 100, Moderate$302.3M9.6%0.29%vs
Wrentham Co-operative BankBank Wrentham, MA62 out of 100, Moderate$192.6M8.3%0.00%vs
42 North Private BankBank Canton, MA50 out of 100, Below average$182.2M7.7%0.03%vs
Charles River BankBank Medway, MA57 out of 100, Moderate$336.1M7.9%0.47%vs

Deposit insurance

Is my money safe at Bank of Easton?

Yes. Bank of Easton is an FDIC-insured institution (FDIC certificate #26554). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.1% of deposits ($60.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.26%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Bank of Easton lists 2 offices in 2 cities. Most locations:

  • North Easton, MA (1)
  • South Easton, MA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Easton
Former names
Bank of Easton, A Co-operative Bank; Easton Co-operative Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
26554
RSSD ID
956376
Primary regulator
FED
Established
January 1, 1889
Headquarters
275 Washington St, North Easton, MA 02356
Employees
17

Quick answers

Bank of Easton: common questions

Is Bank of Easton FDIC insured?

Yes. Bank of Easton is an FDIC-insured institution (FDIC certificate #26554). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Easton's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Easton ever failed?

There is no failure record for FDIC certificate #26554 in the FDIC failed bank list.

How many branches does Bank of Easton have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near North Easton

InstitutionScoreAssetsCapitalProblem loansCompare
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Attleboro M E Federal Credit UnionCredit union Attleboro, MA90 out of 100, Very strong$24.6M13.7%0.13%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Stoughton Town Employees Federal Credit UnionCredit union Stoughton, MA89 out of 100, Very strong$2.4M16.6%0.00%vs
Brookline Municipal Credit UnionCredit union Brookline, MA88 out of 100, Very strong$51.0M13.4%0.03%vs