TellerScore

Headquartered in North Platte, Nebraska, Nebraskaland Bank is a state-chartered bank (fed member) with $1.1B in total assets and $853.7M in deposits as of Q2 2026. It operates 6 offices across 2 states. Its charter dates back to 1998.

Nebraskaland Bank has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 21% of its 897 banks with $1 billion – $10 billion. Among 139 banks headquartered in Nebraska, it ranks 117th. Problem-loan coverage contributes the most (96/100, 2.2%); earnings contributes the least (41/100, 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Tier 1 leverage ratio: 9.12%
Loan quality90/100
Noncurrent loans ÷ total loans: 0.29%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 85.5% · 36.8% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.17%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (51 → 60), mostly because the loan quality component improved by 28 points.

TellerScore
495663Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202463
Q4 202463
Q1 202549
Q2 202551
Q3 202559
Q4 202558
Q1 202660
Q2 202660
Tier 1 leverage ratio
5.00%7.50%10.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.64%
Q3 20249.56%
Q4 20249.87%
Q1 202510.00%
Q2 20259.69%
Q3 20259.73%
Q4 20259.36%
Q1 20269.46%
Q2 20269.12%
Noncurrent loans
0.00%0.70%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20251.40%
Q2 20251.15%
Q3 20250.31%
Q4 20250.30%
Q1 20260.29%
Q2 20260.29%
Return on assets
0.26%0.39%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.29%
Q4 20240.32%
Q1 20250.29%
Q2 20250.35%
Q3 20250.32%
Q4 20250.39%
Q1 20260.48%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$1.1B9.12%0.29%0.52%85.5%
Q1 202660$1.0B9.46%0.29%0.48%93.8%
Q4 202558$986.4M9.36%0.30%0.39%93.5%
Q3 202559$976.7M9.73%0.31%0.32%92.9%
Q2 202551$948.3M9.69%1.15%0.35%94.5%
Q1 202549$970.0M10.00%1.40%0.29%91.1%
Q4 202463$957.3M9.87%0.00%0.32%91.2%
Q3 202463$976.9M9.56%0.00%0.29%83.2%
Q2 202462$980.3M9.64%0.00%0.26%88.1%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.12%
15th
Total risk-based capital0.00%
13th
Problem loans0.29%
69th
Net charge-offs0.00%
82nd
Return on assets0.52%
9th
Net interest margin2.83%
10th
Efficiency ratio72.8%
17th
Loans to deposits85.5%
54th
Uninsured deposits36.8%
35th
Loan-loss reserves0.97%
28th
Texas ratio2.2%
68th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Core BankBank Omaha, NE64 out of 100, Moderate$1.1B9.8%0.11%vs
Farmers and Merchants BankBank Milford, NE78 out of 100, Strong$1.1B10.6%0.00%vs
Cornhusker BankBank Lincoln, NE74 out of 100, Strong$1.0B10.1%0.02%vs
FirsTier BankBank Kimball, NE38 out of 100, Low$1.0B11.4%4.51%vs
Access BankBank Omaha, NE65 out of 100, Moderate$1.1B10.7%0.51%vs
First State Bank NebraskaBank Lincoln, NE71 out of 100, Strong$1.1B9.0%0.24%vs

Deposit insurance

Is my money safe at Nebraskaland Bank?

Yes. Nebraskaland Bank is an FDIC-insured institution (FDIC certificate #34811). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 36.8% of deposits ($314.5M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.12%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Nebraskaland Bank lists 6 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nebraskaland Bank
Former names
NebraskaLand National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
34811
RSSD ID
2667957
Primary regulator
FED
Holding company
Nebraskaland Finl Services Inc
Established
May 14, 1998
Headquarters
1400 S Dewey St, North Platte, NE 69101
Employees
103

Quick answers

Nebraskaland Bank: common questions

Is Nebraskaland Bank FDIC insured?

Yes. Nebraskaland Bank is an FDIC-insured institution (FDIC certificate #34811). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Nebraskaland Bank's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Nebraskaland Bank ever failed?

There is no failure record for FDIC certificate #34811 in the FDIC failed bank list.

How many branches does Nebraskaland Bank have?

6 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near North Platte

InstitutionScoreAssetsCapitalProblem loansCompare
North Platte Union Pacific Employee Credit UnionCredit union North Platte, NE86 out of 100, Very strong$43.4M16.5%0.75%vs
Adams Bank & TrustBank Ogallala, NE82 out of 100, Strong$1.3B14.1%0.55%vs
Western Nebraska BankBank Curtis, NE75 out of 100, Strong$193.3M10.1%0.01%vs
First National Bank of OmahaBank Omaha, NE72 out of 100, Strong$34.2B10.8%0.78%vs
Equitable BankBank Grand Island, NE72 out of 100, Strong$523.5M10.4%0.01%vs
Henderson State BankBank Henderson, NE72 out of 100, Strong$678.5M10.4%0.27%vs