TellerScore

Bank of Mauston is a state-chartered bank headquartered in Mauston, Wisconsin, in business for about 94 years. At the end of Q2 2026 it reported $426.7M in total assets and $367.7M in deposits, with 6 offices.

Bank of Mauston has a TellerScore of 96 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 2nd. Earnings contributes the most (100/100, 2.57%); funding & liquidity contributes the least (87/100, 66% loans-to-deposits, 22% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion98/100
Tier 1 leverage ratio: 14.75%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.19%
Earnings100/100
Return on assets (annualized): 2.57%
Funding & liquidity87/100
Loans ÷ deposits and uninsured-deposit share: 66.1% · 21.8% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (95 → 96).

TellerScore
909497Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202490
Q4 202491
Q1 202594
Q2 202595
Q3 202595
Q4 202597
Q1 202696
Q2 202696
Tier 1 leverage ratio
5.00%9.95%14.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.45%
Q3 202412.92%
Q4 202413.44%
Q1 202513.71%
Q2 202514.13%
Q3 202514.67%
Q4 202514.91%
Q1 202614.32%
Q2 202614.75%
Noncurrent loans
0.00%0.10%0.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.04%
Q3 20240.00%
Q4 20240.00%
Q1 20250.01%
Q2 20250.01%
Q3 20250.01%
Q4 20250.01%
Q1 20260.01%
Q2 20260.19%
Return on assets
1.75%2.16%2.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.75%
Q3 20241.82%
Q4 20241.79%
Q1 20252.18%
Q2 20252.42%
Q3 20252.47%
Q4 20252.54%
Q1 20262.27%
Q2 20262.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$426.7M14.75%0.19%2.57%66.1%
Q1 202696$419.8M14.32%0.01%2.27%66.5%
Q4 202597$427.0M14.91%0.01%2.54%66.2%
Q3 202595$404.0M14.67%0.01%2.47%68.0%
Q2 202595$402.4M14.13%0.01%2.42%68.7%
Q1 202594$395.7M13.71%0.01%2.18%68.2%
Q4 202491$404.2M13.44%0.00%1.79%65.6%
Q3 202490$404.0M12.92%0.00%1.82%68.1%
Q2 202491$408.6M13.45%0.04%1.75%68.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.75%
86th
Total risk-based capital0.00%
24th
Problem loans0.19%
66th
Net charge-offs0.00%
57th
Return on assets2.57%
96th
Net interest margin3.58%
32nd
Efficiency ratio41.2%
95th
Loans to deposits66.1%
75th
Uninsured deposits21.8%
58th
Loan-loss reserves1.88%
92nd
Texas ratio0.8%
73rd

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of BrodheadBank Brodhead, WI55 out of 100, Moderate$421.9M9.2%1.24%vs
American National Bank - Fox CitiesBank Appleton, WI84 out of 100, Strong$432.6M13.6%0.00%vs
Oostburg State BankBank Oostburg, WI79 out of 100, Strong$440.2M11.6%0.13%vs
Spring BankBank Brookfield, WI51 out of 100, Below average$440.7M11.6%2.70%vs
Forte BankBank Hartford, WI73 out of 100, Strong$404.5M10.6%0.06%vs
The Peoples Community BankBank Mazomanie, WI87 out of 100, Very strong$388.8M12.8%0.14%vs

Deposit insurance

Is my money safe at Bank of Mauston?

Yes. Bank of Mauston is an FDIC-insured institution (FDIC certificate #12327). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.8% of deposits ($80.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.75%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Bank of Mauston lists 6 offices in 5 cities. Most locations:

  • Mauston, WI (2)
  • Lyndon Station, WI (1)
  • Necedah, WI (1)
  • New Lisbon, WI (1)
  • Wisconsin Dells, WI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Mauston
Type
State-chartered bank
FDIC certificate #
12327
RSSD ID
601443
Primary regulator
FDIC
Holding company
Mauston Bcorp Inc
Established
September 12, 1932
Headquarters
503 Highway 82, Mauston, WI 53948
Employees
68

Quick answers

Bank of Mauston: common questions

Is Bank of Mauston FDIC insured?

Yes. Bank of Mauston is an FDIC-insured institution (FDIC certificate #12327). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Mauston's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Mauston ever failed?

There is no failure record for FDIC certificate #12327 in the FDIC failed bank list.

How many branches does Bank of Mauston have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Mauston

InstitutionScoreAssetsCapitalProblem loansCompare
Oakdale Credit UnionCredit union Oakdale, WI95 out of 100, Very strong$132.4M13.3%0.00%vs
Baraboo State BankBank Baraboo, WI84 out of 100, Strong$569.6M11.7%0.01%vs
Royal BankBank Elroy, WI79 out of 100, Strong$816.1M10.5%0.06%vs
Bank of Wisconsin DellsBank Wisconsin Dells, WI79 out of 100, Strong$1.1B12.1%0.09%vs
Farmers and Merchants Union BankBank Columbus, WI78 out of 100, Strong$872.1M10.0%0.15%vs
Community First BankBank Boscobel, WI78 out of 100, Strong$634.1M11.0%0.32%vs