TellerScore

Brownfield Federal Credit Union (NCUA charter #13873) is based in Brownfield, Texas. Its Q2 2026 call report shows $11.4M in total assets and $7.5M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Brownfield Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 182nd. Its strongest component is capital cushion (100/100; 34.48%), and its lowest is earnings (0/100; -1.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 34.48%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings0/100
Return on assets (annualized): -1.00%
Funding & liquidity90/100
Loans ÷ shares: 70.2% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (77 → 74), mostly because the loan quality component weakened by 17 points.

TellerScore
748086Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202486
Q4 202478
Q1 202578
Q2 202577
Q3 202577
Q4 202576
Q1 202678
Q2 202674
Net worth ratio
7.00%21.42%35.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202432.73%
Q3 202434.99%
Q4 202435.63%
Q1 202534.35%
Q2 202534.30%
Q3 202534.48%
Q4 202535.84%
Q1 202634.74%
Q2 202634.48%
Delinquent loans (60+ days)
0.03%0.40%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.10%
Q3 20240.10%
Q4 20240.77%
Q1 20250.21%
Q2 20250.07%
Q3 20250.06%
Q4 20250.09%
Q1 20260.03%
Q2 20260.57%
Return on assets
-1.00%-0.07%0.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.86%
Q4 20240.76%
Q1 2025-0.18%
Q2 2025-0.55%
Q3 2025-0.57%
Q4 2025-0.77%
Q1 2026-0.85%
Q2 2026-1.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$11.4M34.48%0.57%-1.00%70.2%
Q1 202678$11.4M34.74%0.03%-0.85%73.3%
Q4 202576$11.2M35.84%0.09%-0.77%80.8%
Q3 202577$11.7M34.48%0.06%-0.57%77.8%
Q2 202577$11.8M34.30%0.07%-0.55%80.0%
Q1 202578$11.9M34.35%0.21%-0.18%80.3%
Q4 202478$11.5M35.63%0.77%0.76%91.9%
Q3 202486$11.6M34.99%0.10%0.86%90.6%
Q2 202486$12.4M32.73%0.10%0.74%83.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio34.48%
96th
Problem loans0.57%
55th
Net charge-offs0.35%
35th
Return on assets-1.00%
7th
Loans to deposits70.2%
33rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.8%
70th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Reeves County Teachers Credit UnionCredit union Pecos, TX75 out of 100, Strong$11.5M12.1%0.00%vs
I.B.E.W. Lu 66 Federal Credit UnionCredit union Pasadena, TX78 out of 100, Strong$11.5M13.8%0.23%vs
T & P Longview Federal Credit UnionCredit union Longview, TX86 out of 100, Very strong$11.3M23.6%0.35%vs
Met Tran Federal Credit UnionCredit union Houston, TX84 out of 100, Strong$11.2M14.6%0.12%vs
Baker Hughes Federal Credit UnionCredit union Houston, TX66 out of 100, Moderate$11.2M12.8%0.84%vs
Hale County Teachers Federal Credit UnionCredit union Plainview, TX69 out of 100, Moderate$11.1M10.4%0.00%vs

Deposit insurance

Is my money safe at Brownfield Federal Credit Union?

Yes. Brownfield Federal Credit Union is a federally insured credit union (NCUA charter #13873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 34.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Brownfield Federal Credit Union lists 2 offices in 1 city. Most locations:

  • Brownfield, TX (2)

All branch addresses and map

Identity & history

Profile

Legal name
Brownfield Federal Credit Union
Type
Federal credit union
NCUA charter #
13873
RSSD ID
271686
Primary regulator
NCUA
Established
1960
Headquarters
201 W Hill St, Brownfield, TX 79316
Employees
5

Quick answers

Brownfield Federal Credit Union: common questions

Is Brownfield Federal Credit Union NCUA insured?

Yes. Brownfield Federal Credit Union is a federally insured credit union (NCUA charter #13873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brownfield Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brownfield Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Brownfield

InstitutionScoreAssetsCapitalProblem loansCompare
Sundown State BankBank Sundown, TX79 out of 100, Strong$307.7M11.6%0.84%vs
Prosperity BankBank El Campo, TX71 out of 100, Strong$43.9B10.6%0.48%vs