TellerScore

Crown Bank (FDIC certificate #34259) is based in Elizabeth, New Jersey. Its Q2 2026 call report shows $614.3M in total assets and $428.3M in deposits and 13 offices.

Crown Bank has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 39th. Capital cushion contributes the most (100/100, 26.11%); loan quality contributes the least (0/100, 5.77%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 26.11%
Loan quality0/100
Noncurrent loans ÷ total loans: 5.77%
Earnings100/100
Return on assets (annualized): 2.33%
Funding & liquidity24/100
Loans ÷ deposits and uninsured-deposit share: 121.4% · 38.4% uninsured
Problem-loan coverage46/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 26.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 58).

TellerScore
585959Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202458
Q4 202459
Q1 202559
Q2 202559
Q3 202559
Q4 202559
Q1 202658
Q2 202658
Tier 1 leverage ratio
5.00%15.56%26.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202423.55%
Q3 202424.04%
Q4 202424.66%
Q1 202523.76%
Q2 202524.09%
Q3 202524.86%
Q4 202525.07%
Q1 202625.26%
Q2 202626.11%
Noncurrent loans
5.77%7.98%10.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20248.76%
Q3 202410.18%
Q4 20249.07%
Q1 20259.13%
Q2 20258.67%
Q3 20258.04%
Q4 20258.14%
Q1 20266.06%
Q2 20265.77%
Return on assets
2.17%2.84%3.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.45%
Q3 20242.60%
Q4 20242.89%
Q1 20253.49%
Q2 20253.36%
Q3 20253.51%
Q4 20253.44%
Q1 20262.17%
Q2 20262.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$614.3M26.11%5.77%2.33%121.4%
Q1 202658$643.2M25.26%6.06%2.17%109.5%
Q4 202559$629.0M25.07%8.14%3.44%114.8%
Q3 202559$642.3M24.86%8.04%3.51%111.8%
Q2 202559$660.0M24.09%8.67%3.36%108.2%
Q1 202559$661.2M23.76%9.13%3.49%106.4%
Q4 202459$632.2M24.66%9.07%2.89%118.4%
Q3 202458$617.3M24.04%10.18%2.60%125.2%
Q2 202458$632.2M23.55%8.76%2.45%128.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.11%
98th
Total risk-based capital0.00%
24th
Problem loans5.77%
2nd
Net charge-offs0.00%
68th
Return on assets2.33%
93rd
Net interest margin4.88%
90th
Efficiency ratio44.9%
91st
Loans to deposits121.4%
1st
Uninsured deposits38.4%
12th
Loan-loss reserves0.88%
16th
Texas ratio26.8%
3rd

Similar-size banks in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Crest Savings BankBank Wildwood, NJ62 out of 100, Moderate$594.2M8.9%0.01%vs
Century Savings BankBank Vineland, NJ81 out of 100, Strong$634.8M13.2%0.00%vs
First Hope Bank, A National Banking AssociationBank Hope, NJ70 out of 100, Strong$656.7M10.0%0.00%vs
Cenlar FSBBank Ewing, NJ71 out of 100, Strong$782.0M16.6%0.21%vs
Haddon Savings BankBank Haddon Heights, NJ58 out of 100, Moderate$421.4M8.3%0.24%vs
Lusitania Savings BankBank Newark, NJ86 out of 100, Very strong$418.1M15.0%0.19%vs

Deposit insurance

Is my money safe at Crown Bank?

Yes. Crown Bank is an FDIC-insured institution (FDIC certificate #34259). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.4% of deposits ($164.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 26.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

13 locations

Branches

Crown Bank lists 13 offices in 11 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Crown Bank
Former names
Crown Bank, National Association
Type
State-chartered bank
FDIC certificate #
34259
RSSD ID
2686211
Primary regulator
FDIC
Established
April 13, 1998
Headquarters
400 Westminster Ave, Elizabeth, NJ 07208
Employees
78

Quick answers

Crown Bank: common questions

Is Crown Bank FDIC insured?

Yes. Crown Bank is an FDIC-insured institution (FDIC certificate #34259). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Crown Bank's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Crown Bank ever failed?

There is no failure record for FDIC certificate #34259 in the FDIC failed bank list.

How many branches does Crown Bank have?

13 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Elizabeth

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Local 1233 Federal Credit UnionCredit union Newark, NJ88 out of 100, Very strong$14.1M17.9%0.27%vs