TellerScore

Susser Bank (FDIC certificate #34885) is based in Dallas, Texas. Its Q2 2026 call report shows $3.0B in total assets and $2.7B in deposits and 11 offices.

Based on its Q2 2026 filing, Susser Bank scores 65/100, which we describe as moderate. That is higher than only 36% of 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 265th. Its strongest component is problem-loan coverage (94/100; 2.8%), and its lowest is funding & liquidity (47/100; 82% loans-to-deposits, 43% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.10%
Loan quality86/100
Noncurrent loans ÷ total loans: 0.42%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity47/100
Loans ÷ deposits and uninsured-deposit share: 82.1% · 43.4% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (58 → 65), mostly because the loan quality component improved by 18 points.

TellerScore
586265Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202461
Q4 202460
Q1 202558
Q2 202558
Q3 202561
Q4 202559
Q1 202663
Q2 202665
Tier 1 leverage ratio
5.00%7.73%10.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.46%
Q3 20249.85%
Q4 20249.73%
Q1 20259.77%
Q2 20259.79%
Q3 20259.86%
Q4 20259.38%
Q1 20269.72%
Q2 202610.10%
Noncurrent loans
0.42%0.79%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.67%
Q3 20240.65%
Q4 20240.67%
Q1 20251.16%
Q2 20250.97%
Q3 20250.81%
Q4 20250.92%
Q1 20260.58%
Q2 20260.42%
Return on assets
0.76%0.88%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.83%
Q3 20240.77%
Q4 20240.82%
Q1 20250.99%
Q2 20250.76%
Q3 20250.95%
Q4 20250.96%
Q1 20261.00%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$3.0B10.10%0.42%0.92%82.1%
Q1 202663$2.9B9.72%0.58%1.00%81.3%
Q4 202559$2.9B9.38%0.92%0.96%79.4%
Q3 202561$2.7B9.86%0.81%0.95%80.7%
Q2 202558$2.6B9.79%0.97%0.76%83.0%
Q1 202558$2.6B9.77%1.16%0.99%84.2%
Q4 202460$2.5B9.73%0.67%0.82%83.8%
Q3 202461$2.4B9.85%0.65%0.77%82.6%
Q2 202463$2.3B10.46%0.67%0.83%83.2%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.10%
40th
Total risk-based capital12.90%
40th
Problem loans0.42%
58th
Net charge-offs0.01%
68th
Return on assets0.92%
25th
Net interest margin3.63%
44th
Efficiency ratio61.6%
41st
Loans to deposits82.1%
63rd
Uninsured deposits43.4%
20th
Loan-loss reserves1.35%
75th
Texas ratio2.8%
60th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
TIB National AssociationBank Farmers Branch, TX76 out of 100, Strong$3.0B13.2%0.84%vs
Texas Regional BankBank Harlingen, TX53 out of 100, Below average$2.9B8.8%0.59%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
West Texas National BankBank Midland, TX60 out of 100, Moderate$2.9B10.5%1.67%vs
Jefferson BankBank San Antonio, TX61 out of 100, Moderate$2.9B9.8%0.75%vs
American Momentum BankBank College Station, TX57 out of 100, Moderate$2.8B19.2%3.52%vs

Deposit insurance

Is my money safe at Susser Bank?

Yes. Susser Bank is an FDIC-insured institution (FDIC certificate #34885). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 43.4% of deposits ($1.2B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.90% (benchmark: 10%).

Check how much of your own balance is covered

11 locations

Branches

Susser Bank lists 11 offices in 10 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Susser Bank reported 455 home-loan applications under HMDA (LEI 549300KST6N97GYH0O45): 337 originated ($181,665,000 total), 17 denied, and 99 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Susser Bank
Former names
Affiliated Bank, FSB; Affiliated Bank; Affiliated Bank, National Association
Type
State-chartered bank (Fed member)
FDIC certificate #
34885
RSSD ID
965789
Primary regulator
FED
Holding company
Sbh Manager Llc
Established
January 1, 1959
Headquarters
4020 Maple Ave, Dallas, TX 75219
Employees
266

Quick answers

Susser Bank: common questions

Is Susser Bank FDIC insured?

Yes. Susser Bank is an FDIC-insured institution (FDIC certificate #34885). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Susser Bank's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Susser Bank ever failed?

There is no failure record for FDIC certificate #34885 in the FDIC failed bank list.

How many branches does Susser Bank have?

11 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Dallas

InstitutionScoreAssetsCapitalProblem loansCompare
Lakeside BankBank Rockwall, TX92 out of 100, Very strong$389.2M14.4%0.00%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Metro Medical Credit UnionCredit union Dallas, TX91 out of 100, Very strong$82.7M17.9%0.66%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Seagoville Federal Credit UnionCredit union Seagoville, TX89 out of 100, Very strong$15.8M21.6%0.21%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs