TellerScore

Headquartered in Pittsburgh, Pennsylvania, Iron Workers Federal Credit Union is a federal credit union with $5.4M in total assets and $5.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1963.

Iron Workers Federal Credit Union has a TellerScore of 44 out of 100 (below average) based on Q2 2026 data — higher than only 4% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 265th. Funding & liquidity contributes the most (100/100, 31% loans-to-deposits, 0% uninsured); earnings contributes the least (5/100, -0.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion10/100
Net worth ratio: 6.04%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.09%
Earnings5/100
Return on assets (annualized): -0.37%
Funding & liquidity100/100
Loans ÷ shares: 31.2% · 0.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.92%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (34 → 44), mostly because the loan quality component improved by 44 points.

TellerScore
243546Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202434
Q3 202426
Q4 202429
Q1 202532
Q2 202534
Q3 202540
Q4 202546
Q1 202624
Q2 202644
Net worth ratio
6.04%6.52%7.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20246.19%
Q3 20246.36%
Q4 20246.52%
Q1 20256.63%
Q2 20256.56%
Q3 20256.64%
Q4 20256.23%
Q1 20266.19%
Q2 20266.04%
Delinquent loans (60+ days)
0.81%3.04%5.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.20%
Q3 20244.45%
Q4 20244.19%
Q1 20253.16%
Q2 20252.41%
Q3 20251.80%
Q4 20250.81%
Q1 20265.27%
Q2 20261.09%
Return on assets
-0.83%-0.32%0.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.28%
Q3 2024-0.22%
Q4 2024-0.00%
Q1 20250.19%
Q2 2025-0.31%
Q3 2025-0.23%
Q4 2025-0.52%
Q1 2026-0.83%
Q2 2026-0.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202644$5.4M6.04%1.09%-0.37%31.2%
Q1 202624$5.3M6.19%5.27%-0.83%33.3%
Q4 202546$5.4M6.23%0.81%-0.52%35.9%
Q3 202540$5.4M6.64%1.80%-0.23%36.7%
Q2 202534$5.4M6.56%2.41%-0.31%38.9%
Q1 202532$5.6M6.63%3.16%0.19%40.0%
Q4 202429$5.6M6.52%4.19%-0.00%40.9%
Q3 202426$5.6M6.36%4.45%-0.22%43.8%
Q2 202434$5.8M6.19%2.20%-0.28%41.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio6.04%
1st
Problem loans1.09%
36th
Net charge-offs-0.01%
88th
Return on assets-0.37%
13th
Loans to deposits31.2%
88th
Uninsured deposits0.0%
81st
Loan-loss reserves1.49%
87th
Texas ratio4.9%
30th

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Montoursville Area Federal Credit UnionCredit union Montoursville, PA91 out of 100, Very strong$6.2M14.2%0.03%vs

Deposit insurance

Is my money safe at Iron Workers Federal Credit Union?

Yes. Iron Workers Federal Credit Union is a federally insured credit union (NCUA charter #15797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 6.04%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Iron Workers Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Iron Workers Federal Credit Union
Type
Federal credit union
NCUA charter #
15797
RSSD ID
52885
Primary regulator
NCUA
Established
1963
Headquarters
2201 Liberty Ave Ste 201, Pittsburgh, PA 15222
Employees
1

Quick answers

Iron Workers Federal Credit Union: common questions

Is Iron Workers Federal Credit Union NCUA insured?

Yes. Iron Workers Federal Credit Union is a federally insured credit union (NCUA charter #15797). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Iron Workers Federal Credit Union's TellerScore?

44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Iron Workers Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Pittsburgh

InstitutionScoreAssetsCapitalProblem loansCompare
Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA99 out of 100, Very strong$5.3M21.2%0.00%vs
I.B.E.W. - Local No. 5 Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$15.4M15.4%0.07%vs
VA Pittsburgh Employees Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$26.8M17.6%0.15%vs
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs
Freedom United Federal Credit UnionCredit union Rochester, PA93 out of 100, Very strong$94.2M19.0%0.84%vs