TellerScore

Arizona · Q2 2026 call reports

Safest banks & credit unions in Arizona

12 banks and 33 credit unions are headquartered in Arizona, holding $208.5B in deposits. Including out-of-state institutions, there are 1,199 branch locations in the state. The highest-scoring Arizona-based bank is Zenith Bank & Trust (76/100); highest-scoring credit union is Southeastern Arizona Federal Credit Union (95/100). The median score across all of them is 68.

Banks
12
Credit unions
33
Branches
1,199
Failures since 1934
44latest Aug 23, 2013

12 headquartered here

Arizona banks ranked by score

InstitutionScoreAssetsCapitalProblem loans
Zenith Bank & TrustBank Scottsdale76 out of 100, Strong$133.0M17.9%0.00%
Southwest Heritage BankBank Scottsdale73 out of 100, Strong$892.8M13.4%0.67%
BNC National BankBank Glendale71 out of 100, Strong$1.0B12.2%0.84%
Mission BankBank Kingman70 out of 100, Strong$185.1M9.4%0.00%
Gateway Commercial BankBank Mesa68 out of 100, Moderate$231.4M12.0%1.24%
Gainey Business BankBank Scottsdale67 out of 100, Moderate$106.6M12.9%0.07%
USAA Federal Savings BankBank Phoenix64 out of 100, Moderate$106.2B9.3%1.07%
West Valley National BankBank Goodyear55 out of 100, Moderate$74.3M9.4%0.00%
Western Alliance BankBank Phoenix38 out of 100, Low$98.6B8.1%2.82%
Scottsdale Community BankBank Scottsdale38 out of 100, Low$125.2M11.4%2.68%
Goldwater Bank, N.A.Bank Phoenix35 out of 100, Low$551.9M11.1%4.14%
Integro BankBank Phoenix25 out of 100, Low$195.6M9.9%3.71%

33 headquartered here

Arizona credit unions ranked by score

InstitutionScoreAssetsCapitalProblem loans
Southeastern Arizona Federal Credit UnionCredit union Douglas95 out of 100, Very strong$48.3M15.1%0.61%
Winslow Santa Fe Credit UnionCredit union Winslow93 out of 100, Very strong$15.0M14.6%0.31%
Winslow School Employees Federal Credit UnionCredit union Winslow92 out of 100, Very strong$5.2M18.5%0.06%
Cochise Credit UnionCredit union Willcox86 out of 100, Very strong$74.5M17.7%1.29%
Em Federal Credit UnionCredit union Mesa86 out of 100, Very strong$11.7M15.7%0.24%
Desert Financial Credit UnionCredit union Phoenix80 out of 100, Strong$9.9B12.1%0.47%
Banner Federal Credit UnionCredit union Phoenix80 out of 100, Strong$65.2M13.5%0.70%
Aero Federal Credit UnionCredit union Glendale79 out of 100, Strong$364.4M12.0%0.11%
First American Credit UnionCredit union Casa Grande78 out of 100, Strong$120.0M12.7%0.33%
American Southwest Credit UnionCredit union Sierra Vista77 out of 100, Strong$440.0M11.3%0.88%
Coconino Federal Credit UnionCredit union Flagstaff77 out of 100, Strong$126.0M10.9%0.09%
Arizona Financial Credit UnionCredit union Phoenix76 out of 100, Strong$3.9B11.8%0.39%
Marisol Federal Credit UnionCredit union Phoenix76 out of 100, Strong$49.1M13.7%0.58%
Avenir Financial Federal Credit UnionCredit union Yuma72 out of 100, Strong$400.9M12.8%0.39%
Oneaz Credit UnionCredit union Phoenix71 out of 100, Strong$4.5B10.4%0.66%
Landings Credit UnionCredit union Tempe71 out of 100, Strong$263.2M10.7%0.79%
Rim Country Federal Credit UnionCredit union Snowflake70 out of 100, Strong$24.6M12.9%1.33%
Mohave Community Federal Credit UnionCredit union Kingman69 out of 100, Moderate$61.4M12.9%1.81%
Pima Federal Credit UnionCredit union Tucson68 out of 100, Moderate$1.7B9.4%0.56%
Pinal County Federal Credit UnionCredit union Casa Grande68 out of 100, Moderate$338.8M9.9%0.53%
Sunwest Federal Credit UnionCredit union Glendale67 out of 100, Moderate$525.2M11.0%0.48%
Truwest Credit UnionCredit union Scottsdale66 out of 100, Moderate$1.7B11.0%0.68%
Credit Union WestCredit union Glendale66 out of 100, Moderate$1.5B10.5%0.38%
Tucson Federal Credit UnionCredit union Tucson65 out of 100, Moderate$1.0B10.9%1.43%
Vantage West Credit UnionCredit union Tucson63 out of 100, Moderate$3.3B10.3%0.84%
Copper State Credit UnionCredit union Phoenix63 out of 100, Moderate$700.8M9.7%0.53%
First Credit UnionCredit union Chandler61 out of 100, Moderate$811.6M9.4%0.53%
Pyramid Federal Credit UnionCredit union Tucson59 out of 100, Moderate$247.9M10.6%1.51%
Alhambra Credit UnionCredit union Phoenix58 out of 100, Moderate$33.8M9.2%0.86%
Arizona Central Credit UnionCredit union Phoenix54 out of 100, Below average$733.4M8.8%0.97%
Prescott Federal Credit UnionCredit union Prescott49 out of 100, Below average$11.1M6.1%0.46%
U-Haul Federal Credit UnionCredit union Phoenix45 out of 100, Below average$6.6M10.1%7.14%
Hughes Federal Credit UnionCredit union Tucson38 out of 100, Low$2.6B8.9%2.28%

Branch networks

Out-of-state institutions with the most Arizona branches

InstitutionScoreAssetsCapitalProblem loansAZ branches
JPMorgan Chase Bank, National AssociationBank Columbus, OH61 out of 100, Moderate$4.1T7.5%0.78%185
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%152
Bank of America, National AssociationBank Charlotte, NC59 out of 100, Moderate$2.7T7.1%0.65%102
PNC Bank, National AssociationBank Wilmington, DE62 out of 100, Moderate$609.8B9.0%0.74%69
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%59
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%56
U.S. Bank National AssociationBank Cincinnati, OH55 out of 100, Moderate$705.6B9.5%1.45%56
WaFd BankBank Seattle, WA61 out of 100, Moderate$27.6B9.2%0.63%28
First National Bank TexasBank Killeen, TX64 out of 100, Moderate$4.6B9.1%1.23%24
MidFirst BankBank Oklahoma City, OK34 out of 100, Low$42.8B9.0%18.31%22
Glacier BankBank Kalispell, MT68 out of 100, Moderate$31.6B10.1%0.42%15
UMB Bank, National AssociationBank Kansas City, MO65 out of 100, Moderate$71.9B8.9%0.34%13
Enterprise Bank & TrustBank Clayton, MO61 out of 100, Moderate$17.4B9.9%0.98%12
Fifth Third Bank, National AssociationBank Cincinnati, OH62 out of 100, Moderate$299.2B10.0%0.84%12
Flagstar Bank, National AssociationBank Hicksville, NY31 out of 100, Low$87.7B9.7%4.97%12
Academy Bank, National AssociationBank Kansas City, MO73 out of 100, Strong$3.2B14.3%1.05%9
Columbia BankBank Roseburg, OR64 out of 100, Moderate$65.4B9.7%0.57%7
Western State BankBank Devils Lake, ND78 out of 100, Strong$2.5B13.2%0.90%7
First Fidelity BankBank Oklahoma City, OK69 out of 100, Moderate$3.0B10.2%0.46%6
Bank of ColoradoBank Fort Collins, CO74 out of 100, Strong$7.6B10.5%0.10%6
Sunflower Bank, National AssociationBank Dallas, TX51 out of 100, Below average$15.7B10.3%1.63%4
Bankers Trust CompanyBank Des Moines, IA64 out of 100, Moderate$7.8B10.1%0.31%4
Bell BankBank Fargo, ND59 out of 100, Moderate$15.2B10.0%0.90%4
First-Citizens Bank & Trust CompanyBank Raleigh, NC58 out of 100, Moderate$236.3B9.7%1.12%4
First International Bank & TrustBank Watford City, ND52 out of 100, Below average$6.2B9.1%1.54%4

25 city pages

Banks by city in Arizona

72 smaller places (below our 5-institution, 8-branch threshold for a separate page)

These places don't get a separate page; here is what's there.

  • Sun City West: 7 branches of 7 institutions
  • Apache Junction: 7 branches of 6 institutions
  • Cottonwood: 7 branches of 7 institutions
  • Sierra Vista: 7 branches of 6 institutions
  • Cave Creek: 7 branches of 5 institutions
  • Payson: 7 branches of 7 institutions
  • Fountain Hills: 6 branches of 6 institutions
  • Avondale: 6 branches of 6 institutions
  • Maricopa: 6 branches of 6 institutions
  • Nogales: 5 branches of 5 institutions
  • Winslow: 5 branches of 4 institutions
  • Laveen: 5 branches of 5 institutions
  • Litchfield Park: 5 branches of 5 institutions
  • Benson: 4 branches of 4 institutions
  • Safford: 4 branches of 4 institutions
  • Florence: 4 branches of 4 institutions
  • Douglas: 4 branches of 4 institutions
  • Coolidge: 4 branches of 4 institutions
  • Show Low: 4 branches of 4 institutions
  • Anthem: 4 branches of 4 institutions
  • Willcox: 3 branches of 3 institutions
  • Parker: 3 branches of 3 institutions
  • Bisbee: 3 branches of 3 institutions
  • Sun Lakes: 3 branches of 3 institutions
  • Pinetop: 3 branches of 3 institutions
  • Chino Valley: 3 branches of 3 institutions
  • Globe: 3 branches of 3 institutions
  • Carefree: 3 branches of 3 institutions
  • San Tan Valley: 3 branches of 2 institutions
  • Marana: 3 branches of 3 institutions
  • Page: 3 branches of 3 institutions
  • Wickenburg: 3 branches of 3 institutions
  • Fort Huachuca: 2 branches of 2 institutions
  • Camp Verde: 2 branches of 2 institutions
  • Eagar: 2 branches of 2 institutions
  • Fort Mohave: 2 branches of 2 institutions
  • Gold Canyon: 2 branches of 2 institutions
  • Holbrook: 2 branches of 2 institutions
  • Miami: 2 branches of 2 institutions
  • Sahuarita: 2 branches of 2 institutions
  • San Luis: 2 branches of 2 institutions
  • Snowflake: 2 branches of 2 institutions
  • Tolleson: 2 branches of 2 institutions
  • Quartzsite: 1 branch of 1 institution
  • Overgaard: 1 branch of 1 institution
  • Sells: 1 branch of 1 institution
  • Morenci: 1 branch of 1 institution
  • Mohave Valley: 1 branch of 1 institution
  • Dewey: 1 branch of 1 institution
  • Somerton: 1 branch of 1 institution
  • Sonoita: 1 branch of 1 institution
  • Springerville: 1 branch of 1 institution
  • Mayer: 1 branch of 1 institution
  • Lakeside: 1 branch of 1 institution
  • Kearny: 1 branch of 1 institution
  • Superior: 1 branch of 1 institution
  • Kayenta: 1 branch of 1 institution
  • Gila Bend: 1 branch of 1 institution
  • Thatcher: 1 branch of 1 institution
  • Chinle: 1 branch of 1 institution
  • Tombstone: 1 branch of 1 institution
  • Tuba City: 1 branch of 1 institution
  • Ajo: 1 branch of 1 institution
  • Vail: 1 branch of 1 institution
  • Wellton: 1 branch of 1 institution
  • Whiteriver: 1 branch of 1 institution
  • Eloy: 1 branch of 1 institution
  • El Mirage: 1 branch of 1 institution
  • Williams: 1 branch of 1 institution
  • Saint Johns: 1 branch of 1 institution
  • Window Rock: 1 branch of 1 institution
  • Rio Rico: 1 branch of 1 institution

FDIC records

Recent bank failures in Arizona

Full failed bank list

Mortgage lenders by county in Arizona