TellerScore

Headquartered in Houston, Texas, Met Tran Federal Credit Union is a federal credit union with $11.2M in total assets and $9.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1987.

Met Tran Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 87th. Problem-loan coverage contributes the most (99/100, 0.5%); earnings contributes the least (35/100, 0.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Net worth ratio: 14.58%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.12%
Earnings35/100
Return on assets (annualized): 0.37%
Funding & liquidity93/100
Loans ÷ shares: 67.1% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.47%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 84).

TellerScore
828689Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202485
Q4 202485
Q1 202589
Q2 202583
Q3 202587
Q4 202587
Q1 202682
Q2 202684
Net worth ratio
7.00%11.01%15.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.34%
Q3 202414.32%
Q4 202414.10%
Q1 202514.72%
Q2 202514.45%
Q3 202514.56%
Q4 202515.02%
Q1 202614.70%
Q2 202614.58%
Delinquent loans (60+ days)
0.03%0.19%0.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.34%
Q4 20240.04%
Q1 20250.28%
Q2 20250.05%
Q3 20250.03%
Q4 20250.21%
Q1 20260.06%
Q2 20260.12%
Return on assets
0.02%0.66%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.07%
Q3 20240.95%
Q4 20240.78%
Q1 20251.30%
Q2 20250.34%
Q3 20250.76%
Q4 20250.82%
Q1 20260.02%
Q2 20260.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$11.2M14.58%0.12%0.37%67.1%
Q1 202682$11.0M14.70%0.06%0.02%66.5%
Q4 202587$10.8M15.02%0.21%0.82%70.6%
Q3 202587$11.1M14.56%0.03%0.76%71.6%
Q2 202583$10.9M14.45%0.05%0.34%74.7%
Q1 202589$10.8M14.72%0.28%1.30%73.7%
Q4 202485$11.1M14.10%0.04%0.78%74.7%
Q3 202485$11.0M14.32%0.34%0.95%67.0%
Q2 202488$11.0M14.34%0.08%1.07%68.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.58%
51st
Problem loans0.12%
78th
Net charge-offs1.14%
12th
Return on assets0.37%
35th
Loans to deposits67.1%
38th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.5%
75th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Baker Hughes Federal Credit UnionCredit union Houston, TX66 out of 100, Moderate$11.2M12.8%0.84%vs
T & P Longview Federal Credit UnionCredit union Longview, TX86 out of 100, Very strong$11.3M23.6%0.35%vs
Hale County Teachers Federal Credit UnionCredit union Plainview, TX69 out of 100, Moderate$11.1M10.4%0.00%vs
Brownfield Federal Credit UnionCredit union Brownfield, TX74 out of 100, Strong$11.4M34.5%0.57%vs
Reeves County Teachers Credit UnionCredit union Pecos, TX75 out of 100, Strong$11.5M12.1%0.00%vs
I.B.E.W. Lu 66 Federal Credit UnionCredit union Pasadena, TX78 out of 100, Strong$11.5M13.8%0.23%vs

Deposit insurance

Is my money safe at Met Tran Federal Credit Union?

Yes. Met Tran Federal Credit Union is a federally insured credit union (NCUA charter #24324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Met Tran Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Met Tran Federal Credit Union
Type
Federal credit union
NCUA charter #
24324
RSSD ID
316091
Primary regulator
NCUA
Established
1987
Headquarters
1900 Main Street, Ste 2023, Houston, TX 77002
Employees
4

Quick answers

Met Tran Federal Credit Union: common questions

Is Met Tran Federal Credit Union NCUA insured?

Yes. Met Tran Federal Credit Union is a federally insured credit union (NCUA charter #24324). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Met Tran Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Met Tran Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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