TellerScore

Transportation Alliance Bank, Inc. d/b/a TAB Bank is a state-chartered bank headquartered in Ogden, Utah, in business for about 28 years. At the end of Q2 2026 it reported $1.6B in total assets and $1.4B in deposits, with 1 office.

Transportation Alliance Bank, Inc. d/b/a TAB Bank has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 21% of its 897 banks with $1 billion – $10 billion. Among 45 banks headquartered in Utah, it ranks 40th. Problem-loan coverage contributes the most (77/100, 11.3%); loan quality contributes the least (40/100, 1.79%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Tier 1 leverage ratio: 11.74%
Loan quality40/100
Noncurrent loans ÷ total loans: 1.79%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity65/100
Loans ÷ deposits and uninsured-deposit share: 89.5% · 19.8% uninsured
Problem-loan coverage77/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 11.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 16 points (44 → 60), mostly because the loan quality component improved by 31 points.

TellerScore
445260Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202450
Q3 202447
Q4 202444
Q1 202544
Q2 202544
Q3 202544
Q4 202551
Q1 202654
Q2 202660
Tier 1 leverage ratio
5.00%8.37%11.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.40%
Q3 202410.36%
Q4 202410.14%
Q1 202510.36%
Q2 202510.23%
Q3 202510.54%
Q4 202510.79%
Q1 202611.27%
Q2 202611.74%
Noncurrent loans
1.55%2.47%3.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.55%
Q3 20242.13%
Q4 20242.44%
Q1 20253.39%
Q2 20252.73%
Q3 20253.10%
Q4 20252.52%
Q1 20262.03%
Q2 20261.79%
Return on assets
0.16%0.65%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.16%
Q3 20240.44%
Q4 20240.44%
Q1 20251.14%
Q2 20250.82%
Q3 20250.88%
Q4 20250.94%
Q1 20260.59%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$1.6B11.74%1.79%1.05%89.5%
Q1 202654$1.6B11.27%2.03%0.59%87.0%
Q4 202551$1.6B10.79%2.52%0.94%86.6%
Q3 202544$1.6B10.54%3.10%0.88%88.7%
Q2 202544$1.6B10.23%2.73%0.82%93.6%
Q1 202544$1.6B10.36%3.39%1.14%93.9%
Q4 202444$1.6B10.14%2.44%0.44%89.3%
Q3 202447$1.6B10.36%2.13%0.44%91.6%
Q2 202450$1.6B10.40%1.55%0.16%91.6%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.74%
73rd
Total risk-based capital0.00%
13th
Problem loans1.79%
11th
Net charge-offs2.26%
2nd
Return on assets1.05%
34th
Net interest margin6.60%
98th
Efficiency ratio61.1%
43rd
Loans to deposits89.5%
42nd
Uninsured deposits19.8%
83rd
Loan-loss reserves1.49%
86th
Texas ratio11.3%
14th

Similar-size banks in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Quill BankBank Provo, UT68 out of 100, Moderate$1.6B14.4%2.54%vs
Column National AssociationBank Salt Lake City, UT72 out of 100, Strong$1.8B8.4%0.06%vs
Square Financial Services, Inc.Bank Salt Lake City, UT84 out of 100, Strong$2.1B65.2%0.67%vs
Prime Alliance BankBank Woods Cross, UT70 out of 100, Strong$1.1B11.5%1.60%vs
Central BankBank Provo, UT89 out of 100, Very strong$2.2B15.4%0.47%vs
State Bank of Southern UtahBank Cedar City, UT79 out of 100, Strong$2.7B12.0%0.47%vs

Deposit insurance

Is my money safe at Transportation Alliance Bank, Inc. d/b/a TAB Bank?

Yes. Transportation Alliance Bank, Inc. d/b/a TAB Bank is an FDIC-insured institution (FDIC certificate #34781). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.8% of deposits ($272.1M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.74%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Transportation Alliance Bank, Inc. d/b/a TAB Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Transportation Alliance Bank, Inc. d/b/a TAB Bank
Former names
Transportation Alliance Bank, Inc.
Type
State-chartered bank
FDIC certificate #
34781
RSSD ID
2736219
Primary regulator
FDIC
Holding company
Tab Bank Holdings Inc
Established
October 1, 1998
Headquarters
4185 Harrison Blvd, Ogden, UT 84403
Employees
297

Quick answers

Transportation Alliance Bank, Inc. d/b/a TAB Bank: common questions

Is Transportation Alliance Bank, Inc. d/b/a TAB Bank FDIC insured?

Yes. Transportation Alliance Bank, Inc. d/b/a TAB Bank is an FDIC-insured institution (FDIC certificate #34781). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Transportation Alliance Bank, Inc. d/b/a TAB Bank's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Transportation Alliance Bank, Inc. d/b/a TAB Bank ever failed?

There is no failure record for FDIC certificate #34781 in the FDIC failed bank list.

How many branches does Transportation Alliance Bank, Inc. d/b/a TAB Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Ogden

InstitutionScoreAssetsCapitalProblem loansCompare
Utah Power Credit UnionCredit union Murray, UT87 out of 100, Very strong$1.1B13.7%0.27%vs
Flexpak Federal Credit UnionCredit union Woods Cross, UT87 out of 100, Very strong$1.9M19.9%0.00%vs
Goldenwest Federal Credit UnionCredit union Ogden, UT81 out of 100, Strong$4.3B13.2%0.47%vs
Gibbons and Reed Employees Federal Credit UnionCredit union Salt Lake City, UT78 out of 100, Strong$6.5M17.6%1.47%vs
D. L. Evans BankBank Burley, ID76 out of 100, Strong$3.7B10.4%0.26%vs
Bank of UtahBank Ogden, UT75 out of 100, Strong$3.8B12.7%0.15%vs