TellerScore

Forte Bank is a state-chartered bank headquartered in Hartford, Wisconsin, in business for about 119 years. At the end of Q2 2026 it reported $404.5M in total assets and $336.3M in deposits, with 4 offices.

Forte Bank has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 53% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 79th. Problem-loan coverage contributes the most (99/100, 0.4%); capital cushion contributes the least (56/100, 10.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Tier 1 leverage ratio: 10.56%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.06%
Earnings64/100
Return on assets (annualized): 1.11%
Funding & liquidity61/100
Loans ÷ deposits and uninsured-deposit share: 99.1% · 13.5% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (71 → 73), mostly because the earnings component improved by 13 points.

TellerScore
677073Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202470
Q4 202470
Q1 202567
Q2 202571
Q3 202571
Q4 202571
Q1 202671
Q2 202673
Tier 1 leverage ratio
5.00%7.90%10.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.81%
Q3 202410.40%
Q4 202410.15%
Q1 20259.51%
Q2 202510.05%
Q3 202510.15%
Q4 202510.27%
Q1 202610.04%
Q2 202610.56%
Noncurrent loans
0.01%0.07%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.06%
Q3 20240.05%
Q4 20240.08%
Q1 20250.10%
Q2 20250.01%
Q3 20250.01%
Q4 20250.13%
Q1 20260.02%
Q2 20260.06%
Return on assets
0.59%0.85%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.71%
Q3 20240.69%
Q4 20240.66%
Q1 20250.59%
Q2 20250.78%
Q3 20250.86%
Q4 20250.85%
Q1 20261.02%
Q2 20261.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$404.5M10.56%0.06%1.11%99.1%
Q1 202671$407.4M10.04%0.02%1.02%96.9%
Q4 202571$432.2M10.27%0.13%0.85%87.0%
Q3 202571$397.8M10.15%0.01%0.86%94.5%
Q2 202571$399.7M10.05%0.01%0.78%92.3%
Q1 202567$400.8M9.51%0.10%0.59%91.0%
Q4 202470$410.4M10.15%0.08%0.66%84.6%
Q3 202470$379.4M10.40%0.05%0.69%93.2%
Q2 202471$360.9M10.81%0.06%0.71%99.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.56%
43rd
Total risk-based capital14.10%
62nd
Problem loans0.06%
78th
Net charge-offs-0.01%
85th
Return on assets1.11%
41st
Net interest margin3.93%
50th
Efficiency ratio65.5%
41st
Loans to deposits99.1%
11th
Uninsured deposits13.5%
86th
Loan-loss reserves1.05%
32nd
Texas ratio0.4%
79th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
The Peoples Community BankBank Mazomanie, WI87 out of 100, Very strong$388.8M12.8%0.14%vs
Fox Valley Savings BankBank Fond Du Lac, WI79 out of 100, Strong$387.3M15.4%0.33%vs
The Bank of BrodheadBank Brodhead, WI55 out of 100, Moderate$421.9M9.2%1.24%vs
Wolf River Community BankBank Hortonville, WI81 out of 100, Strong$385.8M12.4%0.05%vs
Bank of MaustonBank Mauston, WI96 out of 100, Very strong$426.7M14.8%0.19%vs
American National Bank - Fox CitiesBank Appleton, WI84 out of 100, Strong$432.6M13.6%0.00%vs

Deposit insurance

Is my money safe at Forte Bank?

Yes. Forte Bank is an FDIC-insured institution (FDIC certificate #5297). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.5% of deposits ($45.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.10% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Forte Bank lists 4 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Forte Bank reported 156 home-loan applications under HMDA (LEI 549300RTMAIJNRX52596): 132 originated ($47,960,000 total), 8 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Forte Bank
Former names
The First National Bank of Hartford
Type
State-chartered bank
FDIC certificate #
5297
RSSD ID
742944
Primary regulator
FDIC
Holding company
Fnb Hartford Bcorp Inc
Established
January 1, 1907
Headquarters
116 W Sumner St, Hartford, WI 53027
Employees
59

Quick answers

Forte Bank: common questions

Is Forte Bank FDIC insured?

Yes. Forte Bank is an FDIC-insured institution (FDIC certificate #5297). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Forte Bank's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Forte Bank ever failed?

There is no failure record for FDIC certificate #5297 in the FDIC failed bank list.

How many branches does Forte Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hartford

InstitutionScoreAssetsCapitalProblem loansCompare
Raleigh Co. Educators Federal Credit UnionCredit union Beckley, WV97 out of 100, Very strong$21.3M26.3%0.04%vs
State Bank of NewburgBank Newburg, WI93 out of 100, Very strong$328.1M17.3%0.00%vs
Umatilla County Federal Credit UnionCredit union Pendleton, OR92 out of 100, Very strong$47.7M19.0%0.06%vs
Kbr Heritage Federal Credit UnionCredit union Houston, TX90 out of 100, Very strong$76.4M22.6%0.39%vs
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
Mayville Savings BankBank Mayville, WI86 out of 100, Very strong$84.2M13.4%0.32%vs