Headquartered in Barre, Vermont, Central Vermont Medical Center,inc. Credit Union is a federally insured state-chartered credit union with $12.7M in total assets and $9.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1970.
Based on its Q2 2026 filing, Central Vermont Medical Center,inc. Credit Union scores 54/100, which we describe as below average. That is higher than only 13% of 2,479 credit unions with under $100 million in assets. Among 12 credit unions headquartered in Vermont, it ranks 8th. Its strongest component is capital cushion (100/100; 25.89%), and its lowest is loan quality (0/100; 4.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (64 → 54), mostly because the earnings component weakened by 51 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 62 |
| Q4 2024 | 54 |
| Q1 2025 | 69 |
| Q2 2025 | 64 |
| Q3 2025 | 64 |
| Q4 2025 | 64 |
| Q1 2026 | 56 |
| Q2 2026 | 54 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 24.79% |
| Q3 2024 | 26.93% |
| Q4 2024 | 27.93% |
| Q1 2025 | 26.50% |
| Q2 2025 | 26.15% |
| Q3 2025 | 26.24% |
| Q4 2025 | 26.43% |
| Q1 2026 | 26.18% |
| Q2 2026 | 25.89% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.90% |
| Q3 2024 | 2.05% |
| Q4 2024 | 3.66% |
| Q1 2025 | 2.25% |
| Q2 2025 | 4.04% |
| Q3 2025 | 6.27% |
| Q4 2025 | 4.04% |
| Q1 2026 | 4.87% |
| Q2 2026 | 4.52% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -2.76% |
| Q3 2024 | -1.61% |
| Q4 2024 | -0.87% |
| Q1 2025 | 0.54% |
| Q2 2025 | 0.81% |
| Q3 2025 | 0.87% |
| Q4 2025 | 0.73% |
| Q1 2026 | -0.18% |
| Q2 2026 | -0.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $12.7M | 25.89% | 4.52% | -0.45% | 42.3% |
| Q1 2026 | 56 | $12.6M | 26.18% | 4.87% | -0.18% | 44.1% |
| Q4 2025 | 64 | $12.5M | 26.43% | 4.04% | 0.73% | 48.9% |
| Q3 2025 | 64 | $12.6M | 26.24% | 6.27% | 0.87% | 50.7% |
| Q2 2025 | 64 | $12.5M | 26.15% | 4.04% | 0.81% | 52.6% |
| Q1 2025 | 69 | $12.2M | 26.50% | 2.25% | 0.54% | 53.5% |
| Q4 2024 | 54 | $11.5M | 27.93% | 3.66% | -0.87% | 61.5% |
| Q3 2024 | 62 | $11.8M | 26.93% | 2.05% | -1.61% | 62.2% |
| Q2 2024 | 55 | $12.7M | 24.79% | 2.90% | -2.76% | 50.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Vermont
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Orlex Government Employees Credit UnionCredit union Newport, VT | 45 out of 100, Below average | $6.9M | 10.0% | 1.63% | vs |
| Northeast Schools and Hospital Credit UnionCredit union Newport, VT | 64 out of 100, Moderate | $5.6M | 8.9% | 0.23% | vs |
| Members 1st Credit UnionCredit union Brattleboro, VT | 51 out of 100, Below average | $22.9M | 9.4% | 2.07% | vs |
| Northern Lights Federal Credit UnionCredit union Saint Johnsbury, VT | 84 out of 100, Strong | $42.8M | 14.3% | 0.29% | vs |
Deposit insurance
Is my money safe at Central Vermont Medical Center,inc. Credit Union?
Yes. Central Vermont Medical Center,inc. Credit Union is a federally insured credit union (NCUA charter #65090). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 25.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Central Vermont Medical Center,inc. Credit Union lists 1 office in 1 city. Most locations:
- Berlin, VT (1)
Identity & history
Profile
- Legal name
- Central Vermont Medical Center,inc. Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65090
- RSSD ID
- 291992
- Primary regulator
- State + NCUA
- Established
- 1970
- Headquarters
- 130 Fisher Rd-Berlin, Po Box 547, Barre, VT 05641
- Employees
- 3
Quick answers
Central Vermont Medical Center,inc. Credit Union: common questions
Is Central Vermont Medical Center,inc. Credit Union NCUA insured?
Yes. Central Vermont Medical Center,inc. Credit Union is a federally insured credit union (NCUA charter #65090). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Central Vermont Medical Center,inc. Credit Union's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Central Vermont Medical Center,inc. Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Barre
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Passumpsic Savings BankBank Saint Johnsbury, VT | 76 out of 100, Strong | $934.5M | 13.1% | 0.71% | vs |
| Bar Harbor Bank & TrustBank Bar Harbor, ME | 73 out of 100, Strong | $4.7B | 10.5% | 0.32% | vs |
| Community National BankBank Derby, VT | 68 out of 100, Moderate | $1.2B | 10.6% | 0.86% | vs |
| Northfield Savings BankBank Northfield, VT | 68 out of 100, Moderate | $1.6B | 11.0% | 0.52% | vs |
| 802 Credit UnionCredit union Barre, VT | 67 out of 100, Moderate | $507.7M | 12.5% | 1.50% | vs |
| TD Bank, National AssociationBank Wilmington, DE | 63 out of 100, Moderate | $342.8B | 10.3% | 1.11% | vs |