TellerScore

Kc Fairfax Federal Credit Union is a federal credit union headquartered in Kansas City, Kansas, in business for about 79 years. At the end of Q2 2026 it reported $6.8M in total assets and $6.2M in member shares and deposits, with 1 office.

Kc Fairfax Federal Credit Union has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 11% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 55th. Funding & liquidity contributes the most (100/100, 51% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -2.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion35/100
Net worth ratio: 8.46%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.96%
Earnings0/100
Return on assets (annualized): -2.20%
Funding & liquidity100/100
Loans ÷ shares: 51.1% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 20 points (32 → 52), mostly because the loan quality component improved by 68 points.

TellerScore
324455Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202449
Q3 202439
Q4 202436
Q1 202542
Q2 202532
Q3 202555
Q4 202551
Q1 202644
Q2 202652
Net worth ratio
7.00%9.14%11.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.29%
Q3 202410.94%
Q4 202411.07%
Q1 202510.41%
Q2 20259.17%
Q3 20259.75%
Q4 20259.86%
Q1 20269.49%
Q2 20268.46%
Delinquent loans (60+ days)
0.96%4.81%8.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.14%
Q3 20243.82%
Q4 20248.65%
Q1 20252.62%
Q2 20255.97%
Q3 20251.02%
Q4 20251.50%
Q1 20262.09%
Q2 20260.96%
Return on assets
-4.29%-2.76%-1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.89%
Q3 2024-1.90%
Q4 2024-1.24%
Q1 2025-1.71%
Q2 2025-4.29%
Q3 2025-2.97%
Q4 2025-2.51%
Q1 2026-1.56%
Q2 2026-2.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$6.8M8.46%0.96%-2.20%51.1%
Q1 202644$6.5M9.49%2.09%-1.56%53.7%
Q4 202551$6.6M9.86%1.50%-2.51%55.8%
Q3 202555$7.0M9.75%1.02%-2.97%58.0%
Q2 202532$7.2M9.17%5.97%-4.29%56.3%
Q1 202542$7.5M10.41%2.62%-1.71%57.0%
Q4 202436$7.3M11.07%8.65%-1.24%58.7%
Q3 202439$7.3M10.94%3.82%-1.90%57.7%
Q2 202449$7.4M11.29%2.14%-1.89%55.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.46%
6th
Problem loans0.96%
40th
Net charge-offs-0.99%
99th
Return on assets-2.20%
3rd
Loans to deposits51.1%
62nd
Uninsured deposits0.0%
81st
Loan-loss reserves2.31%
91st
Texas ratio4.7%
31st

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples Choice Credit UnionCredit union Coffeyville, KS75 out of 100, Strong$6.7M26.3%1.59%vs
Topeka Police Credit UnionCredit union Topeka, KS88 out of 100, Very strong$6.3M15.7%0.05%vs
Central Kansas Education Credit UnionCredit union Salina, KS81 out of 100, Strong$6.0M13.5%0.15%vs
Tri-County Credit UnionCredit union Grinnell, KS91 out of 100, Very strong$5.9M16.5%0.00%vs
Ellis Credit UnionCredit union Ellis, KS89 out of 100, Very strong$5.6M17.1%0.00%vs
Morton Credit UnionCredit union South Hutchinso, KS65 out of 100, Moderate$5.5M13.6%1.33%vs

Deposit insurance

Is my money safe at Kc Fairfax Federal Credit Union?

Yes. Kc Fairfax Federal Credit Union is a federally insured credit union (NCUA charter #5589). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.46%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Kc Fairfax Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Kc Fairfax Federal Credit Union
Type
Federal credit union
NCUA charter #
5589
RSSD ID
876876
Primary regulator
NCUA
Established
1947
Headquarters
104 Sunshine Rd, Kansas City, KS 66115
Employees
7

Quick answers

Kc Fairfax Federal Credit Union: common questions

Is Kc Fairfax Federal Credit Union NCUA insured?

Yes. Kc Fairfax Federal Credit Union is a federally insured credit union (NCUA charter #5589). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kc Fairfax Federal Credit Union's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kc Fairfax Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kansas City

InstitutionScoreAssetsCapitalProblem loansCompare
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs