TellerScore

Prime Alliance Bank (FDIC certificate #57920) is based in Woods Cross, Utah. Its Q2 2026 call report shows $1.1B in total assets and $966.1M in deposits and 1 office.

Prime Alliance Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 58% of its 897 banks with $1 billion – $10 billion. Among 45 banks headquartered in Utah, it ranks 29th. Earnings contributes the most (100/100, 3.41%); loan quality contributes the least (47/100, 1.60%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Tier 1 leverage ratio: 11.53%
Loan quality47/100
Noncurrent loans ÷ total loans: 1.60%
Earnings100/100
Return on assets (annualized): 3.41%
Funding & liquidity69/100
Loans ÷ deposits and uninsured-deposit share: 88.9% · 17.3% uninsured
Problem-loan coverage80/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 9.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (60 → 70), mostly because the loan quality component improved by 19 points.

TellerScore
576572Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202468
Q4 202472
Q1 202560
Q2 202560
Q3 202557
Q4 202562
Q1 202668
Q2 202670
Tier 1 leverage ratio
5.00%8.26%11.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.35%
Q3 202410.89%
Q4 202410.47%
Q1 202510.02%
Q2 20259.90%
Q3 20259.70%
Q4 20259.92%
Q1 202611.10%
Q2 202611.53%
Noncurrent loans
1.18%1.76%2.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.18%
Q3 20241.76%
Q4 20241.18%
Q1 20252.14%
Q2 20252.17%
Q3 20252.34%
Q4 20251.97%
Q1 20261.72%
Q2 20261.60%
Return on assets
1.90%2.75%3.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.72%
Q3 20242.53%
Q4 20242.10%
Q1 20251.90%
Q2 20252.01%
Q3 20252.25%
Q4 20252.43%
Q1 20263.59%
Q2 20263.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$1.1B11.53%1.60%3.41%88.9%
Q1 202668$1.1B11.10%1.72%3.59%86.4%
Q4 202562$1.1B9.92%1.97%2.43%85.1%
Q3 202557$1.1B9.70%2.34%2.25%86.6%
Q2 202560$972.9M9.90%2.17%2.01%86.8%
Q1 202560$886.7M10.02%2.14%1.90%85.1%
Q4 202472$842.8M10.47%1.18%2.10%84.2%
Q3 202468$787.1M10.89%1.76%2.53%82.2%
Q2 202464$745.9M11.35%2.18%2.72%86.6%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.53%
70th
Total risk-based capital14.00%
55th
Problem loans1.60%
13th
Net charge-offs1.37%
3rd
Return on assets3.41%
98th
Net interest margin4.93%
94th
Efficiency ratio20.6%
98th
Loans to deposits88.9%
46th
Uninsured deposits17.3%
88th
Loan-loss reserves2.89%
98th
Texas ratio9.9%
17th

Similar-size banks in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Quill BankBank Provo, UT68 out of 100, Moderate$1.6B14.4%2.54%vs
Transportation Alliance Bank, Inc. d/b/a TAB BankBank Ogden, UT60 out of 100, Moderate$1.6B11.7%1.79%vs
Column National AssociationBank Salt Lake City, UT72 out of 100, Strong$1.8B8.4%0.06%vs
Square Financial Services, Inc.Bank Salt Lake City, UT84 out of 100, Strong$2.1B65.2%0.67%vs
Central BankBank Provo, UT89 out of 100, Very strong$2.2B15.4%0.47%vs
State Bank of Southern UtahBank Cedar City, UT79 out of 100, Strong$2.7B12.0%0.47%vs

Deposit insurance

Is my money safe at Prime Alliance Bank?

Yes. Prime Alliance Bank is an FDIC-insured institution (FDIC certificate #57920). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.3% of deposits ($166.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.53%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Prime Alliance Bank lists 1 office in 1 city. Most locations:

  • Woods Cross, UT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Prime Alliance Bank
Type
State-chartered bank
FDIC certificate #
57920
RSSD ID
3309571
Primary regulator
FDIC
Established
December 8, 2004
Headquarters
1868 S 500 W, Woods Cross, UT 84010
Employees
35

Quick answers

Prime Alliance Bank: common questions

Is Prime Alliance Bank FDIC insured?

Yes. Prime Alliance Bank is an FDIC-insured institution (FDIC certificate #57920). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Prime Alliance Bank's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Prime Alliance Bank ever failed?

There is no failure record for FDIC certificate #57920 in the FDIC failed bank list.

How many branches does Prime Alliance Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Woods Cross

InstitutionScoreAssetsCapitalProblem loansCompare
Uintah Credit UnionCredit union Vernal, UT100 out of 100, Very strong$3.9M21.3%0.00%vs
Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA93 out of 100, Very strong$26.8M20.1%0.41%vs
Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT93 out of 100, Very strong$166K99.9%—vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
First Electronic BankBank Salt Lake City, UT91 out of 100, Very strong$502.9M46.8%0.01%vs