TellerScore

Headquartered in North Bend, Nebraska, Platte Valley Bank is a state-chartered bank with $107.2M in total assets and $92.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1891.

Based on its Q2 2026 filing, Platte Valley Bank scores 88/100, which we describe as very strong. That is higher than 92% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 19th. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is earnings (72/100; 1.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Tier 1 leverage ratio: 13.87%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.19%
Earnings72/100
Return on assets (annualized): 1.29%
Funding & liquidity91/100
Loans ÷ deposits and uninsured-deposit share: 56.2% · 23.2% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (88 → 88).

TellerScore
838688Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202488
Q3 202488
Q4 202487
Q1 202588
Q2 202588
Q3 202586
Q4 202583
Q1 202687
Q2 202688
Tier 1 leverage ratio
5.00%9.84%14.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.69%
Q3 202414.61%
Q4 202414.39%
Q1 202514.07%
Q2 202514.05%
Q3 202514.30%
Q4 202513.35%
Q1 202613.59%
Q2 202613.87%
Noncurrent loans
0.01%0.19%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.03%
Q4 20240.02%
Q1 20250.02%
Q2 20250.02%
Q3 20250.37%
Q4 20250.33%
Q1 20260.21%
Q2 20260.19%
Return on assets
0.76%1.03%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.76%
Q4 20240.78%
Q1 20250.95%
Q2 20251.03%
Q3 20251.08%
Q4 20251.02%
Q1 20261.26%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$107.2M13.87%0.19%1.29%56.2%
Q1 202687$105.8M13.59%0.21%1.26%54.5%
Q4 202583$105.0M13.35%0.33%1.02%61.1%
Q3 202586$104.4M14.30%0.37%1.08%54.3%
Q2 202588$103.0M14.05%0.02%1.03%50.7%
Q1 202588$101.1M14.07%0.02%0.95%53.8%
Q4 202487$102.2M14.39%0.02%0.78%60.5%
Q3 202488$98.9M14.61%0.03%0.76%54.1%
Q2 202488$98.2M14.69%0.01%0.77%51.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.87%
81st
Total risk-based capital0.00%
24th
Problem loans0.19%
65th
Net charge-offs0.00%
68th
Return on assets1.29%
53rd
Net interest margin3.68%
36th
Efficiency ratio54.4%
73rd
Loans to deposits56.2%
86th
Uninsured deposits23.2%
52nd
Loan-loss reserves1.44%
74th
Texas ratio0.7%
74th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
First Bank and Trust of FullertonBank Fullerton, NE87 out of 100, Very strong$108.3M14.2%0.00%vs
Wahoo State BankBank Wahoo, NE66 out of 100, Moderate$116.5M9.0%0.00%vs
Countryside BankBank Unadilla, NE90 out of 100, Very strong$118.5M15.2%0.35%vs
Custer Federal State BankBank Broken Bow, NE80 out of 100, Strong$120.7M12.0%0.00%vs
First Central Bank McCookBank Mccook, NE41 out of 100, Below average$122.8M11.3%5.80%vs
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs

Deposit insurance

Is my money safe at Platte Valley Bank?

Yes. Platte Valley Bank is an FDIC-insured institution (FDIC certificate #9818). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 23.2% of deposits ($21.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.87%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Platte Valley Bank lists 1 office in 1 city. Most locations:

  • North Bend, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Platte Valley Bank
Type
State-chartered bank
FDIC certificate #
9818
RSSD ID
45056
Primary regulator
FDIC
Holding company
Platte Valley Bcorp Inc
Established
June 27, 1891
Headquarters
606 Main St, North Bend, NE 68649
Employees
10

Quick answers

Platte Valley Bank: common questions

Is Platte Valley Bank FDIC insured?

Yes. Platte Valley Bank is an FDIC-insured institution (FDIC certificate #9818). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Platte Valley Bank's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Platte Valley Bank ever failed?

There is no failure record for FDIC certificate #9818 in the FDIC failed bank list.

How many branches does Platte Valley Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near North Bend

InstitutionScoreAssetsCapitalProblem loansCompare
Scribner BankBank Scribner, NE96 out of 100, Very strong$86.9M16.6%0.04%vs
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
Clarkson BankBank Clarkson, NE82 out of 100, Strong$81.4M11.0%0.19%vs
RVR BankBank Fremont, NE78 out of 100, Strong$570.2M9.8%0.16%vs
FirstBank of NebraskaBank Wahoo, NE77 out of 100, Strong$498.1M11.2%0.89%vs