Multi-Schools Federal Credit Union (NCUA charter #2612) is based in Wampum, Pennsylvania. Its Q2 2026 call report shows $4.9M in total assets and $4.2M in member shares and deposits and 2 offices.
Multi-Schools Federal Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 216th. Problem-loan coverage contributes the most (89/100, 5.6%); earnings contributes the least (6/100, -0.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (69 → 63), mostly because the earnings component weakened by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 69 |
| Q4 2024 | 66 |
| Q1 2025 | 71 |
| Q2 2025 | 69 |
| Q3 2025 | 65 |
| Q4 2025 | 61 |
| Q1 2026 | 60 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.87% |
| Q3 2024 | 11.94% |
| Q4 2024 | 12.12% |
| Q1 2025 | 12.33% |
| Q2 2025 | 12.19% |
| Q3 2025 | 12.28% |
| Q4 2025 | 12.67% |
| Q1 2026 | 13.16% |
| Q2 2026 | 13.27% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.87% |
| Q4 2024 | 1.01% |
| Q1 2025 | 0.95% |
| Q2 2025 | 0.84% |
| Q3 2025 | 1.25% |
| Q4 2025 | 1.90% |
| Q1 2026 | 1.66% |
| Q2 2026 | 1.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.61% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.93% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.07% |
| Q2 2026 | -0.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $4.9M | 13.27% | 1.09% | -0.36% | 83.2% |
| Q1 2026 | 60 | $5.0M | 13.16% | 1.66% | 0.07% | 84.0% |
| Q4 2025 | 61 | $5.2M | 12.67% | 1.90% | 0.61% | 82.7% |
| Q3 2025 | 65 | $5.3M | 12.28% | 1.25% | 0.47% | 81.4% |
| Q2 2025 | 69 | $5.3M | 12.19% | 0.84% | 0.62% | 83.2% |
| Q1 2025 | 71 | $5.2M | 12.33% | 0.95% | 0.93% | 83.9% |
| Q4 2024 | 66 | $5.2M | 12.12% | 1.01% | 0.53% | 84.4% |
| Q3 2024 | 69 | $5.2M | 11.94% | 0.87% | 0.55% | 76.1% |
| Q2 2024 | 68 | $5.2M | 11.87% | 0.92% | 0.61% | 76.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cheswick Atomic Division Federal Credit UnionCredit union Harwick, PA | 89 out of 100, Very strong | $4.8M | 33.9% | 0.09% | vs |
| Greensburg Teachers Credit UnionCredit union Greensburg, PA | 78 out of 100, Strong | $4.7M | 14.3% | 0.00% | vs |
| Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA | 99 out of 100, Very strong | $5.3M | 21.2% | 0.00% | vs |
| Avh Federal Credit UnionCredit union Natrona Heights, PA | 80 out of 100, Strong | $4.4M | 37.7% | 0.85% | vs |
| University of Pennsylvania Students Federal Credit UnionCredit union Philadelphia, PA | 59 out of 100, Moderate | $4.4M | 18.3% | 4.20% | vs |
| Iron Workers Federal Credit UnionCredit union Pittsburgh, PA | 44 out of 100, Below average | $5.4M | 6.0% | 1.09% | vs |
Deposit insurance
Is my money safe at Multi-Schools Federal Credit Union?
Yes. Multi-Schools Federal Credit Union is a federally insured credit union (NCUA charter #2612). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Multi-Schools Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Ellwood City, PA (1)
- Wampum, PA (1)
Identity & history
Profile
- Legal name
- Multi-Schools Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2612
- RSSD ID
- 957177
- Primary regulator
- NCUA
- Established
- 1938
- Headquarters
- 1033 Main St, Wampum, PA 16157
- Employees
- 3
Quick answers
Multi-Schools Federal Credit Union: common questions
Is Multi-Schools Federal Credit Union NCUA insured?
Yes. Multi-Schools Federal Credit Union is a federally insured credit union (NCUA charter #2612). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Multi-Schools Federal Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Multi-Schools Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Wampum
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Choice America Community Federal Credit UnionCredit union Weirton, WV | 96 out of 100, Very strong | $713.9M | 18.1% | 0.15% | vs |
| A & S Federal Credit UnionCredit union Aliquippa, PA | 95 out of 100, Very strong | $39.3M | 15.1% | 0.55% | vs |
| Sca Federal Credit UnionCredit union New Castle, PA | 94 out of 100, Very strong | $17.4M | 19.7% | 0.09% | vs |
| Freedom United Federal Credit UnionCredit union Rochester, PA | 93 out of 100, Very strong | $94.2M | 19.0% | 0.84% | vs |
| Grove City Area Federal Credit UnionCredit union Grove City, PA | 87 out of 100, Very strong | $152.8M | 15.3% | 1.33% | vs |
| Elliott Community Federal Credit UnionCredit union Jeannette, PA | 86 out of 100, Very strong | $53.7M | 15.2% | 0.38% | vs |