Cornhusker Bank (FDIC certificate #14264) is based in Lincoln, Nebraska. Its Q2 2026 call report shows $1.0B in total assets and $852.8M in deposits and 9 offices.
Cornhusker Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 74% of its 897 banks with $1 billion – $10 billion. Among 139 banks headquartered in Nebraska, it ranks 70th. Problem-loan coverage contributes the most (100/100, 0.1%); capital cushion contributes the least (51/100, 10.12%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (69 → 74), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 66 |
| Q4 2024 | 67 |
| Q1 2025 | 68 |
| Q2 2025 | 69 |
| Q3 2025 | 71 |
| Q4 2025 | 71 |
| Q1 2026 | 74 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.31% |
| Q3 2024 | 9.55% |
| Q4 2024 | 9.59% |
| Q1 2025 | 9.52% |
| Q2 2025 | 9.48% |
| Q3 2025 | 9.73% |
| Q4 2025 | 9.78% |
| Q1 2026 | 10.09% |
| Q2 2026 | 10.12% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.05% |
| Q2 2025 | 0.05% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.89% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.07% |
| Q4 2025 | 1.05% |
| Q1 2026 | 1.42% |
| Q2 2026 | 1.43% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $1.0B | 10.12% | 0.02% | 1.43% | 98.9% |
| Q1 2026 | 74 | $1.0B | 10.09% | 0.05% | 1.42% | 96.3% |
| Q4 2025 | 71 | $1.0B | 9.78% | 0.05% | 1.05% | 94.7% |
| Q3 2025 | 71 | $1.0B | 9.73% | 0.02% | 1.07% | 98.2% |
| Q2 2025 | 69 | $1.0B | 9.48% | 0.05% | 1.02% | 100.9% |
| Q1 2025 | 68 | $1.0B | 9.52% | 0.05% | 0.89% | 100.7% |
| Q4 2024 | 67 | $982.1M | 9.59% | 0.06% | 0.70% | 99.3% |
| Q3 2024 | 66 | $963.7M | 9.55% | 0.08% | 0.64% | 96.6% |
| Q2 2024 | 67 | $971.3M | 9.31% | 0.01% | 0.60% | 94.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FirsTier BankBank Kimball, NE | 38 out of 100, Low | $1.0B | 11.4% | 4.51% | vs |
| Farmers and Merchants BankBank Milford, NE | 78 out of 100, Strong | $1.1B | 10.6% | 0.00% | vs |
| Nebraskaland BankBank North Platte, NE | 60 out of 100, Moderate | $1.1B | 9.1% | 0.29% | vs |
| Core BankBank Omaha, NE | 64 out of 100, Moderate | $1.1B | 9.8% | 0.11% | vs |
| Access BankBank Omaha, NE | 65 out of 100, Moderate | $1.1B | 10.7% | 0.51% | vs |
| First State Bank NebraskaBank Lincoln, NE | 71 out of 100, Strong | $1.1B | 9.0% | 0.24% | vs |
Deposit insurance
Is my money safe at Cornhusker Bank?
Yes. Cornhusker Bank is an FDIC-insured institution (FDIC certificate #14264). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.0% of deposits ($170.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.12%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.94% (benchmark: 10%).
9 locations
Branches
Cornhusker Bank lists 6 offices in 2 cities. Most locations:
- Lincoln, NE (5)
- Omaha, NE (1)
HMDA 2025
Mortgage lending
In 2025, Cornhusker Bank reported 489 home-loan applications under HMDA (LEI 254900EQ47K76CF2A976): 423 originated ($141,435,000 total), 25 denied, and 30 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Cornhusker Bank
- Former names
- Farmers State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 14264
- RSSD ID
- 544652
- Primary regulator
- FED
- Holding company
- Cornhusker Growth Corp
- Established
- August 24, 1903
- Headquarters
- 8310 O St, Lincoln, NE 68510
- Website
- www.cornhusker.bank
- Employees
- 139
Quick answers
Cornhusker Bank: common questions
Is Cornhusker Bank FDIC insured?
Yes. Cornhusker Bank is an FDIC-insured institution (FDIC certificate #14264). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Cornhusker Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Cornhusker Bank ever failed?
There is no failure record for FDIC certificate #14264 in the FDIC failed bank list.
How many branches does Cornhusker Bank have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lincoln
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| CerescoBankBank Ceresco, NE | 92 out of 100, Very strong | $81.3M | 13.9% | 0.06% | vs |
| Countryside BankBank Unadilla, NE | 90 out of 100, Very strong | $118.5M | 15.2% | 0.35% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| Nebraska State Employees Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $36.8M | 14.0% | 0.11% | vs |
| First Northeast Bank of NebraskaBank Lyons, NE | 88 out of 100, Very strong | $472.6M | 13.5% | 0.22% | vs |
| Cattle Bank and TrustBank Seward, NE | 87 out of 100, Very strong | $421.9M | 12.9% | 0.08% | vs |