TellerScore

Headquartered in Essington, Pennsylvania, County Savings Bank is a savings bank with $90.4M in total assets and $82.2M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1920.

County Savings Bank has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 546 banks with under $100 million in assets. Among 110 banks headquartered in Pennsylvania, it ranks 74th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (27/100, 0.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion31/100
Tier 1 leverage ratio: 8.08%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings27/100
Return on assets (annualized): 0.17%
Funding & liquidity92/100
Loans ÷ deposits and uninsured-deposit share: 67.5% · 15.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (61 → 64), mostly because the capital cushion component improved by 8 points.

TellerScore
586164Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202458
Q4 202460
Q1 202560
Q2 202561
Q3 202562
Q4 202563
Q1 202664
Q2 202664
Tier 1 leverage ratio
5.00%6.58%8.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20246.69%
Q3 20246.79%
Q4 20246.95%
Q1 20257.02%
Q2 20257.31%
Q3 20257.60%
Q4 20257.88%
Q1 20268.17%
Q2 20268.08%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.13%0.18%0.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.13%
Q3 20240.14%
Q4 20240.22%
Q1 20250.15%
Q2 20250.16%
Q3 20250.19%
Q4 20250.19%
Q1 20260.18%
Q2 20260.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$90.4M8.08%0.00%0.17%67.5%
Q1 202664$89.6M8.17%0.00%0.18%66.0%
Q4 202563$89.1M7.88%0.00%0.19%66.6%
Q3 202562$92.3M7.60%0.00%0.19%63.2%
Q2 202561$96.2M7.31%0.00%0.16%59.6%
Q1 202560$97.3M7.02%0.00%0.15%59.1%
Q4 202460$100.0M6.95%0.00%0.22%56.8%
Q3 202458$101.7M6.79%0.00%0.14%54.9%
Q2 202458$102.8M6.69%0.00%0.13%52.9%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.08%
3rd
Total risk-based capital20.55%
74th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets0.17%
16th
Net interest margin3.40%
27th
Efficiency ratio92.8%
15th
Loans to deposits67.5%
47th
Uninsured deposits15.5%
52nd
Loan-loss reserves0.72%
15th
Texas ratio0.0%
85th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Milton Savings BankBank Milton, PA81 out of 100, Strong$90.6M16.9%0.06%vs
Armstrong County Building and Loan AssociationBank Ford City, PA66 out of 100, Moderate$95.1M12.5%1.09%vs
Port Richmond SavingsBank Philadelphia, PA80 out of 100, Strong$97.2M22.6%0.97%vs
Compass Savings BankBank Wilmerding, PA51 out of 100, Below average$53.5M7.3%0.13%vs
United Bank of PhiladelphiaBank Philadelphia, PA47 out of 100, Below average$48.4M16.6%11.33%vs
Second Federal Savings and Loan Association of PhiladelphiaBank Philadelphia, PA86 out of 100, Very strong$46.3M16.4%0.00%vs

Deposit insurance

Is my money safe at County Savings Bank?

Yes. County Savings Bank is an FDIC-insured institution (FDIC certificate #29231). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.5% of deposits ($12.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.08%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.55% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

County Savings Bank lists 2 offices in 2 cities. Most locations:

  • Essington, PA (1)
  • Milmont Park, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
County Savings Bank
Former names
County Savings Association
Type
Savings bank
FDIC certificate #
29231
RSSD ID
658072
Primary regulator
OCC
Established
January 1, 1920
Headquarters
10 Powhattan Ave, Essington, PA 19029
Employees
19

Quick answers

County Savings Bank: common questions

Is County Savings Bank FDIC insured?

Yes. County Savings Bank is an FDIC-insured institution (FDIC certificate #29231). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is County Savings Bank's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has County Savings Bank ever failed?

There is no failure record for FDIC certificate #29231 in the FDIC failed bank list.

How many branches does County Savings Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Essington

InstitutionScoreAssetsCapitalProblem loansCompare
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA100 out of 100, Very strong$4.1M15.4%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA94 out of 100, Very strong$71.6M25.3%0.69%vs
HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE94 out of 100, Very strong$57.2M97.8%0.00%vs