TellerScore

Priority Bank (FDIC certificate #33818) is based in Fayetteville, Arkansas. Its Q2 2026 call report shows $153.4M in total assets and $129.4M in deposits and 3 offices.

Priority Bank has a TellerScore of 49 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 74th. Earnings contributes the most (87/100, 1.67%); loan quality contributes the least (0/100, 3.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion55/100
Tier 1 leverage ratio: 10.52%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.37%
Earnings87/100
Return on assets (annualized): 1.67%
Funding & liquidity66/100
Loans ÷ deposits and uninsured-deposit share: 89.0% · 20.1% uninsured
Problem-loan coverage52/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 23.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (60 → 49), mostly because the loan quality component weakened by 25 points.

TellerScore
495765Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202462
Q4 202460
Q1 202554
Q2 202560
Q3 202558
Q4 202553
Q1 202656
Q2 202649
Tier 1 leverage ratio
5.00%8.57%12.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.14%
Q3 202411.93%
Q4 202410.96%
Q1 202511.04%
Q2 202511.63%
Q3 202510.93%
Q4 202510.04%
Q1 202610.81%
Q2 202610.52%
Noncurrent loans
2.13%2.75%3.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.13%
Q3 20242.36%
Q4 20242.13%
Q1 20252.81%
Q2 20252.26%
Q3 20252.43%
Q4 20252.66%
Q1 20262.67%
Q2 20263.37%
Return on assets
1.67%1.99%2.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.15%
Q3 20242.03%
Q4 20241.96%
Q1 20252.25%
Q2 20252.30%
Q3 20252.32%
Q4 20252.21%
Q1 20261.87%
Q2 20261.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202649$153.4M10.52%3.37%1.67%89.0%
Q1 202656$150.6M10.81%2.67%1.87%88.6%
Q4 202553$148.4M10.04%2.66%2.21%86.8%
Q3 202558$155.5M10.93%2.43%2.32%84.3%
Q2 202560$139.9M11.63%2.26%2.30%96.9%
Q1 202554$132.4M11.04%2.81%2.25%92.4%
Q4 202460$129.0M10.96%2.13%1.96%91.5%
Q3 202462$122.2M11.93%2.36%2.03%94.3%
Q2 202465$112.9M12.14%2.13%2.15%94.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.52%
42nd
Total risk-based capital0.00%
24th
Problem loans3.37%
5th
Net charge-offs-0.01%
89th
Return on assets1.67%
75th
Net interest margin4.52%
81st
Efficiency ratio69.7%
31st
Loans to deposits89.0%
28th
Uninsured deposits20.1%
64th
Loan-loss reserves1.24%
56th
Texas ratio23.8%
4th

Similar-size banks in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Warren Bank and Trust CompanyBank Warren, AR75 out of 100, Strong$146.3M16.2%1.52%vs
Riverwind BankBank Augusta, AR68 out of 100, Moderate$167.8M9.1%0.16%vs
RiverBankBank Pocahontas, AR48 out of 100, Below average$174.4M12.2%3.42%vs
Gateway BankBank Rison, AR32 out of 100, Low$181.0M9.7%3.96%vs
Connect BankBank Star City, AR89 out of 100, Very strong$123.9M15.9%0.88%vs
Logan County BankBank Scranton, AR88 out of 100, Very strong$120.8M16.9%0.18%vs

Deposit insurance

Is my money safe at Priority Bank?

Yes. Priority Bank is an FDIC-insured institution (FDIC certificate #33818). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.1% of deposits ($26.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.52%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Priority Bank lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Priority Bank reported 294 home-loan applications under HMDA (LEI 549300D3IKJ7KU3SH574): 254 originated ($68,210,000 total), 1 denied, and 38 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Priority Bank
Former names
River Valley Savings Bank, FSB
Type
Savings bank
FDIC certificate #
33818
RSSD ID
2059990
Primary regulator
OCC
Holding company
Priority One Holding Co
Established
July 3, 1993
Headquarters
3401 E Mission Blvd, Fayetteville, AR 72703
Employees
34

Quick answers

Priority Bank: common questions

Is Priority Bank FDIC insured?

Yes. Priority Bank is an FDIC-insured institution (FDIC certificate #33818). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Priority Bank's TellerScore?

49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Priority Bank ever failed?

There is no failure record for FDIC certificate #33818 in the FDIC failed bank list.

How many branches does Priority Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Fayetteville

InstitutionScoreAssetsCapitalProblem loansCompare
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Uark Federal Credit UnionCredit union Fayetteville, AR82 out of 100, Strong$81.9M13.2%0.32%vs
Chambers BankBank Danville, AR81 out of 100, Strong$1.6B12.6%0.23%vs
Grand Savings BankBank Grove, OK80 out of 100, Strong$1.0B12.0%0.63%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
Anstaff BankBank Green Forest, AR79 out of 100, Strong$1.2B10.2%0.14%vs