TellerScore

Galesburg Burlington Credit Union is a federally insured state-chartered credit union headquartered in Galesburg, Illinois, in business for about 89 years. At the end of Q2 2026 it reported $56.8M in total assets and $40.7M in member shares and deposits, with 1 office.

Galesburg Burlington Credit Union has a TellerScore of 96 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 9th. Capital cushion contributes the most (100/100, 28.51%); earnings contributes the least (91/100, 1.77%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 28.51%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings91/100
Return on assets (annualized): 1.77%
Funding & liquidity100/100
Loans ÷ shares: 60.1% · 3.3% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (92 → 96), mostly because the earnings component improved by 19 points.

TellerScore
849096Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202488
Q4 202484
Q1 202587
Q2 202592
Q3 202593
Q4 202587
Q1 202696
Q2 202696
Net worth ratio
7.00%18.65%30.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202430.10%
Q3 202430.17%
Q4 202430.30%
Q1 202529.69%
Q2 202529.78%
Q3 202529.78%
Q4 202528.99%
Q1 202628.60%
Q2 202628.51%
Delinquent loans (60+ days)
0.02%0.36%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.31%
Q3 20240.24%
Q4 20240.70%
Q1 20250.57%
Q2 20250.10%
Q3 20250.02%
Q4 20250.22%
Q1 20260.40%
Q2 20260.23%
Return on assets
0.76%1.51%2.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.21%
Q3 20241.10%
Q4 20241.02%
Q1 20251.18%
Q2 20251.30%
Q3 20251.40%
Q4 20250.76%
Q1 20262.25%
Q2 20261.77%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$56.8M28.51%0.23%1.77%60.1%
Q1 202696$56.0M28.60%0.40%2.25%62.3%
Q4 202587$54.1M28.99%0.22%0.76%66.3%
Q3 202593$53.2M29.78%0.02%1.40%69.9%
Q2 202592$52.4M29.78%0.10%1.30%71.2%
Q1 202587$52.0M29.69%0.57%1.18%72.0%
Q4 202484$50.4M30.30%0.70%1.02%77.2%
Q3 202488$50.3M30.17%0.24%1.10%79.3%
Q2 202488$50.0M30.10%0.31%1.21%81.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio28.51%
93rd
Problem loans0.23%
72nd
Net charge-offs-0.12%
94th
Return on assets1.77%
91st
Loans to deposits60.1%
48th
Uninsured deposits3.3%
33rd
Loan-loss reserves1.34%
86th
Texas ratio0.3%
78th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Access Credit UnionCredit union Broadview, IL72 out of 100, Strong$57.9M14.0%1.24%vs
New Century Federal Credit UnionCredit union Joliet, IL80 out of 100, Strong$60.2M13.9%0.71%vs
Altonized Community Federal Credit UnionCredit union Alton, IL59 out of 100, Moderate$53.1M8.7%0.93%vs
Riverside Community Credit UnionCredit union Kankakee, IL69 out of 100, Moderate$52.0M10.9%1.37%vs
Maroon Financial Credit UnionCredit union Chicago, IL77 out of 100, Strong$51.9M13.9%0.54%vs
Fieldstone Credit UnionCredit union Bradley, IL84 out of 100, Strong$61.7M14.0%0.69%vs

Deposit insurance

Is my money safe at Galesburg Burlington Credit Union?

Yes. Galesburg Burlington Credit Union is a federally insured credit union (NCUA charter #65712). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.3% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 28.51%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Galesburg Burlington Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Galesburg Burlington Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65712
RSSD ID
299194
Primary regulator
State + NCUA
Established
1937
Headquarters
476 E South St, Galesburg, IL 61401
Employees
5

Quick answers

Galesburg Burlington Credit Union: common questions

Is Galesburg Burlington Credit Union NCUA insured?

Yes. Galesburg Burlington Credit Union is a federally insured credit union (NCUA charter #65712). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Galesburg Burlington Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Galesburg Burlington Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Galesburg

InstitutionScoreAssetsCapitalProblem loansCompare
Anderson State BankBank Oneida, IL96 out of 100, Very strong$108.9M17.3%0.00%vs
United Equity Credit UnionCredit union Decatur, IL94 out of 100, Very strong$66.2M18.7%0.23%vs
Security Savings BankBank Monmouth, IL80 out of 100, Strong$241.4M13.0%0.30%vs
Community National Bank in MonmouthBank Monmouth, IL77 out of 100, Strong$55.1M13.1%0.90%vs
State Bank of ToulonBank Toulon, IL77 out of 100, Strong$343.4M10.5%0.13%vs
Blackhawk Bank & TrustBank Milan, IL76 out of 100, Strong$2.0B10.5%0.09%vs