TellerScore

Sargent Federal Credit Union (NCUA charter #9613) is based in Washington, District of Columbia. Its Q2 2026 call report shows $258K in total assets and $208K in member shares and deposits and 2 offices.

Sargent Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 11th. Capital cushion contributes the most (100/100, 16.32%); loan quality contributes the least (0/100, 22.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.32%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 22.05%
Earnings88/100
Return on assets (annualized): 1.69%
Funding & liquidity100/100
Loans ÷ shares: 24.3% · 0.0% uninsured
Problem-loan coverage57/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 21.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (62 → 68), mostly because the earnings component improved by 32 points.

TellerScore
566268Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202467
Q4 202456
Q1 202562
Q2 202562
Q3 202562
Q4 202559
Q1 202666
Q2 202668
Net worth ratio
7.00%11.66%16.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.17%
Q3 202414.28%
Q4 202413.39%
Q1 202514.05%
Q2 202514.47%
Q3 202514.66%
Q4 202514.60%
Q1 202615.24%
Q2 202616.32%
Delinquent loans (60+ days)
8.22%17.04%25.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 202415.00%
Q3 202412.66%
Q4 202412.55%
Q1 202521.22%
Q2 202522.31%
Q3 202525.86%
Q4 20258.22%
Q1 202614.97%
Q2 202622.05%
Return on assets
0.42%1.06%1.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.48%
Q3 20241.62%
Q4 20240.55%
Q1 20251.10%
Q2 20250.90%
Q3 20250.80%
Q4 20250.42%
Q1 20261.32%
Q2 20261.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$258K16.32%22.05%1.69%24.3%
Q1 202666$268K15.24%14.97%1.32%24.2%
Q4 202559$276K14.60%8.22%0.42%23.9%
Q3 202562$278K14.66%25.86%0.80%10.7%
Q2 202562$279K14.47%22.31%0.90%13.9%
Q1 202562$284K14.05%21.22%1.10%15.2%
Q4 202456$292K13.39%12.55%0.55%17.4%
Q3 202467$287K14.28%12.66%1.62%19.8%
Q2 202465$279K14.17%15.00%1.48%23.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.32%
62nd
Problem loans22.05%
1st
Net charge-offs-2.38%
100th
Return on assets1.69%
89th
Loans to deposits24.3%
93rd
Uninsured deposits0.0%
81st
Loan-loss reserves18.83%
99th
Texas ratio21.6%
4th

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Deposit insurance

Is my money safe at Sargent Federal Credit Union?

Yes. Sargent Federal Credit Union is a federally insured credit union (NCUA charter #9613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Sargent Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sargent Federal Credit Union
Type
Federal credit union
NCUA charter #
9613
RSSD ID
24480
Primary regulator
NCUA
Established
1954
Headquarters
5109 Nannie Helen Burroughs Ave. N., Washington, DC 20019
Employees
1

Quick answers

Sargent Federal Credit Union: common questions

Is Sargent Federal Credit Union NCUA insured?

Yes. Sargent Federal Credit Union is a federally insured credit union (NCUA charter #9613). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sargent Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sargent Federal Credit Union have?

2 offices as of the latest NCUA data.

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