Headquartered in Kewanee, Illinois, Peoples National Bank of Kewanee is a national bank with $587.6M in total assets and $517.0M in deposits as of Q2 2026. It operates 10 offices. Its charter dates back to 1928.
Peoples National Bank of Kewanee has a TellerScore of 48 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 299th. Funding & liquidity contributes the most (89/100, 31% loans-to-deposits, 25% uninsured); loan quality contributes the least (0/100, 6.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (50 → 48), mostly because the problem-loan coverage component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 47 |
| Q3 2024 | 44 |
| Q4 2024 | 44 |
| Q1 2025 | 43 |
| Q2 2025 | 50 |
| Q3 2025 | 47 |
| Q4 2025 | 48 |
| Q1 2026 | 47 |
| Q2 2026 | 48 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.31% |
| Q3 2024 | 10.16% |
| Q4 2024 | 9.87% |
| Q1 2025 | 9.94% |
| Q2 2025 | 10.28% |
| Q3 2025 | 10.43% |
| Q4 2025 | 10.44% |
| Q1 2026 | 10.60% |
| Q2 2026 | 10.86% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.98% |
| Q3 2024 | 4.56% |
| Q4 2024 | 3.33% |
| Q1 2025 | 3.30% |
| Q2 2025 | 2.67% |
| Q3 2025 | 3.73% |
| Q4 2025 | 3.14% |
| Q1 2026 | 5.07% |
| Q2 2026 | 6.15% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.57% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.76% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $587.6M | 10.86% | 6.15% | 0.76% | 31.2% |
| Q1 2026 | 47 | $589.0M | 10.60% | 5.07% | 0.64% | 32.8% |
| Q4 2025 | 48 | $587.3M | 10.44% | 3.14% | 0.82% | 34.2% |
| Q3 2025 | 47 | $589.8M | 10.43% | 3.73% | 0.78% | 33.9% |
| Q2 2025 | 50 | $575.1M | 10.28% | 2.67% | 0.73% | 34.0% |
| Q1 2025 | 43 | $581.2M | 9.94% | 3.30% | 0.47% | 32.1% |
| Q4 2024 | 44 | $570.8M | 9.87% | 3.33% | 0.57% | 33.4% |
| Q3 2024 | 44 | $573.4M | 10.16% | 4.56% | 0.58% | 33.4% |
| Q2 2024 | 47 | $555.6M | 10.31% | 2.98% | 0.71% | 32.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Washington Savings BankBank Effingham, IL | 77 out of 100, Strong | $585.3M | 12.1% | 0.29% | vs |
| FNBC Bank & TrustBank La Grange, IL | 77 out of 100, Strong | $581.6M | 10.0% | 0.04% | vs |
| Bank of BellevilleBank Belleville, IL | 47 out of 100, Below average | $562.9M | 8.4% | 2.02% | vs |
| The Fairfield National BankBank Fairfield, IL | 65 out of 100, Moderate | $620.9M | 11.9% | 1.51% | vs |
| The First National Bank of CarmiBank Carmi, IL | 75 out of 100, Strong | $622.2M | 11.4% | 0.35% | vs |
| Lisle Savings BankBank Lisle, IL | 80 out of 100, Strong | $544.5M | 26.1% | 0.95% | vs |
Deposit insurance
Is my money safe at Peoples National Bank of Kewanee?
Yes. Peoples National Bank of Kewanee is an FDIC-insured institution (FDIC certificate #926). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.0% of deposits ($129.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.86%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.40% (benchmark: 10%).
10 locations
Branches
Peoples National Bank of Kewanee lists 9 offices in 9 cities. Most locations:
- Annawan, IL (1)
- Bradford, IL (1)
- Dwight, IL (1)
- Kewanee, IL (1)
- Manlius, IL (1)
- Reynolds, IL (1)
- Seneca, IL (1)
- Sheffield, IL (1)
- Tampico, IL (1)
HMDA 2025
Mortgage lending
In 2025, Peoples National Bank of Kewanee reported 88 home-loan applications under HMDA (LEI 549300K35KPBBS2J9A28): 58 originated ($6,100,000 total), 14 denied, and 14 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Peoples National Bank of Kewanee
- Former names
- Peoples State Savings Bank of Kewanee
- Type
- National bank
- FDIC certificate #
- 926
- RSSD ID
- 823133
- Primary regulator
- OCC
- Holding company
- Peoples Finl Corp of Il Inc
- Established
- March 1, 1928
- Headquarters
- 207 N Tremont St, Kewanee, IL 61443
- Website
- www.pnb-kewanee.com
- Employees
- 81
Quick answers
Peoples National Bank of Kewanee: common questions
Is Peoples National Bank of Kewanee FDIC insured?
Yes. Peoples National Bank of Kewanee is an FDIC-insured institution (FDIC certificate #926). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples National Bank of Kewanee's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples National Bank of Kewanee ever failed?
There is no failure record for FDIC certificate #926 in the FDIC failed bank list.
How many branches does Peoples National Bank of Kewanee have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Kewanee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anderson State BankBank Oneida, IL | 96 out of 100, Very strong | $108.9M | 17.3% | 0.00% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| Union Federal Savings and Loan AssociationBank Kewanee, IL | 77 out of 100, Strong | $145.6M | 16.5% | 0.51% | vs |
| State Bank of ToulonBank Toulon, IL | 77 out of 100, Strong | $343.4M | 10.5% | 0.13% | vs |
| Blackhawk Bank & TrustBank Milan, IL | 76 out of 100, Strong | $2.0B | 10.5% | 0.09% | vs |
| Farmers State Bank of Western IllinoisBank Alpha, IL | 74 out of 100, Strong | $167.3M | 14.1% | 1.74% | vs |