Headquartered in Steinauer, Nebraska, The Bank of Steinauer is a state-chartered bank with $19.0M in total assets and $16.5M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1888.
The Bank of Steinauer has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 100th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (29/100, 7.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (73 → 69), mostly because the earnings component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 75 |
| Q4 2024 | 68 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 72 |
| Q4 2025 | 63 |
| Q1 2026 | 67 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.15% |
| Q3 2024 | 10.32% |
| Q4 2024 | 9.50% |
| Q1 2025 | 8.33% |
| Q2 2025 | 8.18% |
| Q3 2025 | 8.63% |
| Q4 2025 | 7.94% |
| Q1 2026 | 7.52% |
| Q2 2026 | 7.89% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.32% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.29% |
| Q3 2025 | 1.13% |
| Q4 2025 | 0.31% |
| Q1 2026 | 0.94% |
| Q2 2026 | 1.08% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $19.0M | 7.89% | 0.00% | 1.08% | 78.6% |
| Q1 2026 | 67 | $25.4M | 7.52% | 0.00% | 0.94% | 48.7% |
| Q4 2025 | 63 | $18.9M | 7.94% | 0.00% | 0.31% | 71.4% |
| Q3 2025 | 72 | $22.0M | 8.63% | 0.00% | 1.13% | 57.3% |
| Q2 2025 | 73 | $22.8M | 8.18% | 0.00% | 1.29% | 55.0% |
| Q1 2025 | 73 | $23.4M | 8.33% | 0.00% | 1.39% | 51.7% |
| Q4 2024 | 68 | $17.4M | 9.50% | 0.00% | 0.32% | 75.0% |
| Q3 2024 | 75 | $18.5M | 10.32% | 0.00% | 0.68% | 65.1% |
| Q2 2024 | 73 | $17.2M | 10.15% | 0.00% | 0.60% | 68.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Boelus State BankBank Boelus, NE | 95 out of 100, Very strong | $24.4M | 15.0% | 0.00% | vs |
| Nebraska State BankBank Lynch, NE | 50 out of 100, Below average | $25.4M | 11.3% | 3.18% | vs |
| Citizens State BankBank Carleton, NE | 78 out of 100, Strong | $35.6M | 11.4% | 0.00% | vs |
| Nebraska State BankBank Bristow, NE | 55 out of 100, Moderate | $36.6M | 13.4% | 2.26% | vs |
| Bank of MeadBank Mead, NE | 76 out of 100, Strong | $39.7M | 10.1% | 0.00% | vs |
| Corn Growers State BankBank Murdock, NE | 54 out of 100, Below average | $40.3M | 8.0% | 0.87% | vs |
Deposit insurance
Is my money safe at The Bank of Steinauer?
Yes. The Bank of Steinauer is an FDIC-insured institution (FDIC certificate #10635). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 2.0% of deposits ($324K) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.89%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.88% (benchmark: 10%).
1 location
Branches
The Bank of Steinauer lists 1 office in 1 city. Most locations:
- Steinauer, NE (1)
Identity & history
Profile
- Legal name
- The Bank of Steinauer
- Type
- State-chartered bank
- FDIC certificate #
- 10635
- RSSD ID
- 384353
- Primary regulator
- FDIC
- Holding company
- Steinauer Bcorp
- Established
- June 28, 1888
- Headquarters
- 215 Main St, Steinauer, NE 68441
- Website
- www.bankofsteinauer.com
- Employees
- 5
Quick answers
The Bank of Steinauer: common questions
Is The Bank of Steinauer FDIC insured?
Yes. The Bank of Steinauer is an FDIC-insured institution (FDIC certificate #10635). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Steinauer's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Steinauer ever failed?
There is no failure record for FDIC certificate #10635 in the FDIC failed bank list.
How many branches does The Bank of Steinauer have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Steinauer
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The State Bank of BernBank Bern, KS | 95 out of 100, Very strong | $128.2M | 17.3% | 0.00% | vs |
| Adams State BankBank Adams, NE | 91 out of 100, Very strong | $70.2M | 16.6% | 0.09% | vs |
| Auburn State BankBank Auburn, NE | 91 out of 100, Very strong | $251.3M | 15.1% | 0.00% | vs |
| The First National Bank of JohnsonBank Johnson, NE | 88 out of 100, Very strong | $95.6M | 15.2% | 0.00% | vs |
| Tecumseh Federal BankBank Tecumseh, NE | 83 out of 100, Strong | $53.1M | 21.3% | 0.17% | vs |
| FirstBank of NebraskaBank Wahoo, NE | 77 out of 100, Strong | $498.1M | 11.2% | 0.89% | vs |