TellerScore

Corn Growers State Bank (FDIC certificate #16868) is based in Murdock, Nebraska. Its Q2 2026 call report shows $40.3M in total assets and $35.3M in deposits and 1 office.

Corn Growers State Bank has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 132nd. Problem-loan coverage contributes the most (85/100, 7.5%); capital cushion contributes the least (30/100, 8.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion30/100
Tier 1 leverage ratio: 8.00%
Loan quality71/100
Noncurrent loans ÷ total loans: 0.87%
Earnings34/100
Return on assets (annualized): 0.35%
Funding & liquidity79/100
Loans ÷ deposits and uninsured-deposit share: 77.9% · 17.9% uninsured
Problem-loan coverage85/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (60 → 54), mostly because the funding & liquidity component weakened by 15 points.

TellerScore
546066Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202459
Q4 202463
Q1 202558
Q2 202560
Q3 202566
Q4 202564
Q1 202661
Q2 202654
Tier 1 leverage ratio
5.00%6.64%8.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.15%
Q3 20247.28%
Q4 20247.76%
Q1 20257.77%
Q2 20258.05%
Q3 20258.25%
Q4 20258.28%
Q1 20268.13%
Q2 20268.00%
Noncurrent loans
0.05%0.46%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.05%
Q3 20240.31%
Q4 20240.17%
Q1 20250.35%
Q2 20250.58%
Q3 20250.19%
Q4 20250.09%
Q1 20260.11%
Q2 20260.87%
Return on assets
-0.09%0.29%0.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.33%
Q3 20240.37%
Q4 20240.53%
Q1 2025-0.09%
Q2 20250.46%
Q3 20250.68%
Q4 20250.53%
Q1 20260.09%
Q2 20260.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$40.3M8.00%0.87%0.35%77.9%
Q1 202661$36.2M8.13%0.11%0.09%74.6%
Q4 202564$37.3M8.28%0.09%0.53%80.4%
Q3 202566$37.5M8.25%0.19%0.68%69.9%
Q2 202560$36.5M8.05%0.58%0.46%66.5%
Q1 202558$35.9M7.77%0.35%-0.09%62.7%
Q4 202463$35.4M7.76%0.17%0.53%71.7%
Q3 202459$38.2M7.28%0.31%0.37%71.6%
Q2 202461$38.4M7.15%0.05%0.33%69.9%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.00%
3rd
Total risk-based capital14.57%
60th
Problem loans0.87%
38th
Net charge-offs0.00%
58th
Return on assets0.35%
23rd
Net interest margin4.17%
63rd
Efficiency ratio87.8%
20th
Loans to deposits77.9%
32nd
Uninsured deposits17.9%
42nd
Loan-loss reserves0.77%
17th
Texas ratio7.5%
25th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of MeadBank Mead, NE76 out of 100, Strong$39.7M10.1%0.00%vs
Nebraska State BankBank Bristow, NE55 out of 100, Moderate$36.6M13.4%2.26%vs
Citizens State BankBank Carleton, NE78 out of 100, Strong$35.6M11.4%0.00%vs
First State BankBank Hordville, NE77 out of 100, Strong$46.8M12.2%0.00%vs
Bank of PragueBank Prague, NE74 out of 100, Strong$48.5M11.2%1.22%vs
Tecumseh Federal BankBank Tecumseh, NE83 out of 100, Strong$53.1M21.3%0.17%vs

Deposit insurance

Is my money safe at Corn Growers State Bank?

Yes. Corn Growers State Bank is an FDIC-insured institution (FDIC certificate #16868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.9% of deposits ($6.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.00%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.57% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Corn Growers State Bank lists 1 office in 1 city. Most locations:

  • Murdock, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Corn Growers State Bank
Type
State-chartered bank
FDIC certificate #
16868
RSSD ID
177555
Primary regulator
FDIC
Holding company
McHugh Investment Co
Established
January 3, 1950
Headquarters
333 Nebraska St, Murdock, NE 68407
Employees
6

Quick answers

Corn Growers State Bank: common questions

Is Corn Growers State Bank FDIC insured?

Yes. Corn Growers State Bank is an FDIC-insured institution (FDIC certificate #16868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Corn Growers State Bank's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Corn Growers State Bank ever failed?

There is no failure record for FDIC certificate #16868 in the FDIC failed bank list.

How many branches does Corn Growers State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Murdock

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
CerescoBankBank Ceresco, NE92 out of 100, Very strong$81.3M13.9%0.06%vs
Countryside BankBank Unadilla, NE90 out of 100, Very strong$118.5M15.2%0.35%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs