TellerScore

Casco Federal Credit Union (NCUA charter #9327) is based in Gorham, Maine. Its Q2 2026 call report shows $121.3M in total assets and $108.4M in member shares and deposits and 2 offices.

Casco Federal Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 1,341 credit unions with $100 million – $1 billion. Among 48 credit unions headquartered in Maine, it ranks 29th. Funding & liquidity contributes the most (91/100, 70% loans-to-deposits, 2% uninsured); capital cushion contributes the least (47/100, 9.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Net worth ratio: 9.65%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.09%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity91/100
Loans ÷ shares: 69.5% · 1.8% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (70 → 63), mostly because the loan quality component weakened by 31 points.

TellerScore
596570Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202467
Q3 202467
Q4 202467
Q1 202570
Q2 202570
Q3 202559
Q4 202570
Q1 202668
Q2 202663
Net worth ratio
7.00%8.33%9.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20249.44%
Q3 20249.33%
Q4 20249.45%
Q1 20259.36%
Q2 20259.58%
Q3 20259.22%
Q4 20259.57%
Q1 20269.44%
Q2 20269.65%
Delinquent loans (60+ days)
0.14%0.67%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.22%
Q3 20240.25%
Q4 20240.34%
Q1 20250.14%
Q2 20250.16%
Q3 20251.19%
Q4 20250.21%
Q1 20260.44%
Q2 20261.09%
Return on assets
0.55%0.67%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.55%
Q3 20240.56%
Q4 20240.60%
Q1 20250.68%
Q2 20250.68%
Q3 20250.67%
Q4 20250.71%
Q1 20260.75%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$121.3M9.65%1.09%0.78%69.5%
Q1 202668$121.4M9.44%0.44%0.75%68.5%
Q4 202570$117.4M9.57%0.21%0.71%70.5%
Q3 202559$119.2M9.22%1.19%0.67%67.1%
Q2 202570$112.6M9.58%0.16%0.68%70.7%
Q1 202570$113.1M9.36%0.14%0.68%68.8%
Q4 202467$110.0M9.45%0.34%0.60%72.6%
Q3 202467$109.3M9.33%0.25%0.56%73.0%
Q2 202467$106.2M9.44%0.22%0.55%73.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.65%
23rd
Problem loans1.09%
26th
Net charge-offs0.29%
59th
Return on assets0.78%
53rd
Loans to deposits69.5%
62nd
Uninsured deposits1.8%
92nd
Loan-loss reserves0.00%
50th
Texas ratio7.0%
25th

Similar-size credit unions in Maine

InstitutionScoreAssetsCapitalProblem loansCompare
Ksw Federal Credit UnionCredit union Waterville, ME85 out of 100, Very strong$122.2M14.6%1.02%vs
Community Credit UnionCredit union Lewiston, ME51 out of 100, Below average$120.2M10.5%1.86%vs
Brewer Federal Credit UnionCredit union Brewer, ME73 out of 100, Strong$117.8M10.3%0.08%vs
Trademark Federal Credit UnionCredit union Augusta, ME56 out of 100, Moderate$131.6M10.2%2.06%vs
Katahdin Federal Credit UnionCredit union Millinocket, ME81 out of 100, Strong$110.9M16.8%1.02%vs
Connected Credit UnionCredit union Augusta, ME72 out of 100, Strong$133.9M11.1%0.47%vs

Deposit insurance

Is my money safe at Casco Federal Credit Union?

Yes. Casco Federal Credit Union is a federally insured credit union (NCUA charter #9327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.8% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.65%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Casco Federal Credit Union lists 2 offices in 1 city. Most locations:

  • Gorham, ME (2)

All branch addresses and map

Identity & history

Profile

Legal name
Casco Federal Credit Union
Type
Federal credit union
NCUA charter #
9327
RSSD ID
380186
Primary regulator
NCUA
Established
1954
Headquarters
PO Box 87, Gorham, ME 04038
Employees
24

Quick answers

Casco Federal Credit Union: common questions

Is Casco Federal Credit Union NCUA insured?

Yes. Casco Federal Credit Union is a federally insured credit union (NCUA charter #9327). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Casco Federal Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Casco Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Gorham

InstitutionScoreAssetsCapitalProblem loansCompare
Gardiner Federal Credit UnionCredit union Gardiner, ME96 out of 100, Very strong$100.7M15.9%0.12%vs
Coast Line Credit UnionCredit union South Portland, ME94 out of 100, Very strong$89.2M19.1%0.22%vs
Skowhegan Savings BankBank Skowhegan, ME88 out of 100, Very strong$855.0M15.8%0.42%vs
Eastmill Federal Credit UnionCredit union East Millinocke, ME87 out of 100, Very strong$79.6M18.6%0.00%vs
Capital Area Federal Credit UnionCredit union Augusta, ME86 out of 100, Very strong$71.4M17.6%0.59%vs
Bath Savings InstitutionBank Bath, ME82 out of 100, Strong$1.5B15.8%0.05%vs