TellerScore

Headquartered in Mount Pulaski, Illinois, Longview Community Bank is a state-chartered bank with $316.8M in total assets and $264.9M in deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1872.

Longview Community Bank has a TellerScore of 45 out of 100 (below average) based on Q2 2026 data — higher than only 4% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 305th. Funding & liquidity contributes the most (76/100, 84% loans-to-deposits, 15% uninsured); loan quality contributes the least (20/100, 2.40%).

TellerScore · Q2 2026

Scorecard

Capital cushion35/100
Tier 1 leverage ratio: 8.50%
Loan quality20/100
Noncurrent loans ÷ total loans: 2.40%
Earnings53/100
Return on assets (annualized): 0.82%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 84.4% · 15.1% uninsured
Problem-loan coverage72/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 13.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (57 → 45), mostly because the loan quality component weakened by 46 points.

TellerScore
395367Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202467
Q4 202465
Q1 202564
Q2 202557
Q3 202541
Q4 202539
Q1 202639
Q2 202645
Tier 1 leverage ratio
5.00%6.79%8.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.59%
Q3 20247.96%
Q4 20248.00%
Q1 20258.21%
Q2 20258.31%
Q3 20258.01%
Q4 20258.26%
Q1 20268.36%
Q2 20268.50%
Noncurrent loans
0.04%1.52%3.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.24%
Q3 20240.07%
Q4 20240.04%
Q1 20250.21%
Q2 20251.01%
Q3 20252.47%
Q4 20252.89%
Q1 20263.01%
Q2 20262.40%
Return on assets
0.74%0.86%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.91%
Q3 20240.99%
Q4 20240.93%
Q1 20250.76%
Q2 20250.82%
Q3 20250.74%
Q4 20250.82%
Q1 20260.78%
Q2 20260.82%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$316.8M8.50%2.40%0.82%84.4%
Q1 202639$271.3M8.36%3.01%0.78%82.6%
Q4 202539$268.2M8.26%2.89%0.82%86.3%
Q3 202541$268.7M8.01%2.47%0.74%86.5%
Q2 202557$261.8M8.31%1.01%0.82%84.3%
Q1 202564$255.2M8.21%0.21%0.76%84.6%
Q4 202465$104.6M8.00%0.04%0.93%87.0%
Q3 202467$106.1M7.96%0.07%0.99%76.7%
Q2 202467$99.6M8.59%0.24%0.91%70.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.50%
6th
Total risk-based capital12.77%
55th
Problem loans2.40%
9th
Net charge-offs0.11%
19th
Return on assets0.82%
24th
Net interest margin3.83%
44th
Efficiency ratio64.8%
43rd
Loans to deposits84.4%
39th
Uninsured deposits15.1%
81st
Loan-loss reserves0.87%
15th
Texas ratio13.8%
11th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Community State Bank of Rock FallsBank Rock Falls, IL49 out of 100, Below average$318.4M12.0%4.67%vs
1NB BankBank Carlyle, IL74 out of 100, Strong$319.0M10.3%0.07%vs
State Bank of GraymontBank Graymont, IL51 out of 100, Below average$312.7M11.8%3.61%vs
Forest Park National Bank and Trust CompanyBank Forest Park, IL39 out of 100, Low$322.4M8.3%2.48%vs
Community BankBank Winslow, IL75 out of 100, Strong$310.8M16.0%1.50%vs
The First National Bank in AmboyBank Amboy, IL78 out of 100, Strong$324.5M10.7%0.04%vs

Deposit insurance

Is my money safe at Longview Community Bank?

Yes. Longview Community Bank is an FDIC-insured institution (FDIC certificate #11319). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.1% of deposits ($40.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.50%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.77% (benchmark: 10%).

Check how much of your own balance is covered

8 locations

Branches

Longview Community Bank lists 7 offices in 7 cities. Most locations:

  • Chestnut, IL (1)
  • Clinton, IL (1)
  • Gibson City, IL (1)
  • Greenview, IL (1)
  • Latham, IL (1)
  • Middletown, IL (1)
  • Mount Pulaski, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Longview Community Bank
Former names
The Farmers Bank of Mt. Pulaski
Type
State-chartered bank
FDIC certificate #
11319
RSSD ID
830645
Primary regulator
FDIC
Holding company
Longview Capital Corp
Established
January 1, 1872
Headquarters
130 S Washington St, Mount Pulaski, IL 62548
Employees
49

Quick answers

Longview Community Bank: common questions

Is Longview Community Bank FDIC insured?

Yes. Longview Community Bank is an FDIC-insured institution (FDIC certificate #11319). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Longview Community Bank's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Longview Community Bank ever failed?

There is no failure record for FDIC certificate #11319 in the FDIC failed bank list.

How many branches does Longview Community Bank have?

8 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Mount Pulaski

InstitutionScoreAssetsCapitalProblem loansCompare
Springfield Firefighters Credit UnionCredit union Springfield, IL100 out of 100, Very strong$3.4M16.6%0.00%vs
I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL94 out of 100, Very strong$5.0M13.5%0.00%vs
United Equity Credit UnionCredit union Decatur, IL94 out of 100, Very strong$66.2M18.7%0.23%vs
First National Bank in TaylorvilleBank Taylorville, IL92 out of 100, Very strong$200.1M14.4%0.00%vs
Farmers State Bank of EmdenBank Emden, IL91 out of 100, Very strong$37.8M29.6%0.00%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs