TellerScore

Bank of Weston (FDIC certificate #1418) is based in Weston, Missouri. Its Q2 2026 call report shows $246.5M in total assets and $225.4M in deposits and 3 offices.

Based on its Q2 2026 filing, Bank of Weston scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 121st. Its strongest component is earnings (95/100; 1.88%), and its lowest is capital cushion (38/100; 8.79%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Tier 1 leverage ratio: 8.79%
Loan quality70/100
Noncurrent loans ÷ total loans: 0.90%
Earnings95/100
Return on assets (annualized): 1.88%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 79.4% · 20.7% uninsured
Problem-loan coverage85/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (62 → 68), mostly because the earnings component improved by 26 points.

TellerScore
616772Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202470
Q3 202469
Q4 202467
Q1 202564
Q2 202562
Q3 202566
Q4 202561
Q1 202672
Q2 202668
Tier 1 leverage ratio
5.00%6.89%8.79%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20248.59%
Q3 20248.39%
Q4 20248.21%
Q1 20258.32%
Q2 20258.40%
Q3 20258.48%
Q4 20258.58%
Q1 20268.64%
Q2 20268.79%
Noncurrent loans
0.02%0.46%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.07%
Q3 20240.03%
Q4 20240.02%
Q1 20250.42%
Q2 20250.86%
Q3 20250.58%
Q4 20250.91%
Q1 20260.51%
Q2 20260.90%
Return on assets
0.90%1.45%1.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.08%
Q3 20241.03%
Q4 20240.90%
Q1 20251.03%
Q2 20251.22%
Q3 20251.30%
Q4 20251.15%
Q1 20261.99%
Q2 20261.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$246.5M8.79%0.90%1.88%79.4%
Q1 202672$240.4M8.64%0.51%1.99%80.1%
Q4 202561$230.2M8.58%0.91%1.15%85.5%
Q3 202566$226.7M8.48%0.58%1.30%83.9%
Q2 202562$223.0M8.40%0.86%1.22%82.5%
Q1 202564$224.1M8.32%0.42%1.03%80.0%
Q4 202467$216.7M8.21%0.02%0.90%87.0%
Q3 202469$212.8M8.39%0.03%1.03%83.0%
Q2 202470$212.9M8.59%0.07%1.08%79.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.79%
9th
Total risk-based capital13.78%
61st
Problem loans0.90%
31st
Net charge-offs-0.02%
91st
Return on assets1.88%
84th
Net interest margin4.73%
87th
Efficiency ratio51.6%
80th
Loans to deposits79.4%
50th
Uninsured deposits20.7%
62nd
Loan-loss reserves1.29%
61st
Texas ratio7.3%
25th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens Bank of EldonBank Eldon, MO76 out of 100, Strong$247.3M11.5%0.90%vs
Peoples BankBank Cuba, MO80 out of 100, Strong$248.7M11.0%0.23%vs
First State Bank of the OzarksBank Purdy, MO55 out of 100, Moderate$248.9M8.1%1.55%vs
Community Bank of MarshallBank Marshall, MO69 out of 100, Moderate$250.2M10.0%1.01%vs
Bank of GrandinBank Grandin, MO64 out of 100, Moderate$241.0M14.7%2.88%vs
Citizens Bank of the MidwestBank Rolla, MO55 out of 100, Moderate$238.3M8.4%0.33%vs

Deposit insurance

Is my money safe at Bank of Weston?

Yes. Bank of Weston is an FDIC-insured institution (FDIC certificate #1418). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.7% of deposits ($46.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.79%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.78% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Bank of Weston lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Weston
Type
State-chartered bank
FDIC certificate #
1418
RSSD ID
393355
Primary regulator
FDIC
Holding company
Wilson Bancshares Inc
Established
March 21, 1893
Headquarters
18255 Highway 45 North, Weston, MO 64098
Employees
35

Quick answers

Bank of Weston: common questions

Is Bank of Weston FDIC insured?

Yes. Bank of Weston is an FDIC-insured institution (FDIC certificate #1418). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Weston's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Weston ever failed?

There is no failure record for FDIC certificate #1418 in the FDIC failed bank list.

How many branches does Bank of Weston have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Weston

InstitutionScoreAssetsCapitalProblem loansCompare
Exchange Bank & TrustBank Atchison, KS88 out of 100, Very strong$626.8M13.0%0.23%vs
The Nodaway Valley BankBank Maryville, MO87 out of 100, Very strong$1.6B11.6%0.00%vs
U S P L K Employees Federal Credit UnionCredit union Leavenworth, KS87 out of 100, Very strong$34.0M13.9%0.15%vs
Security Bank of Kansas CityBank Kansas City, KS85 out of 100, Very strong$3.9B12.8%0.03%vs
Burlington Northtown Community Credit UnionCredit union North Kansas Ci, MO85 out of 100, Very strong$16.2M20.5%1.09%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs