Bank Northwest (FDIC certificate #16601) is based in Hamilton, Missouri. Its Q2 2026 call report shows $210.3M in total assets and $189.0M in deposits and 6 offices.
Based on its Q2 2026 filing, Bank Northwest scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 63rd. Its strongest component is earnings (100/100; 3.14%), and its lowest is capital cushion (47/100; 9.66%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 76 |
| Q4 2024 | 80 |
| Q1 2025 | 75 |
| Q2 2025 | 77 |
| Q3 2025 | 79 |
| Q4 2025 | 79 |
| Q1 2026 | 73 |
| Q2 2026 | 77 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.70% |
| Q3 2024 | 10.37% |
| Q4 2024 | 10.73% |
| Q1 2025 | 9.12% |
| Q2 2025 | 9.75% |
| Q3 2025 | 10.29% |
| Q4 2025 | 10.73% |
| Q1 2026 | 8.75% |
| Q2 2026 | 9.66% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.13% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.16% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.81% |
| Q3 2024 | 2.80% |
| Q4 2024 | 2.77% |
| Q1 2025 | 2.87% |
| Q2 2025 | 2.91% |
| Q3 2025 | 3.02% |
| Q4 2025 | 2.88% |
| Q1 2026 | 2.81% |
| Q2 2026 | 3.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $210.3M | 9.66% | 0.16% | 3.14% | 86.7% |
| Q1 2026 | 73 | $219.1M | 8.75% | 0.15% | 2.81% | 84.6% |
| Q4 2025 | 79 | $222.6M | 10.73% | 0.18% | 2.88% | 84.0% |
| Q3 2025 | 79 | $210.1M | 10.29% | 0.07% | 3.02% | 89.9% |
| Q2 2025 | 77 | $216.3M | 9.75% | 0.13% | 2.91% | 83.9% |
| Q1 2025 | 75 | $209.7M | 9.12% | 0.12% | 2.87% | 86.0% |
| Q4 2024 | 80 | $208.7M | 10.73% | 0.07% | 2.77% | 86.4% |
| Q3 2024 | 76 | $200.6M | 10.37% | 0.41% | 2.80% | 89.7% |
| Q2 2024 | 77 | $206.1M | 9.70% | 0.09% | 2.81% | 93.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Corner Stone BankBank South West City, MO | 67 out of 100, Moderate | $211.4M | 12.2% | 1.72% | vs |
| 1st Advantage BankBank Saint Peters, MO | 68 out of 100, Moderate | $212.0M | 9.9% | 0.14% | vs |
| Carroll County Trust Company of Carrollton, MissouriBank Carrollton, MO | 61 out of 100, Moderate | $207.6M | 9.0% | 0.61% | vs |
| The Citizens-Farmers Bank of Cole CampBank Cole Camp, MO | 85 out of 100, Very strong | $207.0M | 14.8% | 1.35% | vs |
| Bank 21Bank Carrollton, MO | 79 out of 100, Strong | $202.1M | 11.5% | 0.05% | vs |
| FCNB BankBank Steelville, MO | 67 out of 100, Moderate | $220.4M | 8.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Bank Northwest?
Yes. Bank Northwest is an FDIC-insured institution (FDIC certificate #16601). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.4% of deposits ($48.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.66%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Bank Northwest lists 5 offices in 5 cities. Most locations:
- Bethany, MO (1)
- Cameron, MO (1)
- Hamilton, MO (1)
- Polo, MO (1)
- Stanberry, MO (1)
HMDA 2025
Mortgage lending
In 2025, Bank Northwest reported 92 home-loan applications under HMDA (LEI 254900DRRUT25BYSOL40): 77 originated ($16,455,000 total), 11 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank Northwest
- Former names
- Caldwell County Bank; The Kingston Bank, Kingston, Missouri
- Type
- State-chartered bank
- FDIC certificate #
- 16601
- RSSD ID
- 645157
- Primary regulator
- FDIC
- Holding company
- Caldwell County Bancshares Inc
- Established
- August 4, 1945
- Headquarters
- 201 S Davis St, Hamilton, MO 64644
- Website
- www.banknw.com
- Employees
- 41
Quick answers
Bank Northwest: common questions
Is Bank Northwest FDIC insured?
Yes. Bank Northwest is an FDIC-insured institution (FDIC certificate #16601). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank Northwest's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank Northwest ever failed?
There is no failure record for FDIC certificate #16601 in the FDIC failed bank list.
How many branches does Bank Northwest have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hamilton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers Bank of Northern MissouriBank Unionville, MO | 83 out of 100, Strong | $566.5M | 12.7% | 0.26% | vs |
| Pony Express BankBank Braymer, MO | 76 out of 100, Strong | $399.5M | 10.2% | 0.17% | vs |
| Goppert Financial BankBank Lathrop, MO | 76 out of 100, Strong | $312.0M | 10.1% | 0.00% | vs |
| Hawthorn BankBank Jefferson City, MO | 75 out of 100, Strong | $1.8B | 11.3% | 0.47% | vs |
| The Hamilton BankBank Hamilton, MO | 74 out of 100, Strong | $119.8M | 9.3% | 0.47% | vs |
| Independent Farmers BankBank Maysville, MO | 71 out of 100, Strong | $146.5M | 10.5% | 0.66% | vs |