TellerScore

First Federal Savings Bank of Washington is a si headquartered in Washington, Indiana, in business for about 131 years. At the end of Q2 2026 it reported $94.4M in total assets and $73.6M in deposits, with 1 office.

First Federal Savings Bank of Washington has a TellerScore of 49 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 546 banks with under $100 million in assets. Among 88 banks headquartered in Indiana, it ranks 83rd. Problem-loan coverage contributes the most (71/100, 14.3%); loan quality contributes the least (31/100, 2.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 10.98%
Loan quality31/100
Noncurrent loans ÷ total loans: 2.06%
Earnings40/100
Return on assets (annualized): 0.50%
Funding & liquidity51/100
Loans ÷ deposits and uninsured-deposit share: 98.3% · 24.3% uninsured
Problem-loan coverage71/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 14.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (48 → 49).

TellerScore
404549Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202443
Q3 202440
Q4 202445
Q1 202548
Q2 202548
Q3 202548
Q4 202544
Q1 202648
Q2 202649
Tier 1 leverage ratio
5.00%7.99%10.98%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.87%
Q3 202410.59%
Q4 202410.42%
Q1 202510.50%
Q2 202510.67%
Q3 202510.42%
Q4 202510.39%
Q1 202610.67%
Q2 202610.98%
Noncurrent loans
1.86%2.20%2.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.28%
Q3 20242.55%
Q4 20241.94%
Q1 20251.91%
Q2 20251.89%
Q3 20251.86%
Q4 20252.28%
Q1 20262.13%
Q2 20262.06%
Return on assets
-0.03%0.27%0.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.03%
Q3 20240.11%
Q4 2024-0.01%
Q1 20250.30%
Q2 20250.31%
Q3 20250.39%
Q4 20250.38%
Q1 20260.57%
Q2 20260.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202649$94.4M10.98%2.06%0.50%98.3%
Q1 202648$92.8M10.67%2.13%0.57%92.7%
Q4 202544$95.1M10.39%2.28%0.38%94.6%
Q3 202548$94.4M10.42%1.86%0.39%95.9%
Q2 202548$92.3M10.67%1.89%0.31%97.2%
Q1 202548$89.9M10.50%1.91%0.30%94.9%
Q4 202445$90.9M10.42%1.94%-0.01%95.8%
Q3 202440$93.0M10.59%2.55%0.11%93.4%
Q2 202443$93.4M10.87%2.28%-0.03%91.5%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.98%
29th
Total risk-based capital0.00%
27th
Problem loans2.06%
20th
Net charge-offs0.00%
36th
Return on assets0.50%
27th
Net interest margin3.50%
30th
Efficiency ratio78.6%
35th
Loans to deposits98.3%
10th
Uninsured deposits24.3%
22nd
Loan-loss reserves0.92%
26th
Texas ratio14.3%
12th

Similar-size banks in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Scottsburg Building and Loan AssociationBank Scottsburg, IN82 out of 100, Strong$76.9M18.9%0.18%vs
Boonville Federal Savings BankBank Boonville, IN55 out of 100, Moderate$71.5M8.8%0.89%vs
The Fairmount State BankBank Fairmount, IN37 out of 100, Low$57.0M11.7%6.37%vs
Peoples Community Bank SB of Monticello, IndianaBank Monticello, IN57 out of 100, Moderate$42.7M32.0%2.84%vs
Generations Community BankBank Indianapolis, IN76 out of 100, Strong$30.9M86.2%0.00%vs
Everence Trust CompanyBank Goshen, IN94 out of 100, Very strong$16.2M96.8%0.00%vs

Deposit insurance

Is my money safe at First Federal Savings Bank of Washington?

Yes. First Federal Savings Bank of Washington is an FDIC-insured institution (FDIC certificate #29710). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.3% of deposits ($17.9M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

First Federal Savings Bank of Washington lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Savings Bank of Washington
Former names
First Federal Savings and Loan Association of Washington
Type
SI
FDIC certificate #
29710
RSSD ID
110972
Primary regulator
FDIC
Established
January 1, 1895
Headquarters
439 S State Road 57, Washington, IN 47501
Employees
14

Quick answers

First Federal Savings Bank of Washington: common questions

Is First Federal Savings Bank of Washington FDIC insured?

Yes. First Federal Savings Bank of Washington is an FDIC-insured institution (FDIC certificate #29710). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Savings Bank of Washington's TellerScore?

49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Savings Bank of Washington ever failed?

There is no failure record for FDIC certificate #29710 in the FDIC failed bank list.

How many branches does First Federal Savings Bank of Washington have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Freedom BankBank Huntingburg, IN82 out of 100, Strong$585.7M12.6%0.23%vs
Springs Valley Bank & Trust CompanyBank French Lick, IN81 out of 100, Strong$675.3M12.5%0.14%vs
Origins Credit UnionCredit union Indianapolis, IN79 out of 100, Strong$43.7M16.3%0.25%vs
German American BankBank Jasper, IN75 out of 100, Strong$8.4B11.2%0.45%vs
The First National Bank of CarmiBank Carmi, IL75 out of 100, Strong$622.2M11.4%0.35%vs
Liberty Federal Credit UnionCredit union Evansville, IN73 out of 100, Strong$4.8B10.9%0.45%vs