TellerScore

Compass Savings Bank (FDIC certificate #29430) is based in Wilmerding, Pennsylvania. Its Q2 2026 call report shows $53.5M in total assets and $48.2M in deposits and 1 office.

Based on its Q2 2026 filing, Compass Savings Bank scores 51/100, which we describe as below average. That is higher than only 10% of 546 banks with under $100 million in assets. Among 110 banks headquartered in Pennsylvania, it ranks 102nd. Its strongest component is problem-loan coverage (97/100; 1.6%), and its lowest is earnings (7/100; -0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion23/100
Tier 1 leverage ratio: 7.29%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.13%
Earnings7/100
Return on assets (annualized): -0.33%
Funding & liquidity57/100
Loans ÷ deposits and uninsured-deposit share: 103.7% · 3.2% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (42 → 51), mostly because the capital cushion component improved by 16 points.

TellerScore
424956Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202442
Q3 202445
Q4 202444
Q1 202544
Q2 202542
Q3 202552
Q4 202556
Q1 202651
Q2 202651
Tier 1 leverage ratio
5.00%6.14%7.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20246.49%
Q3 20246.38%
Q4 20246.17%
Q1 20255.96%
Q2 20255.73%
Q3 20256.92%
Q4 20257.15%
Q1 20267.24%
Q2 20267.29%
Noncurrent loans
0.09%0.34%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.60%
Q3 20240.20%
Q4 20240.24%
Q1 20250.20%
Q2 20250.26%
Q3 20250.57%
Q4 20250.17%
Q1 20260.09%
Q2 20260.13%
Return on assets
-0.92%-0.14%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.92%
Q3 2024-0.85%
Q4 2024-0.86%
Q1 2025-0.91%
Q2 2025-0.87%
Q3 20250.63%
Q4 20250.45%
Q1 2026-0.34%
Q2 2026-0.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$53.5M7.29%0.13%-0.33%103.7%
Q1 202651$54.0M7.24%0.09%-0.34%101.4%
Q4 202556$55.5M7.15%0.17%0.45%103.4%
Q3 202552$57.9M6.92%0.57%0.63%96.3%
Q2 202542$57.8M5.73%0.26%-0.87%99.3%
Q1 202544$58.2M5.96%0.20%-0.91%100.8%
Q4 202444$58.8M6.17%0.24%-0.86%100.1%
Q3 202445$59.4M6.38%0.20%-0.85%99.2%
Q2 202442$59.4M6.49%0.60%-0.92%101.5%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.29%
1st
Total risk-based capital15.33%
63rd
Problem loans0.13%
60th
Net charge-offs0.00%
58th
Return on assets-0.33%
10th
Net interest margin1.67%
3rd
Efficiency ratio118.8%
8th
Loans to deposits103.7%
7th
Uninsured deposits3.2%
96th
Loan-loss reserves0.64%
11th
Texas ratio1.6%
52nd

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
United Bank of PhiladelphiaBank Philadelphia, PA47 out of 100, Below average$48.4M16.6%11.33%vs
Second Federal Savings and Loan Association of PhiladelphiaBank Philadelphia, PA86 out of 100, Very strong$46.3M16.4%0.00%vs
The Philadelphia Trust CompanyBank Philadelphia, PA93 out of 100, Very strong$27.7M71.8%0.00%vs
Huntingdon Savings BankBank Huntingdon, PA52 out of 100, Below average$17.9M22.7%3.58%vs
County Savings BankBank Essington, PA64 out of 100, Moderate$90.4M8.1%0.00%vs
Milton Savings BankBank Milton, PA81 out of 100, Strong$90.6M16.9%0.06%vs

Deposit insurance

Is my money safe at Compass Savings Bank?

Yes. Compass Savings Bank is an FDIC-insured institution (FDIC certificate #29430). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 3.2% of deposits ($1.5M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.29%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.33% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Compass Savings Bank lists 1 office in 1 city. Most locations:

  • Wilmerding, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Compass Savings Bank
Former names
Compass Federal Savings Bank; Compass Federal Savings and Loan Association
Type
SI
FDIC certificate #
29430
RSSD ID
373272
Primary regulator
FDIC
Established
January 1, 1934
Headquarters
111 Westinghouse Ave, Wilmerding, PA 15148
Employees
4

Quick answers

Compass Savings Bank: common questions

Is Compass Savings Bank FDIC insured?

Yes. Compass Savings Bank is an FDIC-insured institution (FDIC certificate #29430). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Compass Savings Bank's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Compass Savings Bank ever failed?

There is no failure record for FDIC certificate #29430 in the FDIC failed bank list.

How many branches does Compass Savings Bank have?

1 office as of the latest FDIC data.

Nearby

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