TellerScore

Peoria Hiway Credit Union is a federally insured state-chartered credit union headquartered in Peoria, Illinois, in business for about 75 years. At the end of Q2 2026 it reported $6.6M in total assets and $5.7M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Peoria Hiway Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 44th. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is earnings (63/100; 1.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Net worth ratio: 13.71%
Loan quality95/100
Loans 60+ days delinquent ÷ total loans: 0.14%
Earnings63/100
Return on assets (annualized): 1.07%
Funding & liquidity83/100
Loans ÷ shares: 77.7% · 1.2% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.66%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (80 → 85), mostly because the capital cushion component improved by 12 points.

TellerScore
717885Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202477
Q4 202474
Q1 202583
Q2 202580
Q3 202578
Q4 202579
Q1 202678
Q2 202685
Net worth ratio
7.00%10.36%13.71%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.53%
Q3 202412.43%
Q4 202412.21%
Q1 202512.41%
Q2 202512.51%
Q3 202513.24%
Q4 202513.42%
Q1 202613.38%
Q2 202613.71%
Delinquent loans (60+ days)
0.14%0.58%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.03%
Q3 20240.60%
Q4 20240.87%
Q1 20250.24%
Q2 20250.47%
Q3 20250.97%
Q4 20250.83%
Q1 20261.01%
Q2 20260.14%
Return on assets
1.01%1.23%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.01%
Q3 20241.21%
Q4 20241.16%
Q1 20251.45%
Q2 20251.28%
Q3 20251.40%
Q4 20251.35%
Q1 20261.29%
Q2 20261.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$6.6M13.71%0.14%1.07%77.7%
Q1 202678$6.6M13.38%1.01%1.29%77.5%
Q4 202579$6.5M13.42%0.83%1.35%79.3%
Q3 202578$6.4M13.24%0.97%1.40%78.4%
Q2 202580$6.6M12.51%0.47%1.28%75.3%
Q1 202583$6.5M12.41%0.24%1.45%75.8%
Q4 202474$6.4M12.21%0.87%1.16%77.8%
Q3 202477$6.1M12.43%0.60%1.21%82.7%
Q2 202471$5.9M12.53%1.03%1.01%84.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.71%
45th
Problem loans0.14%
77th
Net charge-offs0.28%
40th
Return on assets1.07%
70th
Loans to deposits77.7%
22nd
Uninsured deposits1.2%
52nd
Loan-loss reserves0.58%
78th
Texas ratio0.7%
72nd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Molex Employees Federal Credit UnionCredit union Lisle, IL84 out of 100, Strong$6.5M18.4%0.47%vs
State Employees Community Credit UnionCredit union Alton, IL89 out of 100, Very strong$6.7M20.0%0.00%vs
Decatur Postal Credit UnionCredit union Decatur, IL63 out of 100, Moderate$6.4M22.7%2.90%vs
Peoria City Employees Credit UnionCredit union Peoria, IL79 out of 100, Strong$6.4M21.2%1.66%vs
For Members Only Federal Credit UnionCredit union Chicago, IL77 out of 100, Strong$6.3M14.8%—vs
Peoria Bell Credit UnionCredit union Peoria, IL75 out of 100, Strong$6.0M42.6%0.00%vs

Deposit insurance

Is my money safe at Peoria Hiway Credit Union?

Yes. Peoria Hiway Credit Union is a federally insured credit union (NCUA charter #61232). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.2% of shares and deposits ($66K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.71%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Peoria Hiway Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Peoria Hiway Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61232
RSSD ID
407690
Primary regulator
State + NCUA
Established
1951
Headquarters
1025 W Detweiller Dr, Peoria, IL 61615
Employees
4

Quick answers

Peoria Hiway Credit Union: common questions

Is Peoria Hiway Credit Union NCUA insured?

Yes. Peoria Hiway Credit Union is a federally insured credit union (NCUA charter #61232). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Peoria Hiway Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Peoria Hiway Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Peoria

InstitutionScoreAssetsCapitalProblem loansCompare
Peoria Fire Fighters Credit UnionCredit union Peoria, IL87 out of 100, Very strong$4.6M28.2%0.00%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs
Peoria City Employees Credit UnionCredit union Peoria, IL79 out of 100, Strong$6.4M21.2%1.66%vs
The First National Bank of LaconBank Lacon, IL78 out of 100, Strong$103.7M11.8%0.14%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
Cooperative Choice NetworkCredit union Peoria, IL76 out of 100, Strong$205.9M12.7%0.37%vs