TellerScore

Headquartered in Pasadena, Texas, I.B.E.W. Lu 66 Federal Credit Union is a federal credit union with $11.5M in total assets and $9.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1971.

I.B.E.W. Lu 66 Federal Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 141st. Problem-loan coverage contributes the most (97/100, 1.3%); earnings contributes the least (45/100, 0.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Net worth ratio: 13.85%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings45/100
Return on assets (annualized): 0.62%
Funding & liquidity67/100
Loans ÷ shares: 93.7% · 0.9% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.33%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 78).

TellerScore
718089Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202477
Q4 202473
Q1 202571
Q2 202578
Q3 202580
Q4 202578
Q1 202676
Q2 202678
Net worth ratio
7.00%10.47%13.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.24%
Q3 202413.71%
Q4 202413.31%
Q1 202513.54%
Q2 202513.60%
Q3 202513.72%
Q4 202513.95%
Q1 202613.82%
Q2 202613.85%
Delinquent loans (60+ days)
0.13%0.78%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20241.43%
Q4 20241.40%
Q1 20251.09%
Q2 20250.39%
Q3 20250.35%
Q4 20250.63%
Q1 20260.64%
Q2 20260.23%
Return on assets
0.62%1.47%2.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.33%
Q3 20242.01%
Q4 20241.64%
Q1 20251.00%
Q2 20250.93%
Q3 20251.00%
Q4 20251.01%
Q1 20260.70%
Q2 20260.62%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$11.5M13.85%0.23%0.62%93.7%
Q1 202676$12.0M13.82%0.64%0.70%89.2%
Q4 202578$11.2M13.95%0.63%1.01%92.0%
Q3 202580$11.5M13.72%0.35%1.00%90.5%
Q2 202578$11.1M13.60%0.39%0.93%96.5%
Q1 202571$11.0M13.54%1.09%1.00%97.0%
Q4 202473$11.0M13.31%1.40%1.64%97.8%
Q3 202477$10.8M13.71%1.43%2.01%94.5%
Q2 202489$11.0M13.24%0.13%2.33%90.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.85%
46th
Problem loans0.23%
72nd
Net charge-offs-0.09%
93rd
Return on assets0.62%
48th
Loans to deposits93.7%
6th
Uninsured deposits0.9%
55th
Loan-loss reserves0.00%
37th
Texas ratio1.3%
61st

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Reeves County Teachers Credit UnionCredit union Pecos, TX75 out of 100, Strong$11.5M12.1%0.00%vs
Brownfield Federal Credit UnionCredit union Brownfield, TX74 out of 100, Strong$11.4M34.5%0.57%vs
T & P Longview Federal Credit UnionCredit union Longview, TX86 out of 100, Very strong$11.3M23.6%0.35%vs
Met Tran Federal Credit UnionCredit union Houston, TX84 out of 100, Strong$11.2M14.6%0.12%vs
Baker Hughes Federal Credit UnionCredit union Houston, TX66 out of 100, Moderate$11.2M12.8%0.84%vs
P.I.E. Credit UnionCredit union Houston, TX88 out of 100, Very strong$11.8M23.9%0.71%vs

Deposit insurance

Is my money safe at I.B.E.W. Lu 66 Federal Credit Union?

Yes. I.B.E.W. Lu 66 Federal Credit Union is a federally insured credit union (NCUA charter #20469). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.9% of shares and deposits ($84K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

I.B.E.W. Lu 66 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
I.B.E.W. Lu 66 Federal Credit Union
Type
Federal credit union
NCUA charter #
20469
RSSD ID
21685
Primary regulator
NCUA
Established
1971
Headquarters
4345 Allen Genoa Rd, Pasadena, TX 77504
Employees
3

Quick answers

I.B.E.W. Lu 66 Federal Credit Union: common questions

Is I.B.E.W. Lu 66 Federal Credit Union NCUA insured?

Yes. I.B.E.W. Lu 66 Federal Credit Union is a federally insured credit union (NCUA charter #20469). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is I.B.E.W. Lu 66 Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does I.B.E.W. Lu 66 Federal Credit Union have?

1 office as of the latest NCUA data.

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