Headquartered in Star City, Arkansas, Connect Bank is a state-chartered bank (fed member) with $123.9M in total assets and $107.2M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1925.
Based on its Q2 2026 filing, Connect Bank scores 89/100, which we describe as very strong. That is higher than 94% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 6th. Its strongest component is capital cushion (100/100; 15.92%), and its lowest is loan quality (71/100; 0.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (96 → 89), mostly because the loan quality component weakened by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 95 |
| Q3 2024 | 96 |
| Q4 2024 | 95 |
| Q1 2025 | 95 |
| Q2 2025 | 96 |
| Q3 2025 | 95 |
| Q4 2025 | 96 |
| Q1 2026 | 97 |
| Q2 2026 | 89 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.93% |
| Q3 2024 | 16.27% |
| Q4 2024 | 14.94% |
| Q1 2025 | 15.62% |
| Q2 2025 | 15.79% |
| Q3 2025 | 16.31% |
| Q4 2025 | 14.91% |
| Q1 2026 | 15.16% |
| Q2 2026 | 15.92% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.22% |
| Q1 2025 | 0.13% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.24% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.88% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.12% |
| Q3 2024 | 2.11% |
| Q4 2024 | 2.17% |
| Q1 2025 | 1.85% |
| Q2 2025 | 1.94% |
| Q3 2025 | 2.03% |
| Q4 2025 | 2.09% |
| Q1 2026 | 2.03% |
| Q2 2026 | 2.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $123.9M | 15.92% | 0.88% | 2.14% | 74.6% |
| Q1 2026 | 97 | $128.1M | 15.16% | 0.05% | 2.03% | 69.1% |
| Q4 2025 | 96 | $123.7M | 14.91% | 0.03% | 2.09% | 72.4% |
| Q3 2025 | 95 | $122.8M | 16.31% | 0.24% | 2.03% | 71.6% |
| Q2 2025 | 96 | $122.9M | 15.79% | 0.06% | 1.94% | 72.0% |
| Q1 2025 | 95 | $119.6M | 15.62% | 0.13% | 1.85% | 71.0% |
| Q4 2024 | 95 | $118.5M | 14.94% | 0.22% | 2.17% | 69.9% |
| Q3 2024 | 96 | $119.5M | 16.27% | 0.18% | 2.11% | 71.7% |
| Q2 2024 | 95 | $118.9M | 15.93% | 0.23% | 2.12% | 70.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Logan County BankBank Scranton, AR | 88 out of 100, Very strong | $120.8M | 16.9% | 0.18% | vs |
| First Naturalstate BankBank Mcgehee, AR | 81 out of 100, Strong | $108.8M | 15.5% | 0.50% | vs |
| Warren Bank and Trust CompanyBank Warren, AR | 75 out of 100, Strong | $146.3M | 16.2% | 1.52% | vs |
| Priority BankBank Fayetteville, AR | 49 out of 100, Below average | $153.4M | 10.5% | 3.37% | vs |
| Riverwind BankBank Augusta, AR | 68 out of 100, Moderate | $167.8M | 9.1% | 0.16% | vs |
| RiverBankBank Pocahontas, AR | 48 out of 100, Below average | $174.4M | 12.2% | 3.42% | vs |
Deposit insurance
Is my money safe at Connect Bank?
Yes. Connect Bank is an FDIC-insured institution (FDIC certificate #5634). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.5% of deposits ($20.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.92%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Connect Bank lists 5 offices in 4 cities. Most locations:
- Pine Bluff, AR (2)
- Dumas, AR (1)
- Star City, AR (1)
- White Hall, AR (1)
HMDA 2025
Mortgage lending
In 2025, Connect Bank reported 76 home-loan applications under HMDA (LEI 549300RPCSICP6848N30): 43 originated ($4,845,000 total), 16 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Connect Bank
- Former names
- Bank of Star City
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 5634
- RSSD ID
- 126049
- Primary regulator
- FED
- Holding company
- Star City Bancshares Inc
- Established
- April 7, 1925
- Headquarters
- 116 N Lincoln Ave, Star City, AR 71667
- Website
- www.connectbank.us
- Employees
- 31
Quick answers
Connect Bank: common questions
Is Connect Bank FDIC insured?
Yes. Connect Bank is an FDIC-insured institution (FDIC certificate #5634). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Connect Bank's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Connect Bank ever failed?
There is no failure record for FDIC certificate #5634 in the FDIC failed bank list.
How many branches does Connect Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Star City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| First Naturalstate BankBank Mcgehee, AR | 81 out of 100, Strong | $108.8M | 15.5% | 0.50% | vs |
| Fairfield Federal Credit UnionCredit union Pine Bluff, AR | 78 out of 100, Strong | $97.7M | 23.3% | 1.57% | vs |
| Relyance BankBank White Hall, AR | 76 out of 100, Strong | $1.4B | 13.3% | 0.40% | vs |
| FBT Bank & MortgageBank Fordyce, AR | 72 out of 100, Strong | $263.6M | 10.4% | 0.69% | vs |
| Simmons BankBank Pine Bluff, AR | 60 out of 100, Moderate | $24.7B | 9.2% | 0.92% | vs |