TellerScore

Crown Bank (FDIC certificate #35480) is based in Edina, Minnesota. Its Q2 2026 call report shows $402.0M in total assets and $332.8M in deposits and 2 offices.

Based on its Q2 2026 filing, Crown Bank scores 45/100, which we describe as below average. That is higher than only 4% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 213th. Its strongest component is problem-loan coverage (81/100; 9.7%), and its lowest is funding & liquidity (21/100; 91% loans-to-deposits, 58% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion34/100
Tier 1 leverage ratio: 8.43%
Loan quality62/100
Noncurrent loans ÷ total loans: 1.15%
Earnings38/100
Return on assets (annualized): 0.45%
Funding & liquidity21/100
Loans ÷ deposits and uninsured-deposit share: 91.0% · 58.3% uninsured
Problem-loan coverage81/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 9.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (35 → 45), mostly because the loan quality component improved by 24 points.

TellerScore
293846Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202446
Q3 202440
Q4 202440
Q1 202535
Q2 202535
Q3 202529
Q4 202537
Q1 202641
Q2 202645
Tier 1 leverage ratio
5.00%6.96%8.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.93%
Q3 20248.48%
Q4 20248.25%
Q1 20258.24%
Q2 20258.17%
Q3 20257.83%
Q4 20257.90%
Q1 20267.93%
Q2 20268.43%
Noncurrent loans
1.15%1.74%2.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.15%
Q3 20242.21%
Q4 20241.79%
Q1 20251.79%
Q2 20251.86%
Q3 20252.33%
Q4 20251.62%
Q1 20261.30%
Q2 20261.15%
Return on assets
0.15%1.02%1.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.89%
Q3 20241.23%
Q4 20240.72%
Q1 20250.15%
Q2 20250.20%
Q3 20250.21%
Q4 20250.25%
Q1 20260.32%
Q2 20260.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$402.0M8.43%1.15%0.45%91.0%
Q1 202641$438.2M7.93%1.30%0.32%91.2%
Q4 202537$444.4M7.90%1.62%0.25%91.8%
Q3 202529$443.8M7.83%2.33%0.21%93.5%
Q2 202535$440.8M8.17%1.86%0.20%93.6%
Q1 202535$429.8M8.24%1.79%0.15%98.5%
Q4 202440$426.1M8.25%1.79%0.72%97.9%
Q3 202440$425.4M8.48%2.21%1.23%100.4%
Q2 202446$423.4M8.93%2.15%1.89%107.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.43%
5th
Total risk-based capital12.19%
53rd
Problem loans1.15%
25th
Net charge-offs0.33%
8th
Return on assets0.45%
11th
Net interest margin3.14%
14th
Efficiency ratio74.6%
21st
Loans to deposits91.0%
24th
Uninsured deposits58.3%
2nd
Loan-loss reserves1.21%
52nd
Texas ratio9.7%
19th

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
BankCherokeeBank Saint Paul, MN68 out of 100, Moderate$401.9M11.0%0.17%vs
The Citizens National Bank of Park RapidsBank Park Rapids, MN72 out of 100, Strong$397.0M11.7%1.10%vs
First State Bank SouthwestBank Pipestone, MN70 out of 100, Strong$409.9M9.7%0.71%vs
Village BankBank Saint Francis, MN62 out of 100, Moderate$411.9M9.0%0.40%vs
Sentry BankBank Saint Joseph, MN70 out of 100, Strong$415.5M8.7%0.00%vs
My Kind of Bank, National AssociationBank Ottertail, MN64 out of 100, Moderate$422.6M9.0%0.96%vs

Deposit insurance

Is my money safe at Crown Bank?

Yes. Crown Bank is an FDIC-insured institution (FDIC certificate #35480). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 58.3% of deposits ($194.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.43%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.19% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Crown Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Crown Bank
Type
State-chartered bank
FDIC certificate #
35480
RSSD ID
2860271
Primary regulator
FDIC
Holding company
Crown Bankshares Inc
Established
May 22, 2000
Headquarters
6600 France Ave S, Edina, MN 55435
Employees
26

Quick answers

Crown Bank: common questions

Is Crown Bank FDIC insured?

Yes. Crown Bank is an FDIC-insured institution (FDIC certificate #35480). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Crown Bank's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Crown Bank ever failed?

There is no failure record for FDIC certificate #35480 in the FDIC failed bank list.

How many branches does Crown Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Edina

InstitutionScoreAssetsCapitalProblem loansCompare
Castle Rock BankBank Castle Rock, MN93 out of 100, Very strong$293.5M14.2%0.01%vs
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
PrinsBankBank Prinsburg, MN85 out of 100, Very strong$308.3M12.0%0.29%vs