TellerScore

Topeka Police Credit Union is a federally insured state-chartered credit union headquartered in Topeka, Kansas, in business for about 74 years. At the end of Q2 2026 it reported $6.3M in total assets and $5.3M in member shares and deposits, with 1 office.

Topeka Police Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 12th. Capital cushion contributes the most (100/100, 15.66%); funding & liquidity contributes the least (61/100, 99% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.66%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.05%
Earnings71/100
Return on assets (annualized): 1.27%
Funding & liquidity61/100
Loans ÷ shares: 98.8% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (92 → 88), mostly because the earnings component weakened by 29 points.

TellerScore
798693Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202479
Q4 202485
Q1 202593
Q2 202592
Q3 202588
Q4 202581
Q1 202692
Q2 202688
Net worth ratio
7.00%11.96%16.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.85%
Q3 202414.08%
Q4 202414.57%
Q1 202515.79%
Q2 202516.92%
Q3 202516.21%
Q4 202515.26%
Q1 202615.43%
Q2 202615.66%
Delinquent loans (60+ days)
0.00%0.35%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.69%
Q4 20240.00%
Q1 20250.00%
Q2 20250.06%
Q3 20250.53%
Q4 20250.00%
Q1 20260.00%
Q2 20260.05%
Return on assets
0.34%1.47%2.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.70%
Q3 20241.22%
Q4 20241.05%
Q1 20252.27%
Q2 20252.59%
Q3 20251.94%
Q4 20250.34%
Q1 20261.76%
Q2 20261.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$6.3M15.66%0.05%1.27%98.8%
Q1 202692$6.4M15.43%0.00%1.76%99.6%
Q4 202581$6.2M15.26%0.00%0.34%97.9%
Q3 202588$6.3M16.21%0.53%1.94%100.9%
Q2 202592$6.0M16.92%0.06%2.59%109.5%
Q1 202593$6.1M15.79%0.00%2.27%105.3%
Q4 202485$6.4M14.57%0.00%1.05%99.3%
Q3 202479$6.6M14.08%0.69%1.22%96.5%
Q2 202489$6.6M13.85%0.00%1.70%94.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.66%
58th
Problem loans0.05%
83rd
Net charge-offs0.03%
65th
Return on assets1.27%
78th
Loans to deposits98.8%
4th
Uninsured deposits0.0%
81st
Loan-loss reserves1.17%
84th
Texas ratio0.3%
80th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
Peoples Choice Credit UnionCredit union Coffeyville, KS75 out of 100, Strong$6.7M26.3%1.59%vs
Tri-County Credit UnionCredit union Grinnell, KS91 out of 100, Very strong$5.9M16.5%0.00%vs
Kc Fairfax Federal Credit UnionCredit union Kansas City, KS52 out of 100, Below average$6.8M8.5%0.96%vs
Ellis Credit UnionCredit union Ellis, KS89 out of 100, Very strong$5.6M17.1%0.00%vs
Morton Credit UnionCredit union South Hutchinso, KS65 out of 100, Moderate$5.5M13.6%1.33%vs

Deposit insurance

Is my money safe at Topeka Police Credit Union?

Yes. Topeka Police Credit Union is a federally insured credit union (NCUA charter #67785). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.66%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Topeka Police Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Topeka Police Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67785
RSSD ID
164797
Primary regulator
State + NCUA
Established
1952
Headquarters
320 S Kansas Ave Ste 100, Topeka, KS 66603
Employees
4

Quick answers

Topeka Police Credit Union: common questions

Is Topeka Police Credit Union NCUA insured?

Yes. Topeka Police Credit Union is a federally insured credit union (NCUA charter #67785). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Topeka Police Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Topeka Police Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Topeka

InstitutionScoreAssetsCapitalProblem loansCompare
Topeka Firemen'S Credit UnionCredit union Topeka, KS92 out of 100, Very strong$11.7M25.8%0.03%vs
Empower Blue Credit UnionCredit union Topeka, KS88 out of 100, Very strong$55.1M18.1%0.10%vs
The Denison State BankBank Holton, KS87 out of 100, Very strong$453.6M17.5%1.08%vs
1st Kansas Credit UnionCredit union Topeka, KS86 out of 100, Very strong$12.2M19.9%0.41%vs
Kaw Valley State Bank and Trust CompanyBank Wamego, KS85 out of 100, Very strong$295.8M11.7%0.08%vs
Community BankBank Topeka, KS83 out of 100, Strong$188.8M11.5%0.22%vs