TellerScore

Headquartered in East Hartford, Connecticut, America'S First Network Credit Union is a federally insured state-chartered credit union with $105.5M in total assets and $93.4M in member shares and deposits as of Q2 2026. It operates 11 offices across 2 states. Its charter dates back to 1976.

Based on its Q2 2026 filing, America'S First Network Credit Union scores 61/100, which we describe as moderate. That is higher than only 24% of 1,341 credit unions with $100 million – $1 billion. Among 64 credit unions headquartered in Connecticut, it ranks 49th. Its strongest component is funding & liquidity (91/100; 69% loans-to-deposits, 2% uninsured), and its lowest is earnings (29/100; 0.23%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Net worth ratio: 10.86%
Loan quality60/100
Loans 60+ days delinquent ÷ total loans: 1.21%
Earnings29/100
Return on assets (annualized): 0.23%
Funding & liquidity91/100
Loans ÷ shares: 68.8% · 2.1% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 61).

TellerScore
616364Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202464
Q3 202462
Q4 202463
Q1 202564
Q2 202562
Q3 202563
Q4 202563
Q1 202662
Q2 202661
Net worth ratio
7.00%9.16%11.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.29%
Q3 202411.32%
Q4 202411.15%
Q1 202510.93%
Q2 202510.72%
Q3 202510.81%
Q4 202511.04%
Q1 202610.74%
Q2 202610.86%
Delinquent loans (60+ days)
0.93%1.09%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.93%
Q3 20241.21%
Q4 20241.10%
Q1 20250.93%
Q2 20251.26%
Q3 20250.98%
Q4 20251.07%
Q1 20260.93%
Q2 20261.21%
Return on assets
0.12%0.25%0.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.25%
Q3 20240.24%
Q4 20240.30%
Q1 20250.29%
Q2 20250.38%
Q3 20250.30%
Q4 20250.30%
Q1 20260.12%
Q2 20260.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$105.5M10.86%1.21%0.23%68.8%
Q1 202662$105.8M10.74%0.93%0.12%67.4%
Q4 202563$102.7M11.04%1.07%0.30%68.2%
Q3 202563$102.5M10.81%0.98%0.30%67.4%
Q2 202562$103.0M10.72%1.26%0.38%64.7%
Q1 202564$90.2M10.93%0.93%0.29%71.0%
Q4 202463$87.8M11.15%1.10%0.30%72.1%
Q3 202462$85.5M11.32%1.21%0.24%73.6%
Q2 202464$85.3M11.29%0.93%0.25%73.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.86%
42nd
Problem loans1.21%
21st
Net charge-offs0.19%
73rd
Return on assets0.23%
13th
Loans to deposits68.8%
63rd
Uninsured deposits2.1%
90th
Loan-loss reserves0.00%
50th
Texas ratio6.8%
26th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Membersfirst Ct Federal Credit UnionCredit union Meriden, CT79 out of 100, Strong$107.2M12.0%0.32%vs
Sound Federal Credit UnionCredit union Norwalk, CT53 out of 100, Below average$115.5M7.6%1.43%vs
Finex Credit UnionCredit union East Hartford, CT61 out of 100, Moderate$134.0M8.9%0.73%vs
United Business & Industry Federal Credit UnionCredit union Plainville, CT77 out of 100, Strong$141.4M11.6%0.09%vs
Hartford Federal Credit UnionCredit union Hartford, CT73 out of 100, Strong$159.6M13.0%1.34%vs
Fd Community Federal Credit UnionCredit union Waterbury, CT68 out of 100, Moderate$162.7M11.1%0.89%vs

Deposit insurance

Is my money safe at America'S First Network Credit Union?

Yes. America'S First Network Credit Union is a federally insured credit union (NCUA charter #68680). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.1% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

11 locations

Branches

America'S First Network Credit Union lists 11 offices in 11 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, America'S First Network Credit Union reported 50 home-loan applications under HMDA (LEI 984500D092D1E2CYDB19): 47 originated ($5,285,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
America'S First Network Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68680
RSSD ID
520889
Primary regulator
State + NCUA
Established
1976
Headquarters
92 Pitkin St, East Hartford, CT 06108
Employees
39

Quick answers

America'S First Network Credit Union: common questions

Is America'S First Network Credit Union NCUA insured?

Yes. America'S First Network Credit Union is a federally insured credit union (NCUA charter #68680). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is America'S First Network Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does America'S First Network Credit Union have?

11 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near East Hartford

InstitutionScoreAssetsCapitalProblem loansCompare
Stafford Savings BankBank Stafford Springs, CT95 out of 100, Very strong$507.0M50.6%0.56%vs
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
The Torrington Savings BankBank Torrington, CT82 out of 100, Strong$1.0B19.0%0.14%vs
Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT80 out of 100, Strong$605K22.2%0.00%vs
Liberty BankBank Middletown, CT79 out of 100, Strong$9.4B13.4%0.32%vs