TellerScore

Headquartered in Albany, New York, Broadview Federal Credit Union is a federal credit union with $9.4B in total assets and $8.5B in member shares and deposits as of Q2 2026. It operates 35 offices. Its charter dates back to 1934.

Based on its Q2 2026 filing, Broadview Federal Credit Union scores 59/100, which we describe as moderate. That is higher than only 22% of 454 credit unions with $1 billion – $10 billion. Among 268 credit unions headquartered in New York, it ranks 207th. Its strongest component is problem-loan coverage (85/100; 7.4%), and its lowest is capital cushion (40/100; 9.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Net worth ratio: 9.00%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.80%
Earnings45/100
Return on assets (annualized): 0.63%
Funding & liquidity77/100
Loans ÷ shares: 83.2% · 7.9% uninsured
Problem-loan coverage85/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (57 → 59), mostly because the earnings component improved by 10 points.

TellerScore
525660Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202452
Q4 202452
Q1 202556
Q2 202557
Q3 202558
Q4 202558
Q1 202660
Q2 202659
Net worth ratio
7.00%8.00%9.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.26%
Q3 20248.35%
Q4 20248.59%
Q1 20258.45%
Q2 20258.56%
Q3 20258.78%
Q4 20258.82%
Q1 20268.86%
Q2 20269.00%
Delinquent loans (60+ days)
0.64%0.81%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.67%
Q3 20240.86%
Q4 20240.99%
Q1 20250.64%
Q2 20250.71%
Q3 20250.78%
Q4 20250.85%
Q1 20260.64%
Q2 20260.80%
Return on assets
0.16%0.40%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.16%
Q3 20240.18%
Q4 20240.21%
Q1 20250.24%
Q2 20250.38%
Q3 20250.56%
Q4 20250.62%
Q1 20260.48%
Q2 20260.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$9.4B9.00%0.80%0.63%83.2%
Q1 202660$9.2B8.86%0.64%0.48%83.6%
Q4 202558$9.0B8.82%0.85%0.62%85.1%
Q3 202558$9.0B8.78%0.78%0.56%86.1%
Q2 202557$9.1B8.56%0.71%0.38%83.4%
Q1 202556$8.9B8.45%0.64%0.24%85.3%
Q4 202452$8.7B8.59%0.99%0.21%87.3%
Q3 202452$8.9B8.35%0.86%0.18%88.8%
Q2 202454$9.2B8.26%0.67%0.16%87.2%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.00%
11th
Problem loans0.80%
40th
Net charge-offs0.29%
78th
Return on assets0.63%
32nd
Loans to deposits83.2%
64th
Uninsured deposits7.9%
64th
Loan-loss reserves0.00%
50th
Texas ratio7.4%
25th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Teachers Federal Credit UnionCredit union Smithtown, NY66 out of 100, Moderate$9.9B11.0%1.19%vs
Hudson Valley Federal Credit UnionCredit union Poughkeepsie, NY65 out of 100, Moderate$8.1B10.6%0.60%vs
Visions Federal Credit UnionCredit union Endicott, NY64 out of 100, Moderate$5.5B10.0%0.89%vs
Municipal Credit UnionCredit union New York, NY68 out of 100, Moderate$5.2B11.9%1.66%vs
Jovia Financial Federal Credit UnionCredit union Westbury, NY57 out of 100, Moderate$4.6B9.8%1.28%vs
Empower Federal Credit UnionCredit union Syracuse, NY59 out of 100, Moderate$4.3B9.7%1.05%vs

Deposit insurance

Is my money safe at Broadview Federal Credit Union?

Yes. Broadview Federal Credit Union is a federally insured credit union (NCUA charter #51). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.9% of shares and deposits ($675.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

35 locations

Branches

Broadview Federal Credit Union lists 35 offices in 18 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Broadview Federal Credit Union reported 7,393 home-loan applications under HMDA (LEI 5493008RNHC5I1E3IZ56): 4,585 originated ($499,945,000 total), 1,981 denied, and 770 withdrawn or closed by the applicant. Its denial rate on decided applications was 29.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Broadview Federal Credit Union
Type
Federal credit union
NCUA charter #
51
RSSD ID
954970
Primary regulator
NCUA
Established
1934
Headquarters
4 Winners Circle, Albany, NY 12205
Employees
1,378

Quick answers

Broadview Federal Credit Union: common questions

Is Broadview Federal Credit Union NCUA insured?

Yes. Broadview Federal Credit Union is a federally insured credit union (NCUA charter #51). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Broadview Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Broadview Federal Credit Union have?

35 offices as of the latest NCUA data.