TellerScore

Headquartered in Bloomington, Illinois, Bloomington Postal Employees Credit Union is a federally insured state-chartered credit union with $20.4M in total assets and $16.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1933.

Bloomington Postal Employees Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 138th. Capital cushion contributes the most (100/100, 19.54%); loan quality contributes the least (0/100, 3.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.54%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.28%
Earnings58/100
Return on assets (annualized): 0.94%
Funding & liquidity97/100
Loans ÷ shares: 28.1% · 18.2% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 21 points (86 → 65), mostly because the loan quality component weakened by 89 points.

TellerScore
657686Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202476
Q4 202477
Q1 202583
Q2 202586
Q3 202577
Q4 202576
Q1 202682
Q2 202665
Net worth ratio
7.00%13.27%19.54%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.81%
Q3 202417.81%
Q4 202417.94%
Q1 202517.16%
Q2 202517.99%
Q3 202518.96%
Q4 202518.50%
Q1 202618.03%
Q2 202619.54%
Delinquent loans (60+ days)
0.33%1.80%3.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.50%
Q3 20241.11%
Q4 20240.70%
Q1 20250.33%
Q2 20250.34%
Q3 20251.35%
Q4 20251.22%
Q1 20260.61%
Q2 20263.28%
Return on assets
-0.09%0.42%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.18%
Q3 20240.16%
Q4 2024-0.09%
Q1 20250.23%
Q2 20250.57%
Q3 20250.54%
Q4 20250.31%
Q1 20260.41%
Q2 20260.94%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$20.4M19.54%3.28%0.94%28.1%
Q1 202682$21.7M18.03%0.61%0.41%27.1%
Q4 202576$21.0M18.50%1.22%0.31%30.4%
Q3 202577$20.8M18.96%1.35%0.54%31.9%
Q2 202586$21.6M17.99%0.34%0.57%32.6%
Q1 202583$22.4M17.16%0.33%0.23%32.4%
Q4 202477$21.3M17.94%0.70%-0.09%35.2%
Q3 202476$21.8M17.81%1.11%0.16%36.2%
Q2 202472$23.0M16.81%1.50%0.18%34.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.54%
76th
Problem loans3.28%
11th
Net charge-offs0.18%
50th
Return on assets0.94%
65th
Loans to deposits28.1%
91st
Uninsured deposits18.2%
2nd
Loan-loss reserves0.00%
37th
Texas ratio3.8%
37th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Kone Employees Credit UnionCredit union Moline, IL94 out of 100, Very strong$20.7M17.5%0.55%vs
Harvard Community Credit UnionCredit union Harvard, IL51 out of 100, Below average$21.1M6.5%0.03%vs
Chicago Firemans Assoc Credit UnionCredit union Chicago, IL86 out of 100, Very strong$21.4M15.1%0.54%vs
Generations Credit UnionCredit union Rockford, IL91 out of 100, Very strong$22.4M16.4%0.10%vs
Northern Illinois Federal Credit UnionCredit union Dekalb, IL80 out of 100, Strong$18.0M14.7%1.01%vs
Dupage County Employees Credit UnionCredit union Wheaton, IL79 out of 100, Strong$17.9M15.8%0.77%vs

Deposit insurance

Is my money safe at Bloomington Postal Employees Credit Union?

Yes. Bloomington Postal Employees Credit Union is a federally insured credit union (NCUA charter #64038). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 18.2% of shares and deposits ($3.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.54%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Bloomington Postal Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bloomington Postal Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64038
RSSD ID
303596
Primary regulator
State + NCUA
Established
1933
Headquarters
1511 E EMPIRE ST, PO Box 82, Bloomington, IL 61702
Employees
1

Quick answers

Bloomington Postal Employees Credit Union: common questions

Is Bloomington Postal Employees Credit Union NCUA insured?

Yes. Bloomington Postal Employees Credit Union is a federally insured credit union (NCUA charter #64038). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Bloomington Postal Employees Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Bloomington Postal Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bloomington

InstitutionScoreAssetsCapitalProblem loansCompare
Country Trust BankBank Bloomington, IL93 out of 100, Very strong$42.3M78.7%0.00%vs
Bloomington Municipal Credit UnionCredit union Bloomington, IL87 out of 100, Very strong$45.7M13.5%0.10%vs
Iaa Credit UnionCredit union Bloomington, IL84 out of 100, Strong$415.0M14.0%0.47%vs
Peoples State Bank of ColfaxBank Colfax, IL84 out of 100, Strong$49.5M11.7%0.00%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs
Prairie State Bank and TrustBank Springfield, IL80 out of 100, Strong$840.1M12.4%0.52%vs