TellerScore

Headquartered in Waynesburg, Pennsylvania, First Federal Savings and Loan Association of Greene Co is a savings bank with $1.0B in total assets and $871.8M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1924.

First Federal Savings and Loan Association of Greene Co has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 897 banks with $1 billion – $10 billion. Among 110 banks headquartered in Pennsylvania, it ranks 22nd. Capital cushion contributes the most (100/100, 15.37%); earnings contributes the least (39/100, 0.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.37%
Loan quality82/100
Noncurrent loans ÷ total loans: 0.54%
Earnings39/100
Return on assets (annualized): 0.49%
Funding & liquidity66/100
Loans ÷ deposits and uninsured-deposit share: 83.1% · 25.5% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 78).

TellerScore
757778Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202476
Q4 202476
Q1 202578
Q2 202577
Q3 202576
Q4 202575
Q1 202677
Q2 202678
Tier 1 leverage ratio
5.00%10.35%15.70%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.79%
Q3 202414.83%
Q4 202415.15%
Q1 202515.26%
Q2 202515.38%
Q3 202515.52%
Q4 202515.70%
Q1 202615.49%
Q2 202615.37%
Noncurrent loans
0.47%0.58%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.58%
Q3 20240.59%
Q4 20240.53%
Q1 20250.47%
Q2 20250.54%
Q3 20250.63%
Q4 20250.69%
Q1 20260.62%
Q2 20260.54%
Return on assets
0.18%0.33%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.32%
Q3 20240.22%
Q4 20240.18%
Q1 20250.30%
Q2 20250.33%
Q3 20250.32%
Q4 20250.30%
Q1 20260.47%
Q2 20260.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$1.0B15.37%0.54%0.49%83.1%
Q1 202677$1.0B15.49%0.62%0.47%80.4%
Q4 202575$1.0B15.70%0.69%0.30%82.2%
Q3 202576$1.0B15.52%0.63%0.32%82.4%
Q2 202577$1.0B15.38%0.54%0.33%79.0%
Q1 202578$1.0B15.26%0.47%0.30%78.6%
Q4 202476$1.0B15.15%0.53%0.18%77.6%
Q3 202476$1.0B14.83%0.59%0.22%76.1%
Q2 202477$1.0B14.79%0.58%0.32%74.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.37%
93rd
Total risk-based capital32.08%
98th
Problem loans0.54%
49th
Net charge-offs0.00%
82nd
Return on assets0.49%
8th
Net interest margin2.81%
10th
Efficiency ratio78.2%
9th
Loans to deposits83.1%
60th
Uninsured deposits25.5%
69th
Loan-loss reserves0.25%
2nd
Texas ratio2.7%
61st

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Brentwood BankBank Bethel Park, PA53 out of 100, Below average$1.0B9.8%0.75%vs
Jonestown Bank and Trust Company, of Jonestown, PennsylvaniaBank Jonestown, PA75 out of 100, Strong$1.0B10.2%0.02%vs
American BankBank Allentown, PA72 out of 100, Strong$1.1B10.6%0.00%vs
First National Bank and Trust Company of NewtownBank Newtown, PA87 out of 100, Very strong$1.2B12.9%0.00%vs
The Honesdale National BankBank Honesdale, PA84 out of 100, Strong$1.2B13.7%0.24%vs
The Dime BankBank Honesdale, PA70 out of 100, Strong$1.2B11.7%1.30%vs

Deposit insurance

Is my money safe at First Federal Savings and Loan Association of Greene Co?

Yes. First Federal Savings and Loan Association of Greene Co is an FDIC-insured institution (FDIC certificate #28706). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.5% of deposits ($222.4M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 32.08% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

First Federal Savings and Loan Association of Greene Co lists 7 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Savings and Loan Association of Greene Co
Type
Savings bank
FDIC certificate #
28706
RSSD ID
624778
Primary regulator
OCC
Established
January 1, 1924
Headquarters
25 E High St, Waynesburg, PA 15370
Employees
131

Quick answers

First Federal Savings and Loan Association of Greene Co: common questions

Is First Federal Savings and Loan Association of Greene Co FDIC insured?

Yes. First Federal Savings and Loan Association of Greene Co is an FDIC-insured institution (FDIC certificate #28706). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Savings and Loan Association of Greene Co's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Savings and Loan Association of Greene Co ever failed?

There is no failure record for FDIC certificate #28706 in the FDIC failed bank list.

How many branches does First Federal Savings and Loan Association of Greene Co have?

7 offices as of the latest FDIC data.

Nearby

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