TellerScore

Barclays Bank Delaware is a state-chartered bank headquartered in Wilmington, Delaware, in business for about 25 years. At the end of Q2 2026 it reported $43.5B in total assets and $35.3B in deposits, with 1 office.

Barclays Bank Delaware has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 73% of its 132 banks with $10 billion – $100 billion. Among 17 banks headquartered in Delaware, it ranks 9th. Earnings contributes the most (100/100, 2.40%); loan quality contributes the least (44/100, 1.67%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Tier 1 leverage ratio: 10.76%
Loan quality44/100
Noncurrent loans ÷ total loans: 1.67%
Earnings100/100
Return on assets (annualized): 2.40%
Funding & liquidity84/100
Loans ÷ deposits and uninsured-deposit share: 76.3% · 7.2% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 70).

TellerScore
646871Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202467
Q1 202569
Q2 202571
Q3 202568
Q4 202564
Q1 202668
Q2 202670
Tier 1 leverage ratio
5.00%9.19%13.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.38%
Q3 202413.14%
Q4 202412.95%
Q1 202512.56%
Q2 202513.21%
Q3 202512.88%
Q4 202512.67%
Q1 202612.60%
Q2 202610.76%
Noncurrent loans
1.59%1.68%1.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.64%
Q3 20241.63%
Q4 20241.69%
Q1 20251.71%
Q2 20251.63%
Q3 20251.59%
Q4 20251.70%
Q1 20261.77%
Q2 20261.67%
Return on assets
0.82%1.61%2.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.93%
Q3 20240.82%
Q4 20241.08%
Q1 20251.45%
Q2 20251.37%
Q3 20251.07%
Q4 20250.87%
Q1 20261.37%
Q2 20262.40%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$43.5B10.76%1.67%2.40%76.3%
Q1 202668$46.6B12.60%1.77%1.37%87.0%
Q4 202564$47.6B12.67%1.70%0.87%89.0%
Q3 202568$46.8B12.88%1.59%1.07%87.4%
Q2 202571$44.0B13.21%1.63%1.37%87.6%
Q1 202569$45.3B12.56%1.71%1.45%82.9%
Q4 202467$44.7B12.95%1.69%1.08%86.6%
Q3 202466$41.3B13.14%1.63%0.82%89.9%
Q2 202466$40.2B13.38%1.64%0.93%95.0%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.76%
69th
Total risk-based capital17.04%
85th
Problem loans1.67%
10th
Net charge-offs4.14%
2nd
Return on assets2.40%
95th
Net interest margin11.43%
99th
Efficiency ratio55.0%
50th
Loans to deposits76.3%
76th
Uninsured deposits7.2%
89th
Loan-loss reserves8.92%
98th
Texas ratio5.7%
28th

Similar-size banks in Delaware

InstitutionScoreAssetsCapitalProblem loansCompare
TD Bank USA, National AssociationBank Wilmington, DE59 out of 100, Moderate$32.1B11.6%2.08%vs
Wilmington Savings Fund Society, FSBBank Wilmington, DE71 out of 100, Strong$22.6B10.4%0.57%vs

Deposit insurance

Is my money safe at Barclays Bank Delaware?

Yes. Barclays Bank Delaware is an FDIC-insured institution (FDIC certificate #57203). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 7.2% of deposits ($2.5B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.04% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Barclays Bank Delaware lists 1 office in 1 city. Most locations:

All branch addresses and map

CFPB complaint database

Consumer complaints

Over the last three years, the CFPB forwarded 13,082 consumer complaints about BARCLAYS BANK DELAWARE to the company (5,627 in the last 12 months). 100.0% received a timely response. That is 370.4 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
AAdvantage Aviator Red World Elite Mastercard19.99% – 29.99%$99$290.0%
AARP Essential Rewards Mastercard from Barclays20.24% – 29.99%$0$283.0%
AARP Travel Rewards Mastercard from Barclays20.24% – 29.99%$0$280.0%
Athleta Rewards Mastercard33.24% – 33.99%$0$303.0%
Banana Republic Rewards Mastercard33.24% – 33.99%$0$303.0%
Barnes & Noble Mastercard17.49% – 29.99%$0$293.0%
Bluegreen Rewards Mastercard19.24% – 29.99%$0$293.0%
Breeze Easy Visa Signature19.49% – 29.99%$89$290.0%

All Barclays Bank Delaware card terms

Identity & history

Profile

Legal name
Barclays Bank Delaware
Former names
Juniper Bank
Type
State-chartered bank
FDIC certificate #
57203
RSSD ID
2980209
Primary regulator
FDIC
Holding company
Barclays Plc
Established
May 23, 2001
Headquarters
125 S West St, Wilmington, DE 19801
Employees
4,631

Quick answers

Barclays Bank Delaware: common questions

Is Barclays Bank Delaware FDIC insured?

Yes. Barclays Bank Delaware is an FDIC-insured institution (FDIC certificate #57203). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Barclays Bank Delaware's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Barclays Bank Delaware ever failed?

There is no failure record for FDIC certificate #57203 in the FDIC failed bank list.

How many branches does Barclays Bank Delaware have?

1 office as of the latest FDIC data.

Nearby

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